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AmericInn by Wyndham

AmericInn by Wyndham

The total investment to open a AmericInn by Wyndham franchise ranges from $7.1M to $10.1M. The initial franchise fee is $35,000. Ongoing royalties are 5%.

What is the AmericInn by Wyndham franchise?

Founded in 1987 and acquired by Wyndham Hotel Group in 2017, AmericInn by Wyndham is a midscale hotel brand with more than 200 locations across the United States. Its Midwest roots and position within Wyndham Hotels and Resorts give franchisees access to the Wyndham Rewards loyalty program, global reservation systems, enterprise marketing programs, and operational support. Wyndham is the world's largest hotel franchising company by number of properties, with 24 hotel brands across nearly 9,300 properties worldwide. AmericInn is known for warm hospitality, clean accommodations, and a Midwestern service style that supports repeat guests.

Midscale hotels serve travelers seeking comfortable, well maintained lodging at moderate price points. AmericInn's demand base includes regional business travelers, families visiting relatives or attending events, weekend leisure travelers, and construction and project teams. These guests support occupancy across economic cycles, including periods when upscale hotels rely less on corporate expense accounts and international tourism. Domestic travel, road trips, and regional business activity have supported the post pandemic recovery, particularly in the secondary and tertiary markets where AmericInn properties are concentrated. Midwest locations can also offer lower land, construction, and operating costs than major metropolitan areas, supporting development economics.

AmericInn properties focus on comfort, cleanliness, and personal service. Standard amenities include complimentary breakfast, free high speed WiFi, indoor pools and whirlpools at most locations, fitness centers, and meeting spaces for leisure and business travelers. The brand's welcoming atmosphere reflects the small and mid sized communities where many properties operate. Wyndham Rewards connects AmericInn hotels with travelers who earn and redeem points across the Wyndham portfolio, supporting reservations and guest loyalty.

The initial franchise fee is $35,000. New construction requires a total investment of approximately $7.1 million to $10.1 million, depending on location, property size, and market conditions. Conversion opportunities for existing hotels start at approximately $272,564 when the property meets brand standards. Applicants need at least $500,000 in liquid capital. The initial franchise term is 10 years, with 10 year renewal options. Ongoing charges include a 5 percent royalty plus marketing and reservation system contributions. Wyndham supports site selection, design, construction, and pre opening activities. Its preferred vendor programs and group purchasing provide cost advantages for furniture, fixtures, equipment, and operating supplies.

Moderate room rates, occupancy in well selected markets, and operating costs associated with secondary and tertiary locations contribute to the brand's hotel investment profile. Wyndham Rewards generates a significant share of direct bookings, which can reduce reliance on online travel agencies and their commission costs. SBA lending data tracked through PeerSense shows franchise lending activity for AmericInn that reflects confidence in the Wyndham portfolio, the midscale hotel segment, and demand for quality lodging in the regional markets where the brand operates.

AmericInn has more than 200 locations and active development programs supporting both new construction and hotel conversions. Its place within Wyndham creates opportunities for investors to build portfolios across multiple Wyndham brands and market segments. The brand's focus on Midwest and regional markets also supports expansion into communities underserved by national hotel companies. In those markets, the AmericInn identity and Wyndham distribution network compete with independent hotels and smaller regional chains.

An ideal AmericInn franchisee may bring hotel development experience, real estate investment capability, or both, along with the financial resources required for a commercial hospitality project. Some owners operate their hotels directly, while others use professional hotel management companies for daily operations and retain ownership oversight. Wyndham provides brand standards, training programs, and property management support for either structure. Multi property investors are active in AmericInn development because of the brand's performance metrics and the operating efficiencies of managing several hotels in defined markets. Existing hotel owners seeking a national brand and reservation system may also consider conversion.

PeerSense provides franchise intelligence on AmericInn and thousands of other brands. Buyers can use this information to compare AmericInn with other midscale hotel concepts, review market demographics and development opportunities, and assess the brand's lending profile against hospitality industry benchmarks. PeerSense is a commercial capital advisory firm that introduces qualified franchise buyers to SBA and conventional lenders. It does not lend or approve loans.

Loan Activity Score

80/100

SBA Default Rate

4.5%

Active Lenders

25

According to its Franchise Disclosure Document or public business records, AmericInn by Wyndham has 40 locations, all owned by franchisees. Public SBA loan records show 25 lenders made 44 loans to franchisees of AmericInn by Wyndham. PeerSense calculates AmericInn by Wyndham's score as 80 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2024 Franchise Disclosure Document.

2024 FDD ON FILEHotels & Hospitality

Franchising since 1987 · 40 locations

Investment

$7.1M to $10.1M

Franchise Fee

$35,000

Total Units

40

40 franchised

Loan Activity Score
High
80
SBA Lending
25
Lender Quality
11
Transparency
9
Reach
7
Momentum
28

Proprietary PeerSense metric

Excellent
Capital Sources
25SBA lenders

Distinct lenders in public SBA records for AmericInn by Wyndham

44

Total SBA loans

$1.9M

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

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SBA Lending Activity for AmericInn by Wyndham

Loan Activity Score Breakdown

Established (25 to 99 loans)

High Confidence
80out of 100
Excellent
Market Momentum28/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence11/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency9/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint7/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

4.5%

vs 10.3% peer avg

SBA Loans

44

Total Volume

$85.5M

Active Lenders

25

3 selective

States

12

vs. SBA Sector Average

+5.8%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (4.5%)
Growing lender activity

Data Insights

Key performance metrics for AmericInn by Wyndham based on SBA lending data

SBA Default Rate

4.5%

5.8% below peer avg

SBA Loan Volume

44 loans

Across 25 lenders

Lender Diversity

25 lenders

Avg 1.8 loans per lender

Investment Tier

Premium investment

$7,101,616 to $10,129,540 total

AmericInn by Wyndham: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2024

8 approvals. The best year on record for AmericInn by Wyndham.

Top SBA State

Minnesota

10 SBA financed AmericInn by Wyndham locations, the densest operator footprint.

Average Loan Size

$1.9M

Median $1.8M. Use as a sizing anchor when modeling your own AmericInn by Wyndham unit.

Lender Concentration

31.8%

Moderately Spread

Share of AmericInn by Wyndham approvals captured by the top 3 SBA lenders.

AmericInn by Wyndham's SBA lending pipeline peaked in 2024 (8 approvals). The last five fiscal years account for 66% of cumulative volume ($63M approved). Operator density is highest in Minnesota with 10 SBA financed locations. Average funded ticket sits at $1.9M, with the median at $1.8M. Lender mix is moderately spread: the top three SBA lenders account for 31.8% of approvals. Meaningful choice exists, but specific lenders carry the brand.

Payment Estimator

Loan Amount$5.7M
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$73,515

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

AmericInn by Wyndham, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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2 FDDs Available for AmericInn by Wyndham

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.

AmericInn by Wyndham

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman