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PRISM, LLC LeafSpring Schools

PRISM, LLC LeafSpring Schools

According to its Franchise Disclosure Document or public business records, PRISM, LLC LeafSpring Schools has 5 locations, all owned by franchisees. Public SBA loan records show 5 lenders made 6 loans to franchisees of PRISM, LLC LeafSpring Schools. PeerSense calculates PRISM, LLC LeafSpring Schools's score as 37 out of 100, using public SBA loan performance and recent lending activity.

What is the PRISM, LLC LeafSpring Schools franchise?

PRISM, LLC LeafSpring Schools is a child care business for families seeking care for their children.

Its business category is child day care services.

Loan Activity Score

37/100

SBA Default Rate

16.7%

Active Lenders

5

5 locations

Total Units

5

5 franchised

Loan Activity Score
Medium
37
SBA Lending
8
Lender Quality
9
Transparency
3
Reach
5
Momentum
12

Proprietary PeerSense metric

Fair
Capital Sources
5SBA lenders

Distinct lenders in public SBA records for PRISM, LLC LeafSpring Schools

6

Total SBA loans

$2.1M

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for PRISM, LLC LeafSpring Schools

Loan Activity Score Breakdown

Emerging (3 to 9 loans)

Medium Confidence
37out of 100
Fair
Market Momentum12/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety8/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency3/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint5/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

16.7%

vs 3.2% peer avg

SBA Loans

6

Total Volume

$12.6M

Active Lenders

5

1 selective

States

4

vs. SBA Sector Average

-13.5%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Data Insights

Key performance metrics for PRISM, LLC LeafSpring Schools based on SBA lending data

SBA Default Rate

16.7%

13.5% above peer avg

SBA Loan Volume

6 loans

Across 5 lenders

Lender Diversity

5 lenders

Avg 1.2 loans per lender

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

PRISM, LLC LeafSpring Schools, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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PRISM, LLC LeafSpring Schools

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman