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Egg & I Restaurant (The)

Egg & I Restaurant (The)

Franchising since 1987 · 21 locations

The total investment to open a Egg & I Restaurant (The) franchise ranges from $133,200 - $548,000. The initial franchise fee is $45,000. Ongoing royalties are 4.5% plus a 2% advertising fee. Egg & I Restaurant (The) currently operates 21 locations (21 franchised). The top SBA 7(a) lenders for Egg & I Restaurant (The) are SouthState Bank, Wells Fargo Bank and Zions Bank, A Division of. PeerSense FPI health score: 42/100.

Investment

$133,200 - $548,000

Franchise Fee

$45,000

Total Units

21

21 franchised

FPI Score
High
42

Proprietary PeerSense metric

Fair
Capital Partners
15lenders available

Active capital sources verified for Egg & I Restaurant (The) financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Established (25-99 loans)

High Confidence
42out of 100
Fair

SBA Lending Performance

SBA Default Rate

8.0%

2 of 25 loans charged off

SBA Loans

25

Total Volume

$9.2M

Active Lenders

15

States

10

Top SBA Lenders for Egg & I Restaurant (The)

What is the Egg & I Restaurant (The) franchise?

The journey to identifying the right franchise opportunity is often fraught with uncertainty, a complex landscape where a single misstep can impact years of financial planning and personal ambition. Prospective investors frequently grapple with a fundamental question: "Should I invest in this franchise?" This critical decision demands clarity, precision, and an unwavering commitment to data-driven insights. For those evaluating the full-service restaurant sector, the "Egg & I Restaurant franchise" presents a distinct proposition, operating from its headquarters in Denver, CO. While specific details regarding its founding year are not available, its current operational scale, encompassing 20 total units and notably 21 franchised units with 0 company-owned locations, clearly indicates a business model deeply rooted in the success of its independent operators. This structure, where franchised units slightly outnumber the total units, suggests either a dynamic conversion strategy from company-owned to franchised operations or a nuanced reporting methodology that emphasizes the brand's expansive franchisee network. The "Egg & I Restaurant" brand, as evidenced by its website eggstl.com, appears to have a significant regional focus, potentially originating or having a strong base in the St. Louis market, despite its Denver corporate hub. This dual geographic reference underscores a strategic approach to market penetration. Positioned within the robust full-service restaurant category, specifically targeting the breakfast and lunch dayparts, the "Egg & I Restaurant" taps into a total addressable market exceeding $300 billion annually in the U.S. This segment consistently demonstrates resilience and growth, driven by consumer demand for quality, sit-down dining experiences at the start and middle of the day. The brand's operational footprint is further solidified by 21 active locations meticulously tracked within the PeerSense database, each with publicly available Google ratings, offering tangible evidence of its customer engagement and market presence. This established scale and strategic positioning within a high-demand niche are foundational elements for any investor considering the "Egg & I Restaurant franchise investment."

The U.S. full-service restaurant market, a cornerstone of the broader hospitality industry, commands an impressive annual revenue exceeding $300 billion and is projected to expand at a compound annual growth rate (CAGR) of 3% to 5% through 2028. This significant and expanding market provides a compelling backdrop for franchise investment, underpinned by several enduring consumer trends. A primary driver is the persistent consumer desire for convenient yet high-quality dining experiences, particularly during the breakfast and lunch dayparts, which often exhibit greater stability compared to dinner services. Modern consumers increasingly value dining experiences that offer community connection, personalized service, and a perception of fresh, wholesome ingredients, even within established franchise systems. Secular tailwinds further propelling this sector include rising disposable incomes among key demographic groups, a continued societal shift towards convenience over home meal preparation, and the ingrained cultural appeal of brunch as a weekend social ritual. Specifically, the breakfast and lunch segments benefit from a dual customer base: a stable weekday clientele consisting of commuters and business professionals, and a robust weekend crowd seeking leisure and social engagement. While the full-service breakfast and lunch sector is characterized by intense competition from both independent establishments and established chains, a well-executed franchise model, such as the "Egg & I Restaurant," can effectively leverage brand recognition, standardized operational efficiencies, and a consistent quality proposition to secure and expand market share. The inherent fragmentation of the restaurant industry itself presents substantial opportunities for concepts capable of consistently delivering a desirable customer experience. Franchise systems offer a distinct advantage by providing a proven business model, comprehensive operational support, and collective marketing power, thereby mitigating many of the inherent risks associated with launching an independent restaurant venture and making this segment particularly attractive for strategic entrepreneurial investment.

A thorough understanding of the financial commitment is arguably the most critical factor for any prospective franchisee delving into the "Egg & I Restaurant franchise investment." The primary financial consideration is the total initial investment, which for the "Egg & I Restaurant franchise cost" ranges from a low of $133,200 to a high of $548,000. This broad spectrum is characteristic of the full-service restaurant category, where initial outlays can vary dramatically, often starting from $300,000 and extending beyond $1 million, heavily influenced by factors such as real estate, build-out complexity, and equipment packages. The lower end of the stated investment range for the "Egg & I Restaurant" suggests potential for more modest build-outs, perhaps within existing spaces or conversions, while the upper end accommodates more extensive new construction or comprehensive renovations. It is important to note that specific figures for the franchise fee, liquid capital required, and net worth required are not available in the current disclosure. This absence means direct comparisons to industry average franchise fees, typically ranging from $30,000 to $50,000 for restaurant concepts, cannot be made. Similarly, a complete analysis of the total cost of ownership is challenged without specific royalty and advertising fees, which in the full-service segment commonly range from 4% to 7% of gross sales for royalties and 1% to 3% for advertising contributions. These ongoing fees are fundamental to supporting brand development, marketing initiatives, and continuous corporate support. The initial investment typically covers a comprehensive array of expenses, including but not limited to leasehold improvements, specialized kitchen equipment, interior furnishings, exterior signage, initial inventory of food and supplies, comprehensive training programs, and essential working capital to cover initial operating expenses. The substantial difference between the low and high investment figures for the "Egg & I Restaurant" is often attributable to variations in regional real estate costs, the size and existing condition of the chosen premises, local permitting and construction costs, and the specific equipment and technology package mandated by the franchisor. Therefore, prospective franchisees must undertake rigorous due diligence to accurately project their specific investment within this provided range.

The operational model for an "Egg & I Restaurant franchise" is meticulously designed to ensure consistency and efficiency across its 21 active locations within the full-service breakfast and lunch segment. Daily operations typically involve a dual focus: managing the front-of-house team to deliver exceptional customer service and overseeing the back-of-house staff for precise food preparation and adherence to stringent quality and sanitation protocols. Typical staffing requirements for an "Egg & I Restaurant" include a dedicated general manager, an experienced kitchen manager, multiple line cooks, prep cooks, servers, and bussers, with the total employee count generally ranging from 15 to 30 individuals, contingent on the unit's size, seating capacity, and specific operating hours. The brand likely offers various format options to prospective franchisees, potentially including inline retail units in shopping centers, prominent end-cap locations, or standalone buildings, each presenting distinct advantages in terms of customer visibility and operational flow. The corporate entity, based in Denver, CO, is expected to provide a comprehensive and structured training program. This program typically encompasses several weeks of intensive instruction, covering all facets of brand standards, proprietary operational procedures, local marketing strategies, and fundamental financial management principles. This classroom instruction is usually complemented by extensive hands-on training at an established corporate or high-performing franchisee location, ensuring practical application of learned skills. Ongoing corporate support is a cornerstone of the franchise value proposition, encompassing regular operational audits and site visits, robust marketing and promotional assistance, centralized supply chain management for consistent product sourcing, continuous menu development to stay current with culinary trends, and access to proprietary operational manuals and software systems. Territory structure is a critical component for both franchisee success and brand expansion, often granting exclusive operating rights within a clearly defined geographic area, typically delineated by population density, traffic patterns, or specific market demographics. While specific multi-unit requirements are not available for the "Egg & I Restaurant," successful franchisees in this segment often demonstrate the capacity and desire to develop and manage multiple locations, aligning with the brand's broader growth ambitions. This integrated support system is engineered to empower franchisees to consistently replicate the brand's success and deliver a uniform customer experience across its entire network.

A pivotal consideration for any investor evaluating a franchise opportunity, particularly the "Egg & I Restaurant franchise," is the disclosure of financial performance. It is crucial for prospective investors to understand that Item 19 financial performance data is explicitly NOT disclosed in the current Franchise Disclosure Document (FDD) for the "Egg & I Restaurant." This means that specific financial metrics, such as average unit revenues, cost of goods sold, gross profit margins, or net operating income for existing franchised units, are not publicly provided by the franchisor. While the absence of Item 19 disclosure can introduce a degree of analytical complexity for some investors, it is a common practice within the franchise industry and does not inherently indicate a lack of profitability or operational weakness. In scenarios where Item 19 data is unavailable, investors must strategically pivot their due diligence, relying more heavily on comprehensive industry benchmarks, their own meticulously developed financial projections, and thorough independent research. For full-service breakfast and lunch restaurants, average unit volumes (AUVs) can vary significantly, often ranging from $700,000 to well over $2 million annually, depending on critical factors such as location demographics, market competition, and the efficiency of operational execution. Profitability margins for the broader full-service restaurant sector typically fall within a range of 5% to 15% of gross sales after accounting for all operational expenses, including rent, labor costs, food and beverage costs, and ongoing royalty fees. The "Egg & I Restaurant" currently holds an FPI Score of 42 (Fair) from PeerSense. The FPI Score is a proprietary, independent metric designed to assess the overall health, attractiveness, and risk profile of a franchise system, incorporating diverse factors such as unit growth trends, franchisee satisfaction levels, brand longevity, and overall financial stability, even in cases where specific Item 19 data is not disclosed. A "Fair" score suggests a system that is stable and offers a reasonable investment proposition, though perhaps not exhibiting hyper-growth, thereby warranting a careful and comprehensive review of all available qualitative and quantitative data. With 21 active locations diligently tracked in the PeerSense database, each accompanied by Google ratings, investors can gain valuable indirect insights into customer satisfaction and localized market performance, serving as important proxy indicators of a unit's operational vitality and potential revenue generation. Prospective franchisees are strongly advised to construct detailed financial models based on robust industry averages, specific local market conditions, and conservative revenue projections when meticulously evaluating the "Egg & I Restaurant franchise investment."

The growth trajectory of the "Egg & I Restaurant franchise" reflects a deliberate and consistent expansion strategy within its chosen market segment. With a current count of 20 total units and a notable 21 franchised units, the brand has successfully established a tangible and operational footprint. The slight discrepancy where franchised units exceed total units (21 franchised versus 20 total) could indicate a strategic transition of some company-owned locations to franchisee ownership, or it may represent a nuanced reporting methodology that prioritizes the operational spread of its independent partners. Regardless, the core message is a franchise system deeply committed to growth through its network of franchisees. While specific data on net new units added annually is not available, which prevents a precise calculation of year-over-year growth rates, the consistent presence of 21 active locations in the PeerSense database, each with corresponding Google ratings, unequivocally confirms a sustained operational presence and an ongoing commitment to market penetration. Recent developments within such a franchise system, though not explicitly detailed for the "Egg & I Restaurant," typically involve strategic entries into new geographic markets, continuous menu innovations to adapt to evolving consumer preferences, and operational refinements aimed at enhancing efficiency and elevating the overall customer experience. The primary competitive moat for the "Egg & I Restaurant" is forged from its established brand recognition within the full-service breakfast and lunch sector, its demonstrated operational consistency across its 21 units, and its proven ability to deliver a specific, desirable dining experience that deeply resonates with its target demographic. In an increasingly digital-first economy, leveraging advanced online ordering platforms, sophisticated loyalty programs, and dynamic social media engagement is paramount for maintaining and expanding market share. While specific digital transformation initiatives for the "Egg & I Restaurant" are not outlined, successful concepts in this category actively integrate such technologies to boost customer convenience, enhance brand visibility, and drive repeat business. The brand's focused menu strategy, combined with its full-service model, effectively differentiates it from more casual fast-food or fast-casual breakfast competitors, strategically positioning it to capitalize on the enduring and robust demand for quality, sit-down breakfast and lunch options.

Identifying the ideal franchisee is a paramount consideration for the long-term success and strategic expansion of the "Egg & I Restaurant franchise." While specific liquid capital and net worth requirements are not publicly available, the typical profile for a successful candidate in the full-service restaurant franchise opportunity sector is an experienced business professional. This individual should possess a robust operational background, demonstrated leadership capabilities, and an authentic passion for the hospitality industry. Prospective franchisees must demonstrate sufficient financial capacity to comfortably cover the initial investment range of $133,200 to $548,000, in addition to maintaining adequate working capital to sustain operations during the initial ramp-up phase. A proven track record in multi-unit management or substantial prior experience within the restaurant industry is often preferred, indicating the candidate's capability to effectively scale and manage complex operations. Multi-unit expectations are a common strategy in franchise expansion, and while explicit requirements for the "Egg & I Restaurant" are not detailed, franchisors frequently seek partners who possess the vision and resources to develop and manage multiple locations within a defined geographic territory. This approach maximizes market penetration, enhances brand visibility, and leverages operational synergies. Available territories for the "Egg & I Restaurant" would be strategically determined by the franchisor's overarching growth plan, focusing on markets that exhibit strong demographic profiles aligned with the brand's target customer base, typically encompassing vibrant urban centers, thriving suburban communities, and high-traffic commercial zones. The timeline from the formal signing of a franchise agreement to the grand opening of an "Egg & I Restaurant" can fluctuate significantly, generally ranging from 6 to 12 months. This period accounts for crucial steps such as real estate acquisition, comprehensive build-out or renovation, securing necessary permits and licenses, and completing the mandatory training programs. While the specific agreement terms, which define the duration of the franchise relationship, are not available, they typically span from 10 to 20 years, often with options for renewal, providing a substantial timeframe for franchisees to build equity and firmly establish their business.

The "Egg & I Restaurant franchise" presents a compelling investment thesis within the highly resilient and continually growing full-service breakfast and lunch segment. With 21 active franchised units and a dedicated focus on a specialized menu that caters to a broad customer base, the brand has established a tangible and operational market presence. The initial investment range of $133,200 to $548,000 positions it as a potentially accessible entry point for seasoned restaurateurs or ambitious entrepreneurs seeking a proven business model within the full-service dining category. While the absence of Item 19 financial performance data necessitates a diligent reliance on broader industry benchmarks and conservative financial modeling, the FPI Score of 42 (Fair) from PeerSense suggests a stable and reasonably attractive system that warrants further investigation. The brand's structured operational model, bolstered by ongoing corporate support, is designed to ensure consistency, efficiency, and a uniform customer experience across its expanding network of locations. For investors actively seeking a franchise opportunity characterized by an established market presence and a focused operational strategy, the "Egg & I Restaurant" merits serious and comprehensive consideration. Its strategic positioning within a robust industry, coupled with its franchise-centric growth approach, underscores its potential for long-term viability and sustained success. However, as with any significant business venture, comprehensive due diligence, independent analysis, and a thorough understanding of all associated risks and opportunities are absolutely essential. PeerSense, recognized as the leading independent franchise research platform, offers invaluable tools, data, and insights to support this critical evaluation process. Explore the complete Egg & I Restaurant franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

42/100

SBA Default Rate

8.0%

Active Lenders

15

Key Highlights

Low SBA default rate (8.0%)

Data Insights

Key performance metrics for Egg & I Restaurant (The) based on SBA lending data

SBA Default Rate

8.0%

2 of 25 loans charged off

SBA Loan Volume

25 loans

Across 15 lenders

Lender Diversity

15 lenders

Avg 1.7 loans per lender

Investment Tier

Significant investment

$133,200 – $548,000 total

Egg & I Restaurant (The) — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2012

6 approvals — best year on record for Egg & I Restaurant (The).

Top SBA State

Colorado

11 SBA-financed Egg & I Restaurant (The) locations — the densest operator footprint.

Average Loan Size

$366K

Median $350K — use as a sizing anchor when modeling your own $Egg & I Restaurant (The) unit.

Lender Concentration

36%

Moderately Spread

Share of Egg & I Restaurant (The) approvals captured by the top 3 SBA lenders.

Egg & I Restaurant (The)'s SBA lending pipeline peaked in 2012 (6 approvals). Operator density is highest in Colorado with 11 SBA-financed locations. Average funded ticket sits at $366K, with the median at $350K. Lender mix is moderately spread: the top three SBA lenders account for 36% of approvals — meaningful choice exists but specific lenders carry the brand.

Payment Estimator

Loan Amount$107K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,379

Principal & Interest only

Locations

Egg & I Restaurant (The)unit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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