Elmer's Breakfast - Lunch - Dinner Restaurant, Egg N' Joe Restaurant, or Elmer's Kitchen
The total investment to open a Elmer's Breakfast - Lunch - Dinner Restaurant, Egg N' Joe Restaurant, or Elmer's Kitchen franchise ranges from $1.1M to $4.7M. The initial franchise fee is $40,000. Ongoing royalties are 4% plus a 1% advertising fee.
What is the Elmer's Breakfast - Lunch - Dinner Restaurant, Egg N' Joe Restaurant, or Elmer's Kitchen franchise?
Elmer's Breakfast, Lunch and Dinner Restaurant, Egg N' Joe Restaurant, or Elmer's Kitchen is a restaurant serving breakfast, lunch and dinner to diners and families. The estimated total initial investment is $1,106,450 to $4,672,125, and the initial franchise fee is $40,000, according to the 2024 Franchise Disclosure Document.
The ongoing royalty is 4 percent of sales, and the advertising or brand fund fee is 1 percent. The brand is headquartered in Vancouver, WA, and was founded in 1960.
According to its Franchise Disclosure Document or public business records, Elmer's Breakfast - Lunch - Dinner Restaurant, Egg N' Joe Restaurant, or Elmer's Kitchen has 29 locations. Cost figures are based on the 2024 Franchise Disclosure Document. To correct a figure, email the current FDD and the differing item numbers to info@peersense.com, and this page will be updated.
Franchising since 1960 · 29 locations
$1.1M to $4.7M
$40,000
29
SBA Lending Activity for Elmer's Breakfast - Lunch - Dinner Restaurant, Egg N' Joe Restaurant, or Elmer's Kitchen
Loan Activity Score
This franchise has not yet been scored by the Franchise Performance Index. Scores are calculated based on public FDD data, SBA loan performance, and system level metrics.
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Elmer's Breakfast - Lunch - Dinner Restaurant, Egg N' Joe Restaurant, or Elmer's Kitchen based on SBA lending data
Investment Tier
Premium investment
$1,106,450 to $4,672,125 total
Why Elmer's Breakfast - Lunch - Dinner Restaurant, Egg N' Joe Restaurant, or Elmer's Kitchen Doesn't Appear in Public SBA Data
The SBA 7(a) program publishes loan level data for every approved franchise borrower. Elmer's Breakfast - Lunch - Dinner Restaurant, Egg N' Joe Restaurant, or Elmer's Kitchen does not currently appear in those public records, and that absence carries useful information for prospective franchisees evaluating this brand.
Likely explanations for the absence
- Established brands often rely on internal franchisee financing networks, conventional bank lines, or franchisor provided lease guarantees rather than SBA 7(a), keeping them out of the public SBA dataset.
Absence from SBA records does not mean a brand is un fundable. It typically means the franchise system uses alternative capital sources, or that current franchisees self fund, secure conventional bank financing, or roll over equity from a prior business sale rather than going through an SBA guaranteed 7(a) loan. For prospective Elmer's Breakfast - Lunch - Dinner Restaurant, Egg N' Joe Restaurant, or Elmer's Kitchen franchisees, the practical question is which financing path actually closes for this brand's profile.
Capital paths PeerSense places for food, restaurant & retail concepts
SBA 7(a) Loans
Build out, unit acquisition, and working capital for food and retail franchises.
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Equipment Financing
Kitchen equipment, POS systems, and capital intensive build outs.
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Franchise Partner Buyout Financing
Senior debt for partner buyouts and multi unit roll ups.
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Commercial Real Estate Loans
Owner occupied or investor owned restaurant real estate.
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Payment Estimator
Estimated Monthly Payment
$11,454
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Elmer's Breakfast - Lunch - Dinner Restaurant, Egg N' Joe Restaurant, or Elmer's Kitchen, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman