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Toni&Guy Hairdressing Academy

Toni&Guy Hairdressing Academy

According to its Franchise Disclosure Document or public business records, Toni&Guy Hairdressing Academy has 2 locations, all owned by franchisees. Public SBA loan records show 1 lender made 2 loans to franchisees of Toni&Guy Hairdressing Academy. PeerSense calculates Toni&Guy Hairdressing Academy's score as 45 out of 100, using public SBA loan performance and recent lending activity.

What is the Toni&Guy Hairdressing Academy franchise?

Toni&Guy Hairdressing Academy is a beauty business that teaches hairdressing to people training for the profession.

The brand was founded in 2020.

Loan Activity Score

45/100

SBA Default Rate

0.0%

Active Lenders

1

Franchising since 2020 · 2 locations

Total Units

2

2 franchised

Loan Activity Score
Low
45
SBA Lending
18
Lender Quality
3
Transparency
9
Reach
3
Momentum
12

Proprietary PeerSense metric

Fair
Capital Sources
1SBA lenders

Distinct lenders in public SBA records for Toni&Guy Hairdressing Academy

2

Total SBA loans

$104K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Toni&Guy Hairdressing Academy

Loan Activity Score Breakdown

New or niche (1 to 2 loans)

Limited Data
45out of 100
Fair
Market Momentum12/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety18/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence3/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency9/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint3/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 10.8% peer avg

SBA Loans

2

Total Volume

$0.2M

Active Lenders

1

States

1

vs. SBA Sector Average

+10.8%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Toni&Guy Hairdressing Academy based on SBA lending data

SBA Default Rate

0.0%

10.8% below peer avg

SBA Loan Volume

2 loans

Across 1 lender

Lender Diversity

1 lender

Avg 2.0 loans per lender

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Toni&Guy Hairdressing Academy, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Toni&Guy Hairdressing Academy

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman