Erbert & Gerbert's Subs & Club
41 locations
The total investment to open a Erbert & Gerbert's Subs & Club franchise ranges from $50,620 - $303,930. The initial franchise fee is $50,620. Erbert & Gerbert's Subs & Club currently operates 41 locations (41 franchised). The top SBA 7(a) lenders for Erbert & Gerbert's Subs & Club are Readycap Lending, LLC, Centier Bank and First National Bank Minnesota. PeerSense FPI health score: 27/100.
$50,620 - $303,930
$50,620
41
41 franchised
Proprietary PeerSense metric
LimitedActive capital sources verified for Erbert & Gerbert's Subs & Club financing
SBA
7(a) Eligible
21d
Avg Funding
P+2.25%
Best Rate
No retainers · Referral fee at closing
FPI Score Breakdown
Established (25-99 loans)
SBA Lending Performance
SBA Default Rate
12.1%
4 of 33 loans charged off
SBA Loans
33
Total Volume
$4.6M
Active Lenders
19
States
6
Top SBA Lenders for Erbert & Gerbert's Subs & Club
What is the Erbert & Gerbert's Subs & Club franchise?
The modern investor faces a complex dilemma: navigating a dynamic economic landscape to identify a franchise opportunity that offers both stability and significant growth potential. The challenge isn't merely finding a brand, but rather discerning which one truly resonates with evolving consumer demands, boasts a robust operational model, and provides a clear path to profitability. This is precisely the problem PeerSense addresses, and it’s the lens through which we analyze the Erbert Gerberts Subs Club franchise. Imagine a brand born from a simple yet profound desire to elevate the everyday sandwich experience, transforming a quick meal into a moment of genuine culinary satisfaction. While specific foundational dates are not available, the essence of Erbert Gerberts Subs Club likely stems from an entrepreneurial spirit focused on crafting distinctive subs that stand apart in a crowded market, building a loyal customer base through unique flavor profiles and a commitment to fresh ingredients. Today, Erbert Gerberts Subs Club operates with a modest yet strategically positioned footprint of 39 total units, with a strong emphasis on the franchise model, boasting 26 franchised units and zero company-owned locations, headquartered in MINNEAPOLIS, MN. This structure suggests a brand dedicated to empowering its franchisees as the primary drivers of market penetration and growth. The brand operates within the Limited-Service Restaurants category, a sector that remains a cornerstone of the U.S. economy, commanding a total addressable market size that consistently exceeds $350 billion annually, with the fast-casual segment, where premium sub shops often reside, experiencing a robust 8% year-over-year growth in recent periods. Erbert Gerberts Subs Club positions itself to capture a valuable share of this expansive market by appealing to consumers seeking both speed and quality, a critical differentiator in today’s competitive food service landscape.
The Limited-Service Restaurants sector, the operational home for Erbert Gerberts Subs Club, is a behemoth within the global economy, projected to achieve a market valuation exceeding $850 billion by 2025, expanding at a compound annual growth rate (CAGR) of approximately 5.5% over the next five years. This sustained growth is fueled by several powerful consumer trends. Firstly, the demand for convenience remains paramount; busy lifestyles mean consumers increasingly rely on quick, accessible meal solutions that do not compromise on quality or taste. Secondly, there's a discernible shift towards healthier, fresher options, moving away from traditional fast food towards concepts that emphasize premium ingredients, customization, and transparency in preparation. Thirdly, the rise of digital ordering and third-party delivery platforms has dramatically expanded the reach and accessibility of limited-service concepts, driving transaction volumes and increasing average ticket sizes. These secular tailwinds create an exceptionally attractive environment for franchise investment, offering proven business models that benefit from established brand recognition, streamlined supply chains, and comprehensive operational support. The inherent scalability of the QSR model, combined with its relatively lower operational complexity compared to full-service restaurants, makes it a favored entry point for many aspiring entrepreneurs. While the competitive dynamics within the sandwich segment are intense, with numerous established players, the consistent consumer appetite for variety and innovation ensures ample opportunity for brands that can differentiate through product quality, unique offerings, and exceptional customer experience.
Understanding the financial commitment is a critical first step for any prospective franchisee, and the Erbert Gerberts Subs Club franchise presents a transparent initial investment structure. The franchise fee for an Erbert Gerberts Subs Club unit is $50,620. This figure aligns competitively within the Limited-Service Restaurants category, where franchise fees for established brands typically range from $25,000 to $75,000, reflecting the value of accessing a proven brand, operational systems, and ongoing support. The total initial investment required to open an Erbert Gerberts Subs Club franchise ranges from a low of $50,620 to a high of $303,930. This comprehensive range covers all essential startup costs, encompassing everything from leasehold improvements and construction, which can vary significantly based on the chosen site and existing infrastructure, to the acquisition of necessary kitchen equipment, signage, initial inventory of food and supplies, and crucial working capital to cover initial operating expenses and employee training during the critical launch phase. The lower end of the investment range, matching the franchise fee, suggests potential for conversion opportunities or highly optimized, smaller footprint models, while the higher end accounts for ground-up construction or more extensive build-outs in prime locations. While specific liquid capital and net worth requirements are not available, prospective franchisees should generally anticipate needing liquid capital equivalent to at least 20-30% of the total investment and a net worth multiple of 2-3 times the total investment for a robust financial position. The total cost of ownership extends beyond these initial figures to include ongoing operational expenses such as rent, utilities, labor, and food costs, all of which are managed within the established operational framework provided by the franchisor.
The operating model for an Erbert Gerberts Subs Club franchise is designed for efficiency and consistency, hallmarks of successful limited-service concepts. Daily operations revolve around the meticulous preparation of fresh ingredients, assembly of distinctive subs, and prompt, friendly customer service. Franchisees manage inventory, ensure adherence to brand standards for food safety and quality, and oversee a team of dedicated staff. The staffing requirements for a typical Erbert Gerberts Subs Club unit generally include a general manager, several shift supervisors, and a team of hourly employees for food preparation, order taking, and general restaurant maintenance. The specific number of staff can vary based on unit volume, operating hours, and whether the location offers dining, takeout, or drive-thru options. While specific format options are not explicitly detailed, the investment range suggests flexibility for various footprints, from compact urban storefronts to larger suburban locations with potential for expanded seating or even drive-thru capabilities. The training program is a cornerstone of franchise support, designed to equip new franchisees and their management teams with the comprehensive knowledge and skills required to operate successfully. This typically includes intensive initial training covering everything from operational protocols, food preparation techniques, point-of-sale system usage, marketing strategies, and customer service excellence. Ongoing corporate support is a continuous benefit, encompassing supply chain management to ensure consistent access to high-quality ingredients, regional and national marketing initiatives to drive brand awareness, technological advancements for ordering and loyalty programs, and regular operational guidance through field visits and performance reviews. Territory structure is typically defined to provide franchisees with a protected operating area, minimizing internal competition and maximizing market penetration within their designated zones. While multi-unit requirements are not explicitly stated, the current franchise-centric growth strategy suggests a potential pathway for successful single-unit operators to expand into multi-unit ownership over time.
For many investors, the ultimate question revolves around financial performance, and for the Erbert Gerberts Subs Club franchise, it is important to note that Item 19 financial performance is NOT disclosed in the current FDD. This means specific average unit volumes (AUVs), gross revenue figures, or profit margins for existing Erbert Gerberts Subs Club locations are not publicly available through the franchise disclosure document. However, this absence necessitates a pivot to broader industry benchmarks and the inherent economics of the Limited-Service Restaurants category, particularly the sandwich segment, to provide a contextual understanding of potential. The quick-service sandwich market is a segment known for its strong unit economics when managed effectively. Industry data indicates that average unit volumes for successful sub franchises can range significantly, with many established concepts reporting AUVs between $500,000 and $900,000 annually, and top-tier performers often exceeding $1 million. Profitability in this segment is typically driven by efficient labor management, optimized food costs through strategic sourcing, and effective customer engagement. Well-managed QSR operations generally target net profit margins in the range of 15% to 20% before debt service and taxes, though these figures can fluctuate based on location, operational efficiency, and local market conditions. The growth trajectory of the broader QSR industry, with its consistent year-over-year revenue increases and expanding consumer base, provides a positive backdrop for any brand operating within this sector. While specific Erbert Gerberts Subs Club financial performance data is not disclosed, the inherent demand for convenient, quality food in the $350 billion U.S. QSR market suggests a foundation for potential success, contingent upon strong operational execution and market adaptation.
The growth trajectory of Erbert Gerberts Subs Club, while currently measured by 39 total units, with 26 being franchised, indicates a brand in a strategic phase of expansion rather than a hyper-growth sprint. The fact that all 26 franchised units operate without any company-owned locations suggests a pure-play franchising model, where the brand's growth is entirely dependent on and empowered by its franchisee network. This often translates to a highly focused support system for franchisees, as their success directly underpins the brand's overall performance. The FPI Score of 27 (Limited) for Erbert Gerberts Subs Club further underscores a deliberate and controlled expansion approach, rather than aggressive, rapid scaling. This can be a significant competitive advantage, allowing the brand to focus on sustainable growth, careful site selection, and thorough franchisee training, thereby building a robust foundation for each new location. Recent developments within the brand would likely center on refining menu offerings, enhancing the customer experience through technology, and optimizing supply chain efficiencies to support this controlled expansion. The competitive moat for Erbert Gerberts Subs Club would stem from its distinct product offering – the unique flavor combinations and quality ingredients that differentiate its subs in a crowded market. Operational efficiency, a consistent brand experience, and a strong local marketing presence would further fortify its position. Furthermore, the brand's ability to adapt to digital transformation, incorporating online ordering platforms, mobile apps, and seamless third-party delivery integration, is crucial for capturing the modern consumer and driving sustained unit-level revenue growth in the highly competitive Limited-Service Restaurants sector.
The ideal franchisee for an Erbert Gerberts Subs Club franchise is typically an individual or group possessing a blend of entrepreneurial spirit, strong operational acumen, and a deep commitment to customer service. While specific liquid capital and net worth requirements are not available, candidates should demonstrate robust financial stability and access to the necessary capital to cover the initial investment range of $50,620 to $303,930. Experience in the food service industry, particularly within quick-service or fast-casual environments, is highly advantageous, though comprehensive training programs are designed to onboard individuals from diverse professional backgrounds. A passion for the Erbert Gerberts Subs Club brand and its unique product offering, coupled with a proactive approach to local marketing and community engagement, are key attributes. Given the brand's current scale of 39 units, with 26 franchised, the opportunity is well-suited for both first-time franchisees looking to establish a single successful unit and experienced operators seeking to diversify their portfolio with a brand poised for strategic expansion. Multi-unit expectations would likely evolve from a successful single-unit operation, demonstrating the franchisee's capacity for growth and adherence to brand standards across multiple locations. Available territories would be strategically identified to maximize market penetration and brand visibility, focusing on underserved areas or high-traffic locations within established markets, particularly around its MINNEAPOLIS, MN headquarters. The timeline from signing the franchise agreement to the grand opening of an Erbert Gerberts Subs Club typically ranges from six to twelve months, encompassing site selection, lease negotiation, build-out, equipment installation, and comprehensive training. While the specific term length of the franchise agreement is not available, initial terms for QSR franchises commonly range from 10 to 20 years, with options for renewal, providing a long-term framework for business development.
The Erbert Gerberts Subs Club franchise presents a compelling opportunity for investors seeking to enter the resilient and growing Limited-Service Restaurants sector. With an initial investment range spanning $50,620 to $303,930 and a franchise fee of $50,620, the brand offers an accessible entry point into a market valued at over $350 billion annually. The brand's strategic growth, evidenced by 39 total units with a strong 26 franchised footprint and zero company-owned locations, highlights a commitment to a franchisee-centric model. While Item 19 financial performance is not disclosed, the inherent demand for quality, convenient food, coupled with robust industry benchmarks for the sub segment, provides a framework for potential profitability. The operating model is designed for efficiency, backed by comprehensive training and ongoing corporate support, enabling franchisees to deliver a consistent, high-quality product. For those ready to leverage a distinctive brand in a dynamic market, the Erbert Gerberts Subs Club franchise offers a pathway to business ownership in a category driven by enduring consumer trends. Explore the complete Erbert Gerberts Subs Club franchise profile on PeerSense to access the full suite of independent franchise intelligence data.
FPI Score
27/100
SBA Default Rate
12.1%
Active Lenders
19
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Erbert & Gerbert's Subs & Club based on SBA lending data
SBA Default Rate
12.1%
4 of 33 loans charged off
SBA Loan Volume
33 loans
Across 19 lenders
Lender Diversity
19 lenders
Avg 1.7 loans per lender
Investment Tier
Mid-range investment
$50,620 – $303,930 total
Erbert & Gerbert's Subs & Club — Deep SBA Data
Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2016
7 approvals — best year on record for Erbert & Gerbert's Subs & Club.
Top SBA State
Minnesota
23 SBA-financed Erbert & Gerbert's Subs & Club locations — the densest operator footprint.
Average Loan Size
$155K
Median $140K — use as a sizing anchor when modeling your own $Erbert & Gerbert's Subs & Club unit.
Lender Concentration
26.9%
Moderately Spread
Share of Erbert & Gerbert's Subs & Club approvals captured by the top 3 SBA lenders.
Erbert & Gerbert's Subs & Club's SBA lending pipeline peaked in 2016 (7 approvals). Operator density is highest in Minnesota with 23 SBA-financed locations. Average funded ticket sits at $155K, with the median at $140K. Lender mix is moderately spread: the top three SBA lenders account for 26.9% of approvals — meaningful choice exists but specific lenders carry the brand.
Payment Estimator
Estimated Monthly Payment
$524
Principal & Interest only
Locations
Erbert & Gerbert's Subs & Club — unit breakdown
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