Retirement Income Source
The total investment to open a Retirement Income Source franchise ranges from $100,400 to $225,500. The initial franchise fee is $25,000. Ongoing royalties are 0% plus a 15% advertising fee.
What is the Retirement Income Source franchise?
Retirement Income Source is a business that helps people plan for income in retirement. The estimated total initial investment is $100,400 to $225,500, and the initial franchise fee is $25,000, according to the 2026 Franchise Disclosure Document.
The advertising or brand fund fee is 15 percent. The franchise agreement term is 10 years.
The company was founded in 2007 and is headquartered in Fort Lauderdale, FL.
Franchisees account for 29 of Retirement Income Source's 31 locations. Cost figures are based on the 2025 Franchise Disclosure Document. To correct a figure, email the current FDD and the differing item numbers to info@peersense.com, and this page will be updated.
Franchising since 2007 · 31 locations
$100,400 to $225,500
$25,000
31
29 franchised
SBA Lending Activity for Retirement Income Source
Loan Activity Score
This franchise has not yet been scored by the Franchise Performance Index. Scores are calculated based on public FDD data, SBA loan performance, and system level metrics.
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Retirement Income Source based on SBA lending data
Investment Tier
Mid range investment
$100,400 to $225,500 total
Why Retirement Income Source Doesn't Appear in Public SBA Data
The SBA 7(a) program publishes loan level data for every approved franchise borrower. Retirement Income Source does not currently appear in those public records, and that absence carries useful information for prospective franchisees evaluating this brand.
Absence from SBA records does not mean a brand is un fundable. It typically means the franchise system uses alternative capital sources, or that current franchisees self fund, secure conventional bank financing, or roll over equity from a prior business sale rather than going through an SBA guaranteed 7(a) loan. For prospective Retirement Income Source franchisees, the practical question is which financing path actually closes for this brand's profile.
Capital paths PeerSense places for real estate & business services concepts
Asset Based Lending
Working capital secured by receivables and inventory for service based franchises.
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Invoice Factoring
Recurring receivables financing for staffing and business service operators.
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SBA 7(a) Loans
Working capital and acquisition financing for qualified service business owners.
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Franchise Partner Buyout Financing
Senior debt for buying out a partner in an existing franchise system.
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Payment Estimator
Estimated Monthly Payment
$1,039
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Retirement Income Source, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman