Tutor Doctor
The total investment to open a Tutor Doctor franchise ranges from $62,000 to $150,000.
What is the Tutor Doctor franchise?
Tutor Doctor provides tutoring and exam preparation for students. The estimated total initial investment to open is $62,000 to $150,000.
The brand is headquartered in KATY, TX.
Loan Activity Score
32/100
SBA Default Rate
27.4%
Active Lenders
17
According to its Franchise Disclosure Document or public business records, Tutor Doctor has 59 locations, all owned by franchisees. Public SBA loan records show 17 lenders made 84 loans to franchisees of Tutor Doctor. PeerSense calculates Tutor Doctor's score as 32 out of 100, using public SBA loan performance and recent lending activity.
59 locations
$62,000 to $150,000
59
59 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Tutor Doctor
84
Total SBA loans
$107K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Tutor Doctor
Loan Activity Score Breakdown
Established (25 to 99 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
27.4%
vs 9.5% peer avg
SBA Loans
84
Total Volume
$9.0M
Active Lenders
17
2 selective
States
34
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Tutor Doctor based on SBA lending data
SBA Default Rate
27.4%
17.9% above peer avg
SBA Loan Volume
84 loans
Across 17 lenders
Lender Diversity
17 lenders
Avg 4.9 loans per lender
Investment Tier
Mid range investment
$62,000 to $150,000 total
Tutor Doctor: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2017
18 approvals. The best year on record for Tutor Doctor.
Top SBA State
Texas
13 SBA financed Tutor Doctor locations, the densest operator footprint.
Average Loan Size
$107K
Median $100K. Use as a sizing anchor when modeling your own Tutor Doctor unit.
Lender Concentration
73.8%
Concentrated
Share of Tutor Doctor approvals captured by the top 3 SBA lenders.
Tutor Doctor's SBA lending pipeline peaked in 2017 (18 approvals). The last five fiscal years account for 10% of cumulative volume ($950K approved). Operator density is highest in Texas with 13 SBA financed locations. Average funded ticket sits at $107K, with the median at $100K. Lender mix is concentrated: the top three SBA lenders account for 73.8% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$642
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Tutor Doctor, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman