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Buzzed Bull Creamery

Buzzed Bull Creamery

The total investment to open a Buzzed Bull Creamery franchise ranges from $27,500 to $633,840. The initial franchise fee is $30,000. Ongoing royalties are 6% plus a 1% advertising fee.

What is the Buzzed Bull Creamery franchise?

Buzzed Bull Creamery is an ice cream and frozen dessert business. The estimated total initial investment is $27,500 to $633,840, and the initial franchise fee is $30,000.

The royalty is 6 percent of sales, and the advertising or brand fund fee is 1 percent. The franchise agreement term is 10 years. Buzzed Bull Creamery was founded in 2016 and is headquartered in MOBILE, AL.

Loan Activity Score

33/100

SBA Default Rate

16.7%

Active Lenders

5

According to its Franchise Disclosure Document or public business records, Buzzed Bull Creamery has 8 locations, all owned by franchisees. Public SBA loan records show 5 lenders made 12 loans to franchisees of Buzzed Bull Creamery. PeerSense calculates Buzzed Bull Creamery's score as 33 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 2016 · 8 locations

Investment

$27,500 to $633,840

Franchise Fee

$30,000

Total Units

8

8 franchised

Loan Activity Score
Medium
33
SBA Lending
1
Lender Quality
9
Transparency
4
Reach
5
Momentum
14

Proprietary PeerSense metric

Limited
Capital Sources
5SBA lenders

Distinct lenders in public SBA records for Buzzed Bull Creamery

12

Total SBA loans

$324K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

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SBA Lending Activity for Buzzed Bull Creamery

Loan Activity Score Breakdown

Growing (10 to 24 loans)

Medium Confidence
33out of 100
Limited
Market Momentum14/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety1/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency4/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint5/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

16.7%

vs 10.3% peer avg

SBA Loans

12

Total Volume

$3.9M

Active Lenders

5

1 selective

States

6

vs. SBA Sector Average

-6.4%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Data Insights

Key performance metrics for Buzzed Bull Creamery based on SBA lending data

SBA Default Rate

16.7%

6.4% above peer avg

SBA Loan Volume

12 loans

Across 5 lenders

Lender Diversity

5 lenders

Avg 2.4 loans per lender

Investment Tier

Significant investment

$27,500 to $633,840 total

Buzzed Bull Creamery: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2022

4 approvals. The best year on record for Buzzed Bull Creamery.

Top SBA State

Alabama

3 SBA financed Buzzed Bull Creamery locations, the densest operator footprint.

Average Loan Size

$324K

Median $243K. Use as a sizing anchor when modeling your own Buzzed Bull Creamery unit.

Lender Concentration

83.3%

Concentrated

Share of Buzzed Bull Creamery approvals captured by the top 3 SBA lenders.

Buzzed Bull Creamery's SBA lending pipeline peaked in 2022 (4 approvals). The last five fiscal years account for 83% of cumulative volume ($3.6M approved). Operator density is highest in Alabama with 3 SBA financed locations. Average funded ticket sits at $324K, with the median at $243K. Lender mix is concentrated: the top three SBA lenders account for 83.3% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$22K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$285

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Buzzed Bull Creamery, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Buzzed Bull Creamery

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.