Central Park Hamburgers
The total investment to open a Central Park Hamburgers franchise ranges from $88,500 to $283,100. The initial franchise fee is $20,000. Ongoing royalties are 6%.
What is the Central Park Hamburgers franchise?
Central Park Hamburgers is a restaurant that sells hamburgers to people looking for a quick meal. The estimated total initial investment is $88,500 to $283,100, and the initial franchise fee is $20,000.
The ongoing royalty is 6 percent of sales. The company is based in Knoxville, Tennessee, and was founded in 1982.
Loan Activity Score
32/100
SBA Default Rate
33.3%
Active Lenders
10
According to its Franchise Disclosure Document or public business records, Central Park Hamburgers has 8 locations, all owned by franchisees. Public SBA loan records show 10 lenders made 12 loans to franchisees of Central Park Hamburgers. PeerSense calculates Central Park Hamburgers's score as 32 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1982 · 8 locations
$88,500 to $283,100
$20,000
8
8 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Central Park Hamburgers
12
Total SBA loans
$199K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Central Park Hamburgers
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
33.3%
vs 10.3% peer avg
SBA Loans
12
Total Volume
$2.4M
Active Lenders
10
3 selective
States
6
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Central Park Hamburgers based on SBA lending data
SBA Default Rate
33.3%
23.0% above peer avg
SBA Loan Volume
12 loans
Across 10 lenders
Lender Diversity
10 lenders
Avg 1.2 loans per lender
Investment Tier
Mid range investment
$88,500 to $283,100 total
Central Park Hamburgers: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
1999
3 approvals. The best year on record for Central Park Hamburgers.
Top SBA State
Tennessee
6 SBA financed Central Park Hamburgers locations, the densest operator footprint.
Average Loan Size
$199K
Median $158K. Use as a sizing anchor when modeling your own Central Park Hamburgers unit.
Lender Concentration
41.7%
Concentrated
Share of Central Park Hamburgers approvals captured by the top 3 SBA lenders.
Central Park Hamburgers's SBA lending pipeline peaked in 1999 (3 approvals). Operator density is highest in Tennessee with 6 SBA financed locations. Average funded ticket sits at $199K, with the median at $158K. Lender mix is concentrated: the top three SBA lenders account for 41.7% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$916
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Central Park Hamburgers, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
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