Skip to main content
✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:5.00%↓✦10 Yr Treasury:5.21%↓✦30 Yr Treasury:5.56%↓✦30 Yr Mortgage:7.40%·Updated Oct 13, 2026✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:5.00%↓✦10 Yr Treasury:5.21%↓✦30 Yr Treasury:5.56%↓✦30 Yr Mortgage:7.40%·Updated Oct 13, 2026
Rates
Wireless Toyz

Wireless Toyz

The total investment to open a Wireless Toyz franchise ranges from $122,100 to $314,000.

What is the Wireless Toyz franchise?

Wireless Toyz is a retailer of wireless devices and other consumer electronics for individual customers. The estimated total initial investment to open a franchise is $122,100 to $314,000.

Wireless Toyz was founded in 1995 and is headquartered in Belleville, MI.

Loan Activity Score

23/100

SBA Default Rate

50.0%

Active Lenders

9

According to its Franchise Disclosure Document or public business records, Wireless Toyz has 19 locations, all owned by franchisees. Public SBA loan records show 9 lenders made 42 loans to franchisees of Wireless Toyz. PeerSense calculates Wireless Toyz's score as 23 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 1995 · 19 locations

Investment

$122,100 to $314,000

Total Units

19

19 franchised

Loan Activity Score
High
23
SBA Lending
0
Lender Quality
9
Transparency
4
Reach
7
Momentum
3

Proprietary PeerSense metric

Limited
Capital Sources
9SBA lenders

Distinct lenders in public SBA records for Wireless Toyz

42

Total SBA loans

$217K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Wireless Toyz

Loan Activity Score Breakdown

Established (25 to 99 loans)

High Confidence
23out of 100
Limited
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety0/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency4/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint7/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

50.0%

vs 21.1% peer avg

SBA Loans

42

Total Volume

$9.1M

Active Lenders

9

1 selective

States

13

vs. SBA Sector Average

-28.9%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Data Insights

Key performance metrics for Wireless Toyz based on SBA lending data

SBA Default Rate

50.0%

28.9% above peer avg

SBA Loan Volume

42 loans

Across 9 lenders

Lender Diversity

9 lenders

Avg 4.7 loans per lender

Investment Tier

Mid range investment

$122,100 to $314,000 total

Wireless Toyz: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2005

20 approvals. The best year on record for Wireless Toyz.

Top SBA State

Michigan

10 SBA financed Wireless Toyz locations, the densest operator footprint.

Average Loan Size

$217K

Median $210K. Use as a sizing anchor when modeling your own Wireless Toyz unit.

Lender Concentration

78.6%

Concentrated

Share of Wireless Toyz approvals captured by the top 3 SBA lenders.

Wireless Toyz's SBA lending pipeline peaked in 2005 (20 approvals). Operator density is highest in Michigan with 10 SBA financed locations. Average funded ticket sits at $217K, with the median at $210K. Lender mix is concentrated: the top three SBA lenders account for 78.6% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$98K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,264

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Wireless Toyz, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

Explore Funding for Wireless Toyz

Our business financing consultants help connect you with the right lending partners. Referral fee paid at closing.

Optional: checking the consent box lets us call or text you about your funding. You can still submit without it.

Referral fee at closing

Or get an instant analysis

Scan Your Deal Instantly
Wireless Toyz

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman