Postal Annex Plus
The total investment to open a Postal Annex Plus franchise ranges from $47,500 to $128,750. The initial franchise fee is $50,000.
What is the Postal Annex Plus franchise?
Postal Annex Plus is a private mail center where individuals and businesses can send and receive mail and packages. The estimated total initial investment is $47,500 to $128,750, and the initial franchise fee is $50,000.
The company is headquartered in San Diego, California.
Loan Activity Score
24/100
SBA Default Rate
23.3%
Active Lenders
38
According to its Franchise Disclosure Document or public business records, Postal Annex Plus has 85 locations, all owned by franchisees. Public SBA loan records show 38 lenders made 116 loans to franchisees of Postal Annex Plus. PeerSense calculates Postal Annex Plus's score as 24 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1985 · 85 locations
$47,500 to $128,750
$50,000
85
85 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Postal Annex Plus
116
Total SBA loans
$89K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Postal Annex Plus
Loan Activity Score Breakdown
Major Brand (100+ loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
23.3%
vs 7.6% peer avg
SBA Loans
116
Total Volume
$10.4M
Active Lenders
38
11 selective
States
23
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Postal Annex Plus based on SBA lending data
SBA Default Rate
23.3%
15.7% above peer avg
SBA Loan Volume
116 loans
Across 38 lenders
Lender Diversity
38 lenders
Avg 3.1 loans per lender
Investment Tier
Low cost entry
$47,500 to $128,750 total
Postal Annex Plus: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
1999
26 approvals. The best year on record for Postal Annex Plus.
Top SBA State
California
61 SBA financed Postal Annex Plus locations, the densest operator footprint.
Average Loan Size
$89K
Median $90K. Use as a sizing anchor when modeling your own Postal Annex Plus unit.
Lender Concentration
32.8%
Moderately Spread
Share of Postal Annex Plus approvals captured by the top 3 SBA lenders.
Postal Annex Plus's SBA lending pipeline peaked in 1999 (26 approvals). Operator density is highest in California with 61 SBA financed locations. Average funded ticket sits at $89K, with the median at $90K. Lender mix is moderately spread: the top three SBA lenders account for 32.8% of approvals. Meaningful choice exists, but specific lenders carry the brand.
Payment Estimator
Estimated Monthly Payment
$492
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Postal Annex Plus, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman