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Wayback Burgers

Wayback Burgers

The total investment to open a Wayback Burgers franchise ranges from $550,000 to $650,000. The initial franchise fee is $35,000. Ongoing royalties are 5% plus a 2% advertising fee.

What is the Wayback Burgers franchise?

Wayback Burgers is a restaurant franchise selling burgers and other casual meals. The estimated total initial investment is $550,000 to $650,000, and the initial franchise fee is $35,000, according to the 2025 Franchise Disclosure Document.

The royalty is 5 percent of sales, and the advertising or brand fund fee is 2 percent. Required liquid capital is $250,000, and required net worth is $500,000. The franchise agreement term is 10 years.

The company is headquartered in PA. It was founded in 1991 and began franchising in 2008.

Loan Activity Score

62/100

SBA Default Rate

11.2%

Active Lenders

37

According to its Franchise Disclosure Document or public business records, Wayback Burgers has 88 locations, all owned by franchisees. Public SBA loan records show 37 lenders made 107 loans to franchisees of Wayback Burgers. PeerSense calculates Wayback Burgers's score as 62 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2025 Franchise Disclosure Document.

Franchising since 1991 · 88 locations

Investment

$550,000 to $650,000

Franchise Fee

$35,000

Total Units

88

88 franchised

Loan Activity Score
Very high
62
SBA Lending
22
Lender Quality
11
Transparency
10
Reach
9
Momentum
10

Proprietary PeerSense metric

Moderate
Capital Sources
37SBA lenders

Distinct lenders in public SBA records for Wayback Burgers

107

Total SBA loans

$281K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

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SBA Lending Activity for Wayback Burgers

Loan Activity Score Breakdown

Major Brand (100+ loans)

Very High Confidence
62out of 100
Moderate
Market Momentum10/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety22/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence11/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency10/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint9/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

11.2%

vs 10.3% peer avg

SBA Loans

107

Total Volume

$30.1M

Active Lenders

37

6 selective

States

26

vs. SBA Sector Average

-0.9%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Item 19 financial data disclosed

Data Insights

Key performance metrics for Wayback Burgers based on SBA lending data

SBA Default Rate

11.2%

0.9% above peer avg

SBA Loan Volume

107 loans

Across 37 lenders

Lender Diversity

37 lenders

Avg 2.9 loans per lender

Investment Tier

Significant investment

$550,000 to $650,000 total

Wayback Burgers: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2024

10 approvals. The best year on record for Wayback Burgers.

Top SBA State

Pennsylvania

8 SBA financed Wayback Burgers locations, the densest operator footprint.

Average Loan Size

$327K

Median $317K. Use as a sizing anchor when modeling your own Wayback Burgers unit.

Lender Concentration

41.2%

Concentrated

Share of Wayback Burgers approvals captured by the top 3 SBA lenders.

Wayback Burgers's SBA lending pipeline peaked in 2024 (10 approvals). The last five fiscal years account for 29% of cumulative volume ($12M approved). Operator density is highest in Pennsylvania with 8 SBA financed locations. Average funded ticket sits at $327K, with the median at $317K. Lender mix is concentrated: the top three SBA lenders account for 41.2% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$440K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,693

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Wayback Burgers, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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5 FDDs Available for Wayback Burgers

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.

Wayback Burgers

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman