Hawaii Fluid Art
The total investment to open a Hawaii Fluid Art franchise ranges from $26,000 to $247,000. The initial franchise fee is $23,500. Ongoing royalties are 8% plus a 2% advertising fee.
What is the Hawaii Fluid Art franchise?
Hawaii Fluid Art offers classes where customers create fluid art. The estimated total initial investment is $26,000 to $247,000, and the initial franchise fee is $23,500, according to the 2024 Franchise Disclosure Document.
The royalty is 8 percent of sales. The brand was founded in 2020 and is headquartered in Pflugerville, Texas.
Loan Activity Score
70/100
SBA Default Rate
0.0%
Active Lenders
4
According to its Franchise Disclosure Document or public business records, Hawaii Fluid Art has 11 locations, all owned by franchisees. Public SBA loan records show 4 lenders made 17 loans to franchisees of Hawaii Fluid Art. PeerSense calculates Hawaii Fluid Art's score as 70 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2024 Franchise Disclosure Document. To correct a figure, email the current FDD and the differing item numbers to info@peersense.com, and this page will be updated.
Franchising since 2020 · 11 locations
$26,000 to $247,000
$23,500
11
11 franchised
Proprietary PeerSense metric
StrongDistinct lenders in public SBA records for Hawaii Fluid Art
17
Total SBA loans
$148K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Hawaii Fluid Art
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 7.9% peer avg
SBA Loans
17
Total Volume
$2.5M
Active Lenders
4
3 selective
States
8
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Hawaii Fluid Art based on SBA lending data
SBA Default Rate
0.0%
7.9% below peer avg
SBA Loan Volume
17 loans
Across 4 lenders
Lender Diversity
4 lenders
Avg 4.3 loans per lender
Investment Tier
Mid range investment
$26,000 to $247,000 total
Hawaii Fluid Art: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2024
7 approvals. The best year on record for Hawaii Fluid Art.
Top SBA State
Texas
4 SBA financed Hawaii Fluid Art locations, the densest operator footprint.
Average Loan Size
$148K
Median $181K. Use as a sizing anchor when modeling your own Hawaii Fluid Art unit.
Lender Concentration
94.1%
Concentrated
Share of Hawaii Fluid Art approvals captured by the top 3 SBA lenders.
Hawaii Fluid Art's SBA lending pipeline peaked in 2024 (7 approvals). The last five fiscal years account for 100% of cumulative volume ($2.5M approved). Operator density is highest in Texas with 4 SBA financed locations. Average funded ticket sits at $148K, with the median at $181K. Lender mix is concentrated: the top three SBA lenders account for 94.1% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$269
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Hawaii Fluid Art, unit breakdown
Explore Funding for Hawaii Fluid Art
Our business financing consultants help connect you with the right lending partners. Referral fee paid at closing.
Or get an instant analysis
Scan Your Deal Instantly2 FDDs Available for Hawaii Fluid Art
Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.
Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman