Ogden's Carpet Outlet
The total investment to open a Ogden's Carpet Outlet franchise ranges from $40,600 to $296,800. The initial franchise fee is $60,000. Ongoing royalties are 5%.
What is the Ogden's Carpet Outlet franchise?
Ogden's Carpet Outlet sells carpet and other floor coverings to retail customers. Its estimated total initial investment is $40,600 to $296,800, and the initial franchise fee is $60,000.
The franchise charges a royalty of 5 percent of sales. The brand was founded in 1974 and is headquartered in Spanish Fork, Utah.
Loan Activity Score
44/100
SBA Default Rate
0.0%
Active Lenders
6
According to its Franchise Disclosure Document or public business records, Ogden's Carpet Outlet has 8 locations, all owned by franchisees. Public SBA loan records show 6 lenders made 8 loans to franchisees of Ogden's Carpet Outlet. PeerSense calculates Ogden's Carpet Outlet's score as 44 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1974 · 8 locations
$40,600 to $296,800
$60,000
8
8 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for Ogden's Carpet Outlet
8
Total SBA loans
$148K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Ogden's Carpet Outlet
Loan Activity Score Breakdown
Emerging (3 to 9 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 9.4% peer avg
SBA Loans
8
Total Volume
$1.2M
Active Lenders
6
2 selective
States
1
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Ogden's Carpet Outlet based on SBA lending data
SBA Default Rate
0.0%
9.4% below peer avg
SBA Loan Volume
8 loans
Across 6 lenders
Lender Diversity
6 lenders
Avg 1.3 loans per lender
Investment Tier
Mid range investment
$40,600 to $296,800 total
Ogden's Carpet Outlet: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2005
2 approvals. The best year on record for Ogden's Carpet Outlet.
Top SBA State
Utah
9 SBA financed Ogden's Carpet Outlet locations, the densest operator footprint.
Average Loan Size
$164K
Median $150K. Use as a sizing anchor when modeling your own Ogden's Carpet Outlet unit.
Lender Concentration
66.7%
Concentrated
Share of Ogden's Carpet Outlet approvals captured by the top 3 SBA lenders.
Ogden's Carpet Outlet's SBA lending pipeline peaked in 2005 (2 approvals). Operator density is highest in Utah with 9 SBA financed locations. Average funded ticket sits at $164K, with the median at $150K. Lender mix is concentrated: the top three SBA lenders account for 66.7% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$420
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Ogden's Carpet Outlet, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman