Two Men And A Truck
The total investment to open a Two Men And A Truck franchise ranges from $54,000 to $631,020. The initial franchise fee is $50,000. Ongoing royalties are 6% plus a 1% advertising fee.
What is the Two Men And A Truck franchise?
Relocation creates stress and logistical demands for households and offices, which Two Men And A Truck addresses through professional moving services. The business began in the early 1980s as an after school venture started by high school brothers Brig and Jon Sorber in Lansing, Michigan. Their mother, Mary Ellen Sheets, formally established the company in 1985, investing $350 to buy a 14 foot truck and hire two movers. That was the only capital she invested in the company. The first franchised office opened in Atlanta, Georgia, in 1989 under the leadership of her daughter, Melanie Bergeron. By mid 2024 and the close of 2025, the system had more than 430 locations and 3,000 trucks worldwide. It operates in 48 U.S. states, Canada, Ireland, and the United Kingdom, and is recognized as the fastest growing franchised moving company in the United States. PeerSense reviews the opportunity with independent information rather than promotional marketing.
Two Men And A Truck operates in the household and office goods moving category, where demand is supported by housing activity, workforce mobility, remote work flexibility, and the relocation needs of an aging population. E commerce also creates demand for specialized handling, transportation, and storage. Moving remains a necessary service across economic cycles. The industry is fragmented among local independent operators, while franchised companies offer a more standardized structure. Urbanization, suburbanization, and the growing complexity of household possessions create additional demand for insured and efficient services. Two Men And A Truck brings an established brand and broad network to these market conditions. A specific total addressable market size is not provided.
The investment structure varies between Metro and Mod Markets. A Metro Market franchise fee ranges from $50,000 to $165,000. The fee is $50,000 where the brand has no prior presence, $85,000 where it has operated before, and as much as $165,000 for larger territories exceeding 600,000 people, including a 1,000,000 person market with prior presence, based on a formula. A Mod Market fee is $30,000 for areas with 100,000 to 250,000 people and may reach $40,000 for territories up to 300,000 people. Fees are due at signing, fully earned, and non refundable. Estimated total initial investment ranges from $107,000 to $539,000, while other data shows a range from $54,000 to $631,020. The 2025 FDD lists Metro Market investment of $146,950 to $506,450, or $165,700 to $538,700, and Mod Market investment of $92,100 to $247,500, or $107,100 to $270,000. Costs include a Lease Security Deposit of $2,400 to $24,000, Leasehold Improvements of $3,000 to $4,000, Miscellaneous Startup Expenses of $8,000 to $25,000, Insurance and Risk Management of $25,000 to $43,000, Licensing Requirements of $500 to $20,000, Legal and Accounting Fees of $2,500 to $7,500, Trucks of $3,200 to $49,500, Office and Mobile Technology Costs of $16,000 to $24,000, Initial Marketing Expenses of $20,000 to $40,000, and Pre Opening Training Costs of $2,500 to $6,000. Additional funds for the first three months are $32,600 to $100,700 for Metro Markets and $26,000 to $53,500 for Mod Markets. Ongoing charges include a royalty of 6% of gross sales, with minimum royalty fees applying, plus national brand advertising contributions. Metro qualification requires $150,000 in liquid capital and a minimum net worth of $400,000. Mod qualification requires $80,000 in liquid assets and a minimum net worth of $160,000. ServiceMaster Brands acquired the company in 2021, and CEO Greg Weller leads the parent company.
The operating model involves daily oversight of logistics, moving crews, customer satisfaction, and truck maintenance. Franchisees recruit and manage movers and drivers, handle inquiries and sales, and schedule and maintain the company’s 3,000 trucks worldwide. There are no drive through or kiosk formats. Offices serve as operating hubs and are configured for Metro or Mod Market requirements. Pre Opening Training Costs of $2,500 to $6,000 support the initial training program. Franchisees also receive ongoing corporate support, including access to national brand advertising and technology systems reflected in Office and Mobile Technology Costs of $16,000 to $24,000. Territories are organized by market type and imply exclusivity in designated areas. The company signed 14 franchises in California during the past 18 months, expects 25 markets to open within 60 days, and has 13 available markets. New Jersey and New York City are also focus areas. The model is intended for an owner operator who takes an active role in daily management and growth.
The system recorded 95 consecutive months of growth as of May 2018 and 67 months of revenue growth with 51 consecutive record months as of June 2015. Its Loan Activity Score is 78, categorized as Strong. These figures offer performance context, but they do not replace review of the current FDD and market specific assumptions.
The system grew from around 380 locations globally in 2018 to more than 430 locations and 3,000 trucks worldwide as of mid 2024 and the close of 2025. In 2021, it reported 292 franchises in the United States, 28 in Canada, and 2 in the UK and Ireland. During the first half of 2024, the company recorded 21 new signings and opened 18 locations. In 2023, it opened 22 franchises and signed 30 more. During 2025, the system had 35 franchise transfers, 19 new openings, and 15 new signings, adding eight new owners or ownership groups. The earlier growth records include 95 consecutive months as of May 2018 and 67 months of revenue growth with 51 consecutive record months as of June 2015. Brand recognition dates to the early 1980s and the company’s formal establishment in 1985. Its scale of more than 430 locations and 3,000 trucks supports operating efficiencies, marketing reach, and customer familiarity. California remains a priority, with 14 signings during the past 18 months, 25 markets expected to open within 60 days, and 13 available markets. New Jersey and New York City are additional target areas. ServiceMaster Brands acquired the company in 2021.
A suitable franchisee should have business judgment and management experience, since the role involves logistics, moving teams, and customer service. Industry experience may help, while training and corporate support can address some knowledge gaps. Financial qualifications are $150,000 in liquid capital and a $400,000 net worth for a Metro Market, or $80,000 in liquid assets and a $160,000 net worth for a Mod Market. The 35 franchise transfers recorded in 2025 may create opportunities for new single unit owners, multi unit operators, and buyers of existing businesses. Expansion priorities include California, where 13 markets remain after 25 are expected to open within 60 days, along with New Jersey and New York City. Metro Markets may benefit from higher population density and continuing relocation demand. The expected California opening schedule indicates that some markets may launch within 60 days.
Two Men And A Truck has operated since 1985 and has grown to more than 430 locations and 3,000 trucks internationally. ServiceMaster Brands has owned the company since 2021. The Loan Activity Score is 78, categorized as Strong. Buyers should review the FDD, territory, costs, staffing needs, and local demand before proceeding. PeerSense provides independent franchise research that includes SBA lending history, Loan Activity Score, location maps with Google ratings, FDD financial data, and side by side comparison tools.
Loan Activity Score
78/100
SBA Default Rate
2.8%
Active Lenders
59
According to its Franchise Disclosure Document or public business records, Two Men And A Truck has 123 locations, all owned by franchisees. Public SBA loan records show 59 lenders made 180 loans to franchisees of Two Men And A Truck. PeerSense calculates Two Men And A Truck's score as 78 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2025 Franchise Disclosure Document.
Franchising since 1985 · 123 locations
$54,000 to $631,020
$50,000
123
123 franchised
Proprietary PeerSense metric
StrongDistinct lenders in public SBA records for Two Men And A Truck
180
Total SBA loans
$507K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Two Men And A Truck
Loan Activity Score Breakdown
Major Brand (100+ loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
2.8%
vs 10.8% peer avg
SBA Loans
180
Total Volume
$91.2M
Active Lenders
59
16 selective
States
30
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Two Men And A Truck based on SBA lending data
SBA Default Rate
2.8%
8.0% below peer avg
SBA Loan Volume
180 loans
Across 59 lenders
Lender Diversity
59 lenders
Avg 3.1 loans per lender
Investment Tier
Significant investment
$54,000 to $631,020 total
Two Men And A Truck: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2015
20 approvals. The best year on record for Two Men And A Truck.
Top SBA State
Michigan
35 SBA financed Two Men And A Truck locations, the densest operator footprint.
Average Loan Size
$507K
Median $308K. Use as a sizing anchor when modeling your own Two Men And A Truck unit.
Lender Concentration
25.6%
Moderately Spread
Share of Two Men And A Truck approvals captured by the top 3 SBA lenders.
Two Men And A Truck's SBA lending pipeline peaked in 2015 (20 approvals). The last five fiscal years account for 30% of cumulative volume ($43M approved). Operator density is highest in Michigan with 35 SBA financed locations. Average funded ticket sits at $507K, with the median at $308K. Lender mix is moderately spread: the top three SBA lenders account for 25.6% of approvals. Meaningful choice exists, but specific lenders carry the brand.
Payment Estimator
Estimated Monthly Payment
$559
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Two Men And A Truck, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
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