Franchise Directory
2 franchise brands scored by real SBA loan performance data.
Sources: SBA 7(a) Foia Data, FTC Franchise Rule (FDDs)
How do I find the best franchise to buy?
PeerSense scores 6,300+ franchise brands using real SBA loan performance data, not marketing materials. Compare initial investment, royalty rate, unit count, and our proprietary FPI (Franchise Performance Index) score side-by-side. The most-funded franchises by SBA loan volume are Subway, Quiznos, Dairy Queen, Anytime Fitness, and Domino's, but the right brand for you depends on your budget, category, and target geography.
, PeerSense Capital Advisory · Updated April 27, 2026
Showing 1-2 of 2 franchises in Packaged Frozen Food Merchant Wholesalers
Happy & Healthy
Packaged Frozen Food Merchant WholesalersShould you invest in a home-based wholesale food franchise in one of the fastest-growing consumer segments in America? That is the question facing prospective franchisees evaluating the Happy & Healthy franchise opportunity, and the answer requires examining a brand with more than three decades of operating history, a specialized niche in all-natural frozen fruit bars and grab-n-go snacks, and a low-overhead business model that deliberately sidesteps the capital-heavy restaurant format that has consumed so many franchise investors. Happy & Healthy Products was founded in 1991 by Linda Kerr Kamm, operating out of Boca Raton, Florida, where the company remains headquartered today. Kamm, who also serves as President of Happy & Healthy Products, began offering franchise opportunities in 1993, giving the brand over 30 years of franchising history — a meaningful longevity signal in an industry where many concepts fail within their first decade. The company built its entire commercial identity around distributing Fruitfull branded snacks, including frozen fruit bars, breads, and assorted grab-n-go products, all formulated to be all-natural, free of trans-fat, preservatives, and white sugar, gluten-free, and positioned squarely at weight-conscious adults rather than children. Many of the juice bars carry zero fat or cholesterol, and even the cream-based bars are low enough in fat and cholesterol to be listed between 1 and 4 points in the Weight Watchers Complete Food Companion — a specific product credential that speaks directly to the calorie-aware adult consumer driving growth in the premium snack segment. The Happy & Healthy franchise model is not a restaurant, not a retail storefront, and not a service territory requiring employees and leases — it is a wholesale distribution business, home-based by design, and structured to move product into hospitals, colleges, fitness centers, markets, and other health-oriented retail environments. At a time when franchise investors are increasingly scrutinizing overhead structures and break-even timelines, that positioning is analytically relevant. The industry context surrounding the Happy & Healthy franchise is materially favorable by any credible market-sizing framework. The global frozen foods market was valued at approximately $297 billion in 2024 and is projected to reach $500.8 billion by 2034, compounding at a CAGR of 5.5% from 2025 through 2034. A parallel projection pegs the global market at $325.09 billion in 2025, forecasting growth to $508.12 billion by 2034 at a 5.14% CAGR. Within the United States specifically, the frozen foods market registered $88.3 billion in 2024 and is forecast to reach $110.23 billion by 2032 — an expansion of nearly $22 billion in under a decade, driven by consumer demand for convenient, shelf-stable, and increasingly health-oriented options. The secular tailwind most directly benefiting a brand like Happy & Healthy is not simply frozen food growth in aggregate, but the intersection of frozen food with the health and wellness movement: Americans are increasingly scrutinizing ingredient labels, demanding products free of artificial additives and excess sugar, and aligning food purchases with weight management goals. This is precisely the consumer profile the Fruitfull product line was engineered to serve. The food services category within which Happy & Healthy operates is also characterized by fragmented wholesale distribution, meaning no single dominant competitor controls the all-natural frozen snack distribution channel in most regional markets — a structural condition that creates geographic opportunity for individual franchisees who build relationships with institutional buyers like hospital cafeterias and university dining programs. Entrepreneur Magazine's recognition of Happy & Healthy as the number one Miscellaneous Food Businesses Franchise in their 2006 Franchise 500, combined with Franchise Business Review's 2011 ranking of the brand as the 36th best franchise in the nation within the mid-size division and one of the top 20 food franchises overall — the only frozen novelty business on that list — confirms that independent third-party evaluators have historically viewed this franchise concept as occupying a defensible and attractive niche position. Evaluating the Happy & Healthy franchise cost requires working through several data layers, because financial disclosures across different reporting years reveal a range of investment scenarios depending on the franchise tier selected. The initial franchise fee ranges from $21,000 up to $50,000 depending on the tier — Classic, Standard, Premier, Grand, or Super Grand — and Entrepreneur Magazine has specifically recognized Happy & Healthy as one of the best franchises to own under $50,000, which positions the entry-level investment in accessible territory relative to the broader franchise universe where median initial fees for food service concepts frequently exceed $35,000 to $50,000. Total initial investment figures from different reporting periods show meaningful variation: one FDD-based source cites a range of $90,970 to $221,508, while other data points show ranges of $53,206 to $73,981 and $32,200 to $68,300 depending on reporting period and tier structure. Liquid capital requirements have been cited at $40,000 minimum in some sources, $30,000 to $60,000 in others, and cash investment figures as high as $74,670 to $140,458. Working capital specifically is a relatively lean $1,500 to $3,000 — a figure that reflects the home-based, no-retail-lease operating model. One of the most strategically distinctive financial features of the Happy & Healthy franchise investment is the explicit absence of ongoing royalty fees, a structural advantage that meaningfully improves unit-level cash flow compared to franchises in the food and beverage category that typically charge royalties between 4% and 8% of gross sales. There is an advertising fee — structured as 2% of prior year purchases with a minimum of $600 for Classic Franchise holders and a minimum of $1,200 for Premier Franchise holders — but the elimination of royalties on revenue is a significant differentiator in the total cost of ownership calculation. Military veterans receive a discount of either 5% or 10% off the franchise fee depending on the applicable program. While the franchisor does not provide direct financing, the company has established relationships with third-party lenders capable of covering franchise fees, startup expenses, equipment, inventory, accounts receivable, and payroll, and the relatively modest capital requirements increase the probability of favorable SBA loan structuring for qualified buyers. The daily operating model of a Happy & Healthy franchise is fundamentally different from the restaurant and retail formats that dominate most franchise investment conversations, and understanding that distinction is essential to evaluating whether this opportunity aligns with a specific investor's lifestyle and skill set. The business is home-based by design — franchisees do not lease retail space, do not manage a storefront, and typically do not employ a staff. Instead, the franchisee operates a wholesale distribution route, delivering Fruitfull branded products to institutional and commercial accounts including hospitals, college campuses, fitness centers, grocery markets, and other health-oriented retailers. The franchise system accommodates both full-time and part-time operators, and passive ownership is explicitly acknowledged as a viable model for investors who rely on family members or part-time employees to manage route operations. Training is conducted on-site in the franchisee's local area and is delivered by a skilled marketing consultant provided by the franchisor. The training duration varies by investment tier: non-Premier franchisees receive one full week of training, during which the consultant also secures 8 wholesale accounts on the franchisee's behalf; Premier franchisees receive two full weeks of training with 20 wholesale locations secured by the consultant. At the Grand and Super Grand tiers, the consultant secures 30 accounts. Six months following initial training, the consultant returns to the franchisee's territory for a 2-day follow-up coaching and supplemental field sales session — a post-launch support structure that addresses the common franchise failure mode of abandonment after the initial training period. The franchisor's stated philosophy is "business for yourself, but not by yourself," and corporate staff is described as available throughout the business lifecycle. The franchise agreement runs for a term of ten years, with renewal available by mutual agreement of both franchisee and franchisor. Prospective investors should note that Happy & Healthy Products does not offer territory exclusivity protections, meaning multiple franchisees could theoretically operate in overlapping geographic areas, and there is no specific technology or computer support infrastructure documented in the 2020 FDD data. Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for Happy & Healthy. The company explicitly states that it does not make any representations about a franchisee's future financial performance or the past financial performance of company-owned or franchised outlets, and does not authorize any employee or representative to provide such representations. This disclosure posture is legally permissible — franchisors are not required to provide Item 19 data — but it does create an information gap that prospective investors must address through alternative channels during due diligence. In the absence of disclosed unit-level revenue figures, franchise investors can apply industry benchmarks to construct a reasonable analytical framework. Wholesale distribution businesses in the healthy frozen food segment operate with product cost structures that are fundamentally different from restaurant franchises — there are no rent obligations on retail leases, no significant labor overhead for front-of-house staff, and no build-out capital tied to physical location improvements, all of which structurally improve margin retention on each dollar of wholesale revenue generated. The profitability of any individual Happy & Healthy franchise unit depends on factors the franchisor itself identifies: investment size, product demand in the local market, labor costs if employees are utilized, and commercial account pricing dynamics. The unit count trajectory — from 75 units reported in 2006 to 38 franchised locations across 21 states in the 2020 FDD data, to a more recent figure of 17 franchised units and 1 company-owned unit as of 2026 — reflects a meaningful contraction that prospective investors must investigate directly with the franchisor and with existing franchisees during the mandatory validation period. Historical highs of franchisee operation in over 39 states, Puerto Rico, Singapore, and Hong Kong as of April 2007 indicate the brand once achieved significant geographic reach, and the more concentrated current footprint with 15 of 38 units in the South as of 2020 FDD data suggests regional density may be a current strategic focus. The growth trajectory of the Happy & Healthy franchise system tells a story of evolution rather than linear expansion, and investors evaluating this opportunity benefit from reading those signals clearly. At its reported peak in 2006, the brand had 75 units in operation and earned the number one ranking in Entrepreneur Magazine's Franchise 500 for Miscellaneous Food Businesses. By 2020 FDD data, that count had declined to 38 franchised locations spread across 21 states, with regional concentration of 15 units in the South. Current data as of 2026 indicates 17 franchised units and 1 company-owned unit — a system that is meaningfully smaller than its historical high but also one that continues to operate, franchise, and expand its registered state coverage across 46 U.S. states including Alabama, Arizona, Arkansas, California, Colorado, Connecticut, and dozens more. The brand's competitive advantages are rooted in product differentiation rather than scale: Fruitfull products carry an all-natural, no-trans-fat, no-preservatives, no-white-sugar, and gluten-free formulation profile that aligns precisely with the clean-label movement that has reshaped consumer packaged goods purchasing decisions over the past decade. The absence of royalty fees creates a structural incentive for franchisees who generate meaningful wholesale volume to retain a larger share of revenue than they would in a royalty-bearing system. The brand's historical recognition — Franchise Business Review's 2011 top 20 food franchise designation, the 2010 ranking at 40th and the 2011 improvement to 36th in the mid-size division, the only frozen novelty business on that top food franchise list — establishes a documented track record of third-party validation during the brand's growth phase. Whether the current smaller system represents a stabilized, leaner operating model or a brand in the process of rebuilding requires direct conversation with franchisees and corporate leadership as part of any serious due diligence process. The ideal candidate for a Happy & Healthy franchise is not the prospective investor seeking a high-traffic consumer-facing retail operation or a multi-unit empire built on real estate leverage. This franchise opportunity is best suited to an individual who is comfortable in a sales and relationship-management role, capable of building and maintaining wholesale account relationships with buyers at hospitals, fitness centers, college campuses, and health-conscious retail locations, and who values the flexibility of a home-based, low-overhead operating model. The business can be operated part-time or full-time, and the passive ownership model — where a franchisee utilizes family members or part-time employees to manage route deliveries — accommodates investors who want portfolio income without full-time operational involvement. The franchise is registered in 46 U.S. states, providing broad theoretical territory availability, though the current concentration of units in the South suggests that regional market conditions, distributor relationships, and institutional account density may influence where the model performs most effectively. The franchise agreement term is ten years with mutual-agreement renewal, and because Happy & Healthy does not offer exclusive territory protections, candidates should conduct local market analysis before committing to a specific geographic focus. Military veterans benefit from a fee discount of 5% to 10%, a meaningful savings on a franchise fee that ranges up to $50,000. The FPI Score for this brand is currently 27, rated as Limited by the PeerSense scoring methodology, a data point that reflects the reduced unit count and information gaps in current disclosure documents and should factor directly into any investor's probability-weighted due diligence framework. Any serious investor evaluating the Happy & Healthy franchise opportunity is operating inside a multi-billion dollar secular growth market — the U.S. frozen foods segment alone is projected to grow from $88.3 billion in 2024 to $110.23 billion by 2032 — and considering a brand that has demonstrated over 30 years of operational continuity since its 1991 founding and more than 30 years of franchising history since its 1993 franchise launch. The combination of zero royalty fees, a home-based operating model, all-natural clean-label product credentials, and institutional wholesale distribution channels creates a franchise investment thesis that is genuinely differentiated from the restaurant and retail franchise categories. The FPI Score of 27 signals that investors must approach due diligence with rigor: validate current franchisee satisfaction directly, request all available financial disclosure data, understand the implications of no territory exclusivity, and assess local market demand for the Fruitfull product line before committing capital. These are exactly the kinds of data layers that independent franchise research infrastructure exists to surface. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark the Happy & Healthy franchise cost, fee structure, and unit economics against comparable opportunities across the packaged frozen food and healthy snack franchise category. Explore the complete Happy & Healthy franchise profile on PeerSense to access the full suite of independent franchise intelligence data.
Happy & Healthy Products
Packaged Frozen Food Merchant WholesalersEvery serious franchise investor eventually confronts the same question: is this business genuinely differentiated, or is it a commoditized concept wrapped in a franchise agreement? The Happy & Healthy Products franchise opportunity forces that question with unusual clarity. Founded in 1991 by Linda Kerr Kamm in Boca Raton, Florida, Happy & Healthy Products Inc. entered the packaged frozen food wholesale distribution space with a distinct thesis — bring health-conscious frozen food products directly to wholesale accounts through an owner-operated distribution model, eliminating the overhead of retail storefronts and the complexity of traditional restaurant franchises. The company began franchising in 1993, giving it over three decades of franchise operating history, a longevity milestone that fewer than half of all franchise systems ever reach. As of the most current data compiled by PeerSense, the system operates 9 franchised units, all franchisee-owned with zero company-owned locations — a structure that signals the franchisor's commitment to franchisee-led growth rather than corporate unit expansion. The Happy & Healthy Products franchise occupies a defensible niche within the global frozen food market, which reached USD 325.09 billion in total market size in 2025 and is projected to grow to USD 340.34 billion in 2026 before reaching USD 508.12 billion in the years ahead. For investors evaluating a low-overhead, home-based franchise opportunity in a category with genuine secular tailwinds, the Happy & Healthy Products franchise investment merits rigorous, data-informed due diligence. The analysis that follows is independent research, not promotional material produced by the franchisor, and every figure cited reflects sourced, verifiable data drawn from Franchise Disclosure Documents, industry market research, and franchise financial filings. The industry backdrop for the Happy & Healthy Products franchise is shaped by some of the most durable consumer trends of the past two decades. The global frozen food market, valued at USD 325.09 billion in 2025, is projected to expand to USD 508.12 billion — representing a compound growth trajectory that significantly outpaces general consumer packaged goods inflation. This growth is driven by a convergence of macro forces: an aging population increasingly focused on nutritional quality and dietary management, dual-income households seeking time-saving meal solutions, and a post-pandemic consumer base that dramatically increased frozen food purchasing behavior and has maintained elevated consumption levels. The health-and-wellness segment within frozen food is growing at a particularly accelerated rate, as consumers now scrutinize ingredient lists, glycemic index values, and allergen profiles with the same diligence once reserved for specialty diet products. Happy & Healthy Products operates squarely within this premium health-oriented frozen food segment, distributing products through wholesale accounts rather than retail shelves — a channel strategy that bypasses the slotting fees, promotional allowances, and shelf-space competition that burden traditional consumer packaged goods brands. The wholesale distribution model aligns structurally with the broader B2B food service trend, as institutional buyers including gyms, health clubs, corporate wellness programs, and specialty retailers have expanded their frozen health food purchasing substantially. The frozen food category as a franchise investment vehicle attracts capital because the product itself has long shelf stability, predictable reorder cycles from wholesale accounts, and relatively low spoilage risk compared to fresh food distribution franchises. Competitive dynamics in the health-focused frozen food wholesale space remain fragmented, with no single national franchise brand commanding dominant market share — a structural condition that rewards well-positioned early movers and creates meaningful white space for established franchise systems with proven account acquisition playbooks. The Happy & Healthy Products franchise cost structure has evolved meaningfully across its three-decade history, reflecting both inflation and the brand's decision to offer tiered entry points for different levels of franchisee commitment. The initial franchise fee ranges from $25,000 to $50,000 based on the most current available data, compared to an older baseline franchise fee of $21,000 documented in earlier FDD filings — representing a fee escalation that broadly tracks franchise industry norms across the sector. The 2020 Franchise Disclosure Document placed the total initial investment range at $53,206 to $73,981, while more recent data for 2026 requirements places the total investment range between $90,970 and $221,508 — a substantially wider band that reflects both format differentiation between Classic and Premier franchise levels and general cost escalation across real estate, inventory, and marketing categories. The liquid capital required to invest has been updated to $30,000 to $60,000 under the 2026 framework, with total cash investment figures ranging from $74,670 to $140,458 depending on format and market. One of the most strategically significant financial characteristics of the Happy & Healthy Products franchise is its explicit policy of charging no royalties — a structure that is genuinely rare within the franchise industry, where royalty rates of 5% to 8% of gross revenue are standard and represent a permanent, recurring cost burden on franchisee earnings. The advertising fund contribution is structured at 2% of prior year purchases, with a minimum of $600 annually for a Classic Franchise and a minimum of $1,200 annually for a Premier Franchise, keeping total ongoing fee obligations among the lowest in any franchise category. Happy & Healthy Products offers veteran incentive discounts of either 5% or 10% off the franchise fee, and the company partners with third-party financial lenders to assist franchisees in financing the franchise fee, startup costs, equipment, and inventory — broadening accessibility for investors who prefer leveraged entry. Older financial benchmarks from earlier FDD periods listed liquid capital requirements at approximately $32,000 and net worth requirements at $32,000, underscoring how the system's investment profile has scaled upward as the brand has formalized its two-tier franchise structure. The Happy & Healthy Products franchise operating model is deliberately engineered for low overhead and operational simplicity. The business is home-based by design, requiring no commercial retail lease, no storefront buildout, and no mandatory employee hires — a structural profile that eliminates three of the largest fixed cost categories that burden traditional food franchise formats. The franchisee operates as a wholesale distributor, calling on established and prospective wholesale accounts and replenishing product inventory on a recurring basis, making the daily operational rhythm more similar to a B2B sales route than a consumer-facing retail or food service business. Training is conducted on-site in the franchisee's home market: a highly skilled marketing consultant travels to the franchisee's location and provides one week of training while simultaneously securing 8 guaranteed wholesale accounts for Classic-level franchisees, or two weeks of training with 20 guaranteed wholesale locations secured for Premier-level franchisees — a built-in revenue launch mechanism that substantially reduces the cold-start risk that typically characterizes new franchise openings. Six months after the initial training engagement, the corporate consultant returns to conduct a structured 2-day follow-up coaching and supplemental field sales session, providing a mid-ramp support touchpoint that most franchise systems in this investment tier do not offer. Older franchise documentation from 2007 referenced guaranteed account structures at even higher levels — 30 accounts for both Super Grand and Grand investment tiers, and 15 accounts for Standard — indicating the account guarantee has been a foundational brand promise across multiple decades of franchise operations. The Happy & Healthy Products franchise does not offer territory exclusivity or territory protections to its franchisees, which is a meaningful structural consideration that investors must evaluate carefully, particularly in markets where multiple franchisees could theoretically call on the same wholesale account base. The part-time or full-time flexibility of the operating model positions this franchise as suitable for semi-absentee operators or owner-operators seeking a manageable operational commitment relative to the capital invested. Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for the Happy & Healthy Products franchise, which means the franchisor has elected not to publish average revenue per unit, median revenue, top-quartile earnings, or profit margin data within its official disclosure materials. This is a legal and common choice — no franchisor is required to disclose Item 19 data — but it represents a meaningful gap in the financial intelligence available to prospective investors and should factor directly into the depth of independent due diligence any candidate conducts before signing a franchise agreement. The franchisor itself acknowledges that profitability depends on variables including investment size, product demand in the franchisee's market, labor costs, and commercial lease rates, confirming that unit-level economics are highly market-dependent. What external data does exist points to a favorable cost structure: the absence of royalties eliminates what would typically be a 5% to 8% revenue drag on a franchisee's top line, the home-based model removes commercial rent obligations that can represent $2,000 to $8,000 per month in traditional retail franchise formats, and the guaranteed wholesale account structure provides a measurable revenue baseline from day one. Industry benchmarks for packaged frozen food wholesale distribution businesses suggest that route-based distribution operations with 15 to 30 active wholesale accounts can generate meaningful recurring revenue, though specific figures for Happy & Healthy Products cannot be verified without Item 19 disclosure or access to franchisee-provided earnings data. The FPI Score for the Happy & Healthy Products franchise opportunity is rated 35 by PeerSense's proprietary Franchise Performance Index, a Fair rating that reflects the combination of a long operating history, low ongoing fee structure, and favorable industry tailwinds, tempered by the absence of financial performance disclosure, modest current unit count, and the lack of territory protection provisions. Investors in the $90,970 to $221,508 total investment range should weight the royalty-free structure heavily in any payback period analysis, as that structural advantage compounds materially over a multi-year franchise term. The Happy & Healthy Products franchise has demonstrated a long and at times dynamic unit count history that reflects both the brand's resilience and the volatility inherent in small-format distribution franchise systems. At peak scale, older data from 2006 recorded approximately 75 units in operation, with 2007 franchise documentation indicating franchisees operating in over 39 states, Puerto Rico, Singapore, and Hong Kong — suggesting a period of meaningful international and domestic expansion in the brand's middle years. The 2020 Franchise Disclosure Document showed 38 franchised locations across 21 states, with the largest geographic concentration in the South at 15 franchise locations, and the FDD data described the system as expanding into new markets. The most recent 2024 data from independent franchise industry sources records 17 franchised units and 1 company-owned unit, while the current PeerSense database reflects 9 franchised units and no company-owned locations — a contraction from peak levels that warrants acknowledgment in any balanced investment analysis. The 2024 data also explicitly notes no Canadian franchises and no international franchise presence, a significant shift from the multinational footprint the brand operated in its earlier years. The competitive advantages embedded in the Happy & Healthy Products model include the guaranteed wholesale account acquisition support at launch, the proprietary product line within the health-focused frozen food category, the home-based low-overhead operating structure, and the royalty-free franchise economics — four structural attributes that differentiate this system from both traditional food franchises and generic wholesale distribution models. The brand's founding by Linda Kerr Kamm in 1991 and its continuous 30-plus-year operating history provide a longevity track record that many newer franchise concepts cannot match, even if the current unit count represents a smaller system than historical peak figures. Whether the current unit count reflects a deliberate strategic focus on quality over quantity or a broader retraction is a question that candidates should probe directly in franchisee validation calls and FDD review. The ideal candidate for the Happy & Healthy Products franchise opportunity is a self-directed individual with a comfort level in relationship-based B2B sales, an orientation toward health and wellness products, and a preference for flexible, home-based business operations over fixed-location retail formats. Because the business model centers on building and servicing a portfolio of wholesale accounts, candidates with backgrounds in sales, account management, territory distribution, or health industry roles are particularly well-suited to the operational demands of the system. The franchise does not appear to require prior food service or retail management experience, making it accessible to career changers and first-time franchise owners who bring transferable commercial skills. The training structure — conducted in the franchisee's own market with guaranteed account acquisitions built into the launch process — reduces the barrier to early operational competence, though sustained growth beyond the initial account base requires the franchisee to actively pursue new wholesale relationships. The 21-state geographic footprint documented in the 2020 FDD, which included Alabama, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Massachusetts, Maryland, Michigan, Missouri, Nebraska, New York, Ohio, Pennsylvania, Rhode Island, Texas, Utah, and Virginia, suggests meaningful domestic territory availability in markets not currently represented by active franchisees. The South, which accounted for 15 of 38 franchise locations in the 2020 data, appears to be the brand's strongest performing regional concentration, likely reflecting both demographic alignment with the health-conscious consumer segment and the franchise's Florida-based origins. Candidates should investigate the specific franchise agreement term length, renewal conditions, and transfer provisions directly through the current FDD and legal counsel, as these contractual parameters significantly affect the long-term value proposition of any franchise investment. The Happy & Healthy Products franchise opportunity presents a distinctive investment thesis in the packaged frozen food wholesale distribution category — one built on structural advantages that are genuinely rare in franchising: zero royalties, a home-based operating model, guaranteed account acquisition at launch, and positioning within a global frozen food market projected to grow from USD 325.09 billion in 2025 to USD 508.12 billion in the coming years. The franchise fee range of $25,000 to $50,000, total investment of $90,970 to $221,508, and veteran discount incentives of 5% to 10% create a financially accessible entry point relative to food and consumer products franchise categories where total investments routinely exceed $500,000. The absence of Item 19 financial performance disclosure, the lack of territory exclusivity, and the current unit count all represent due diligence questions that serious candidates must address through franchisee validation interviews, legal FDD review, and independent financial analysis before committing capital. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools to help investors evaluate this opportunity against every relevant benchmark in the packaged food and wholesale distribution franchise universe. The PeerSense FPI Score of 35 for the Happy & Healthy Products franchise reflects a Fair investment profile — not a disqualifying signal, but a calibrated assessment that rewards thorough investigation rather than cursory review. For investors drawn to the health food macro tailwind, the royalty-free economic structure, and the operational simplicity of a home-based distribution model, the data case for deeper engagement is compelling. Explore the complete Happy & Healthy Products franchise profile on PeerSense to access the full suite of independent franchise intelligence data.
Why Research With PeerSense?
Other franchise sites rely on marketing materials. We use real SBA lending data to show you what's actually happening.
Real Default Rates
See actual SBA loan default rates for every franchise brand. Know which brands have borrowers who repay, and which don't.
Lender Intelligence
Discover which SBA lenders fund each brand, their approval volumes, and default performance. Get matched with the right lender.
Industry Benchmarks
Compare any franchise against its industry benchmarks. See if it outperforms or underperforms the sector average.
Most-Researched Franchise Brands
About the PeerSense Franchise Directory
The PeerSense Franchise Directory is the most comprehensive data-driven franchise research tool available. With over 6,300 franchise brands scored by real SBA data and 133,000+ mapped locations, each profile includes our proprietary Franchise Performance Index (FPI), composite health scores, SBA lending data, geographic distribution, and FDD-sourced investment details.
Unlike other franchise directories, PeerSense uses real SBA loan performance data to evaluate franchise brands. Our data comes from 100+ industry sectors and 899+ SBA lenders, giving you an objective, data-backed view of franchise performance.
What is the Franchise Performance Index (FPI)?
The FPI is a proprietary scoring system that evaluates franchise brands on a 0-100 scale based on SBA loan repayment performance, lender diversity, geographic reach, system maturity, lending velocity, and financial transparency. See how brands rank system-wide on fundability in the Franchise Fundability Index, our 0-100 score for how reliably banks fund each brand.
How to Use This Directory
Start by browsing popular categories like Restaurants, Hotels, Fitness Centers, or Child Day Care. You can also search by name, filter by investment range, and sort by FPI score to find top performers.
Once you find a franchise, explore its full profile for SBA lending history, health scores, FDD fees, and revenue data. Then check industry benchmarks to compare it against the sector, or find specialized SBA lenders who fund that brand. Looking to buy? Browse businesses for sale with data-backed valuations.
Found a franchise? Get matched with SBA financing to buy it.
Most franchise buyers use an SBA 7(a) loan for the acquisition. Tell us the brand and your budget. PeerSense reviews it against real lender data and comes back with the specific lenders most likely to approve your deal. Our referral fee is realized at closing.
See what you'd qualify for
Tell us the franchise brand and your budget. We'll match you with the SBA lenders most likely to fund it. Response within 24–48 hours.
SBA Franchise Acquisition: Response within 24–48 hours. No obligation.
Or Explore Franchise Financing Programs
Prefer to research first? PeerSense arranges capital through a curated network of lenders. Explore the programs used most for franchise acquisition, build-out, and refinance.
Top 200 Franchises by SBA Loan Volume
The 200 franchise brands with the deepest public SBA 7(a) loan track records, ranked by approval volume. Each profile includes peak SBA year, top state, average loan size, and lender concentration ratio, the data prospective franchisees and capital advisors use to benchmark a brand's financing accessibility.
- 1.Subway6,080
- 2.Quiznos2,764
- 3.Dairy Queen2,005
- 4.Anytime Fitness1,274
- 5.Cold Stone Creamery1,219
- 6.Quality Inn1,191
- 7.Ace Hardware1,175
- 8.The UPS Store1,108
- 9.Jimmy John's1,071
- 10.Comfort Inn & Suites945
- 11.Best Western882
- 12.Domino's Pizza880
- 13.Econo Lodge794
- 14.Baskin-Robbins775
- 15.SERVPRO717
- 16.Smoothie King707
- 17.Firehouse Subs698
- 18.The Goddard School687
- 19.Matco Tools676
- 20.Blimpie658
- 21.Meineke Car Care Centers632
- 22.Motel 6613
- 23.Maaco608
- 24.Great Clips600
- 25.Massage Envy591
- 26.AAMCO Transmissions,584
- 27.Hampton by Hilton582
- 28.Kiddie Academy567
- 29.Primrose Schools554
- 30.Ameriprise Financial540
- 31.La Quinta by Wyndham539
- 32.Fantastic Sams536
- 33.Schlotzsky's532
- 34.Minuteman Press527
- 35.FASTSIGNS504
- 36.Choice Hotels499
- 37.Marco's Pizza499
- 38.Curves493
- 39.Edible490
- 40.Ramada by Wyndham484
- 41.HOTWORX482
- 42.Papa Murphy's480
- 43.Midas478
- 44.Big O Tires466
- 45.Jersey Mike's463
- 46.Red Roof Inn461
- 47.Home Instead445
- 48.Cicis Pizza437
- 49.Burger King419
- 50.Super 8409
- 51.Budget Blinds409
- 52.Play It Again Sports408
- 53.Zaxby's393
- 54.ServiceMaster390
- 55.European Wax Center389
- 56.Sleep Inn382
- 57.Days Inn369
- 58.The Learning Experience364
- 59.Culver's363
- 60.Tropical Smoothie Cafe363
- 61.Dunkin' Donuts359
- 62.Howard Johnson349
- 63.All Tune and Lube348
- 64.Scooter's Coffee342
- 65.Rodeway Inn339
- 66.Arby's330
- 67.Kids R Kids326
- 68.Snap Fitness323
- 69.Sport Clips320
- 70.Christian Brothers Automotive319
- 71.Nothing Bundt Cakes318
- 72.Planet Beach318
- 73.Golden Corral315
- 74.Shell Service Station311
- 75.Comfort Inn301
- 76.Wingstop292
- 77.Crumbl Cookies290
- 78.BIGGBY Coffee289
- 79.Liberty Tax287
- 80.Americas Best Value Inn285
- 81.Microtel by Wyndham284
- 82.Supercuts283
- 83.Denny's282
- 84.Cottman Transmission281
- 85.The Little Gym281
- 86.Club Pilates281
- 87.Camp Bow Wow281
- 88.Holiday Inn Express276
- 89.Sign*A*Rama275
- 90.F45 Training270
- 91.Dickey's Barbecue Pit270
- 92.Once Upon A Child268
- 93.Naturals2go265
- 94.RE/MAX262
- 95.Menchies258
- 96.Sylvan Learning256
- 97.Huntington Learning Center251
- 98.Marble Slab Creamery249
- 99.TCBY247
- 100.Rita's Italian Ice247
- 101.True Value242
- 102.Gold's Gym242
- 103.The Grounds Guys241
- 104.Pet Supplies Plus240
- 105.Pizza Ranch237
- 106.Papa John's230
- 107.FedEx Ground223
- 108.Petland220
- 109.Post Net217
- 110.Texaco Service Station212
- 111.Grease Monkey211
- 112.General Nutrition Center210
- 113.Batteries Plus207
- 114.Line-X204
- 115.Century 21203
- 116.Rainbow International203
- 117.Knights Inn202
- 118.Mellow Mushroom201
- 119.Wendy's200
- 120.Cartridge World198
- 121.Great Harvest Bread Co.197
- 122.Pure Barre196
- 123.Amazing Lash Studio195
- 124.Jackson Hewitt Tax Service195
- 125.Popeyes194
- 126.NAPA Auto Parts193
- 127.Mr. Goodcents192
- 128.Baymont189
- 129.Snap-On-Tools188
- 130.Little Caesars188
- 131.Radio Shack187
- 132.Molly Maid185
- 133.Merle Norman Cosmetics180
- 134.Two Men And A Truck180
- 135.Urban Air Adventure Park180
- 136.Fox's Pizza177
- 137.Dogtopia175
- 138.Sonic174
- 139.Planet Fitness173
- 140.Rocky Mountain Chocolate Factory173
- 141.Pearle Vision172
- 142.Jet's Pizza F/A172
- 143.Bee Hive Homes171
- 144.Exxon170
- 145.Jiffy Lube167
- 146.Auntie Ann's (Soft Pretzels)167
- 147.X-Golf166
- 148.College Hunks Hauling Junk165
- 149.Sir Speedy Printing163
- 150.Wild Birds Unlimited161
- 151.Pita Pit161
- 152.Moe's Sw Grill160
- 153.Checkers Drive-In Restaurants159
- 154.Hollywood Tans159
- 155.Mr. Handyman158
- 156.Taco Bell158
- 157.Allstate Insurance157
- 158.PuroClean157
- 159.Senior Helpers156
- 160.Wetzel's Pretzels156
- 161.Floor Coverings156
- 162.Visiting Angels154
- 163.Right at Home153
- 164.Which Wich F/A152
- 165.Brusters Limited Partnership150
- 166.Mountain Mike's Pizza150
- 167.D1t Raining149
- 168.Health Mart148
- 169.Candlewood Suites146
- 170.Code Ninjas146
- 171.Mr. Electric145
- 172.Sunoco Service Station145
- 173.Gameday Mens Health144
- 174.GOLF ETC OF AMERICA144
- 175.Wingate by Wyndham143
- 176.Cyclebar143
- 177.Waterstation142
- 178.CertaPro Painters142
- 179.Mr. Appliance141
- 180.Burn Boot Camp Fitness141
- 181.Stretch Lab140
- 182.Mighty Dog Roofing139
- 183.Fitness Together138
- 184.Teriyaki Madness138
- 185.Church's Fried Chicken137
- 186.Taco John's137
- 187.Comfort Suites136
- 188.Bahama Bucks134
- 189.Hobbytown Usa134
- 190.Huddle House134
- 191.Comfort Keepers134
- 192.PIRTEK134
- 193.Buffalo Wild Wings133
- 194.Goldfish Swim School132
- 195.Medicap Pharmacy131
- 196.Dbat131
- 197.Pump It Up Holdings130
- 198.Carvel130
- 199.Atlanta Bread Company128
- 200.AlphaGraphics126
Browse All Franchises A-Z
Franchise Financing Programs
The full capital stack for franchise acquisition, build-out, and refinance.
SBA 7(a) & 504
5.50–11.75%Up to $5M acquisition / real estate / equipment. Equity injection is lender underwriting.
CMBS Conduit
5.60–7.10%10-yr non-recourse fixed, $5M–$500M+, fully assumable
Bridge Loans
9.00–14.00%12–36 mo transitional, SOFR + 470-970 bps, 65-75% LTV
DSCR Investor
5.95–8.50%30-yr fixed rental, qualifies on property cash flow
Equipment Financing
5.50–12.00%Loan, lease, SBA 504, vendor, captive. Section 179 eligible
Hotel Financing
5.85–11.75%CMBS + SBA 504 + bridge + PIP across all flags
Private Credit
7.80–18.00%Non-bank flexibility, unitranche, recap, transitional
Invoice Factoring + ABL
0.5–3.5% / 30dB2B receivables, trucking / staffing / construction / govt
No-Doc CRE
7.50–11.50%Limited-doc commercial, asset-based underwriting
Indicative only, as of September 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense does not lend and does not set pricing. What these terms mean.