J.H. Williams Oil Company
Franchising since 1925 · 3 locations
J.H. Williams Oil Company currently operates 3 locations (3 franchised). The top SBA 7(a) lenders for J.H. Williams Oil Company are Florida Business Development C and Florida First Capital Finance. PeerSense FPI health score: 50/100.
3
3 franchised
Proprietary PeerSense metric
ModerateActive capital sources verified for J.H. Williams Oil Company financing
SBA
7(a) Eligible
21d
Avg Funding
P+2.25%
Best Rate
No retainers · Referral fee at closing
FPI Score Breakdown
Emerging (3-9 loans)
SBA Lending Performance
SBA Default Rate
0.0%
0 of 3 loans charged off
SBA Loans
3
Total Volume
$2.9M
Active Lenders
2
States
1
Top SBA Lenders for J.H. Williams Oil Company
What is the J.H. Williams Oil Company franchise?
For the discerning investor navigating the complex landscape of franchise opportunities, the initial step involves rigorous due diligence to discern genuine prospects from misinterpretations, a process PeerSense.com specializes in by providing the most comprehensive, independent analysis available. Many entrepreneurs seek established brands within resilient sectors, and the "Gasoline Stations with Convenience Stores" category, a robust segment of the American economy, frequently attracts such interest, prompting inquiries into entities like Jh Williams Oil Company. However, extensive research into a potential Jh Williams Oil Company franchise opportunity reveals a crucial distinction: J.H. Williams Oil Company, Inc. operates not as a franchisor, but as a deeply rooted, family-owned and operated petroleum jobbership and distributor. The foundation of this venerable enterprise was laid in 1925 when J. Hulon Williams, Sr. opened his first service station in Tampa, Florida, a strategic move nearly two decades before the formal incorporation of the business. By 1946, J. Hulon Williams, Sr. and his son, J.H. Williams, Jr., officially cemented their partnership, leading to the company's incorporation on November 1, 1947. This multi-generational continuity, with its headquarters now identified in Brandon, FL, alongside offices in Tampa and Bradenton, Florida, underscores a business model centered on direct ownership and supply to its network of retail outlets, rather than a franchise system. The company’s consistent description across all available search results details its role as owning and supplying gasoline stations and convenience stores, distributing fuel products under six major brands including Shell, Chevron, Texaco, Citgo, Sunoco, and Marathon, in addition to Hess and Pure Oil Company, supplying over 200 retail outlets through its robust operations.
The industry landscape for Gasoline Stations with Convenience Stores (NAICS Code 457110) presents a compelling picture of stability and growth, making it an attractive sector for various business models, including direct ownership as exemplified by Jh Williams Oil Company. The total addressable market for this industry in the U.S. is approximately $656 billion, reflecting its substantial economic footprint. In 2024 alone, the total revenue for Gas Stations with Convenience Stores in the U.S. reached an impressive $484.5 billion, while the global gasoline stations market size was an astounding $2.7 trillion in 2025. This sector exhibits a healthy growth trajectory, with the U.S. industry demonstrating an estimated compound annual growth rate (CAGR) of 3.2%, and an annual growth rate of 3.5% over the past three years. Globally, projections indicate a rise from $2.7 trillion in 2025 to $2.8 trillion in 2026 at a CAGR of 3.8%, further expanding to $3.35 trillion by 2030 at a CAGR of 4.6%. These figures are underpinned by strong consumer trends, including increased vehicle usage, rising demand for vehicle fuel, and the pervasive convenience shopping habits of modern consumers. As of December 31, 2025, the United States housed 151,975 convenience stores, with 122,620 of these selling fuel, representing 80.7% of the total and marking the highest number in eight years. Convenience stores are pivotal, selling an estimated 80% of the fuel purchased by consumers in the United States, illustrating the critical role they play in daily commerce. The market itself is characterized by a fragmented structure, with 95,672 stores—a significant 63% of the total—owned by companies operating 10 or fewer stores, creating both competitive pressures and opportunities for well-managed operations like Jh Williams Oil Company. Florida, where Jh Williams Oil Company maintains a strong presence, boasts 9,730 convenience stores, ranking third nationally behind Texas with 16,504 and California with 12,143 stores, highlighting the regional density and strategic importance of their operational footprint.
For an investor researching a Jh Williams Oil Company franchise cost or Jh Williams Oil Company franchise investment, it is critical to understand that J.H. Williams Oil Company does not offer franchise opportunities, rendering typical franchise investment metrics inapplicable. There is no Jh Williams Oil Company franchise fee, nor are there any associated total investment ranges, liquid capital requirements, or net worth prerequisites for a franchise acquisition directly from this specific entity. This absence of a franchise model means that the standard financial framework for evaluating a franchise opportunity—which typically includes an initial franchise fee ranging from $20,000 to $50,000, total start-up costs often falling between $100,000 and $300,000, and ongoing royalty fees between 4% and 9% of gross sales, alongside advertising fees of 1% to 4% of net sales—simply does not apply to J.H. Williams Oil Company. These general franchising statistics, while useful for comparison across the broader industry of Gasoline Stations with Convenience Stores, are not relevant to the operational structure of Jh Williams Oil Company. The company operates as an independent, family-owned business, managing its own properties and supply chain, rather than engaging in a franchising model where capital from independent franchisees would be sought. Therefore, any inquiry into a Jh Williams Oil Company franchise cost or investment must be re-evaluated within the context of the company's established role as a petroleum jobber and station owner/supplier, which is a fundamentally different investment proposition than a traditional franchise.
The operating model of Jh Williams Oil Company is a testament to its long-standing presence and expertise in petroleum marketing and distribution, a stark contrast to a typical franchise operating model. As a petroleum marketer, J.H. Williams Oil Company, Inc. distributes gasoline and diesel fuel products under prominent brands such as Shell, Chevron, Texaco, Citgo, Sunoco, and Marathon, in addition to products from Hess and Pure Oil Company. The company’s commercial arm efficiently distributes fuel to a diverse clientele, including construction firms requiring reliable fuel supplies for their heavy machinery, marinas necessitating marine fuels, farms for agricultural equipment, various government entities, and extensive bus systems, ensuring critical infrastructure and services remain operational. This extensive distribution network is supported by a dedicated fleet of six 4,400-gallon tank wagons, showcasing the logistical capacity and operational scale of Jh Williams Oil Company. Beyond fuel distribution, the company offers a comprehensive suite of services that underscore its role as a full-service petroleum jobber. These include both branded and unbranded fuel supply for gasoline and diesel, robust fuel storage solutions, and strategic common carrier agreements to optimize delivery. Furthermore, Jh Williams Oil Company actively engages in the development of new sites, leveraging its industry knowledge for optimal location and design, and undertakes image refreshes for existing sites to maintain brand standards and customer appeal. The company’s commitment extends to facility maintenance, providing essential support for critical infrastructure components like lighting, fuel pumps, dispensers, and underground storage tanks, ensuring operational integrity and compliance. This integrated operational approach highlights J.H. Williams Oil Company’s deep involvement in every aspect of the petroleum supply chain, a business model built on direct control and specialized expertise rather than the standardized, replicated operations of a franchise.
When analyzing the financial performance of J.H. Williams Oil Company, it is crucial to reiterate that Item 19 financial performance data, which typically details sales, expenses, or profit information for franchised units, is not applicable because J.H. Williams Oil Company does not offer franchise opportunities. Therefore, any discussion of average revenue per unit, median revenue, or profit margins derived from a Franchise Disclosure Document for a Jh Williams Oil Company franchise would be misleading. Instead, the available data reflects the robust corporate financial health of Jh Williams Oil Company as a petroleum jobbership and owner/supplier. In 2013, the business reported a substantial $394 million in revenue, demonstrating a healthy 3.7% increase over its 2012 figures. This impressive revenue was generated with a relatively lean operational structure, as the company had 30 employees on its payroll in 2013, highlighting strong efficiency in its core business operations. This corporate revenue figure stands within an industry context where the total revenue for Gas Stations with Convenience Stores in the U.S. was $484.5 billion in 2024, emphasizing the significant scale of J.H. Williams Oil Company’s operations within its specific market. The company’s financial success is a direct result of its strategic management, its extensive network of owned properties, which included 17 stations and one truck stop as of October 2014, and its role in supplying over 200 retail outlets with fuel products. These figures demonstrate the substantial economic activity and financial strength of Jh Williams Oil Company as an independent, family-owned entity, rather than providing insights into a non-existent franchise system.
The growth trajectory of Jh Williams Oil Company exemplifies a strategic, organic expansion model driven by internal capabilities and market opportunities, rather than through franchise unit growth. The company has consistently enjoyed steady growth, a testament to proper management, a knowledgeable staff, and well-timed acquisitions that have expanded its operational footprint and market reach. As of October 2014, Jh Williams Oil Company owned 17 stations and one truck stop, showcasing a significant portfolio of directly managed retail fuel operations. The leadership of the company has been instrumental in steering this growth across generations. J. Hulon Williams, III, who graduated from the University of Florida in 1974 and joined the family firm, has served as President, guiding the company through over 40 years of leadership and 48 years total at the company, including a period as CEO in September 2014 at the age of 62. The continuity of family leadership is further solidified by the fourth generation, with Rosemary Williams Anderson (daughter of J.H. Williams, III) joining in August 2006 after studying Family Business and Entrepreneurship at Auburn University, contributing 16 years of service and currently serving on the Florida Petroleum Marketer's Association Board of Directors. Her brother, J.H. Williams IV (son of J.H. Williams, III), also graduated from Auburn University with a degree in Business Administration and joined the company in August 2011, now having 11 years of experience and maintaining a leadership position on the YEO committee of the FPMA. This multi-generational leadership provides a strong competitive moat, rooted in deep industry experience and a commitment to long-term strategic vision. Furthermore, Jh Williams Oil Company has been recognized for its business excellence, having been inducted into the Hall of Fame for the Tampa Bay Business 100 and consistently ranked within the top 25 businesses by prestigious resources such as Florida Trend and Tampa Bay Business Journal for many consecutive years, underscoring its established brand recognition and operational prowess within the region. A notable recent corporate development involved the redevelopment of a former Jh Williams Oil property, a petroleum storage facility in Tampa's Channel District, which in August 2022 was transformed into Parc Madison, a mixed-use project featuring 351 apartments and 5,500 square feet of retail, demonstrating the Williams family’s strategic asset management by opting for a cash payout in this instance.
Given that Jh Williams Oil Company does not offer franchise opportunities, the concept of an "ideal franchisee" or specific "territory availability" in the traditional sense is not applicable. However, an examination of the company’s internal leadership provides valuable insights into the qualities that drive success within this industry. The current leadership, spearheaded by J. Hulon Williams III as President, alongside his daughter Rosemary Williams Anderson and son J.H. Williams IV, exemplifies a model of dedicated, family-driven entrepreneurship. Rosemary Williams Anderson’s background in Family Business and Entrepreneurship from Auburn University, coupled with her 16 years of experience and board position on the Florida Petroleum Marketer's Association, highlights the importance of industry-specific knowledge and continuous engagement. Similarly, J.H. Williams IV’s Business Administration degree from Auburn University and his 11 years with the company, including a leadership role on the FPMA’s YEO committee, underscore the value of formal business education combined with hands-on operational experience. These profiles suggest that a deep understanding of petroleum distribution, convenience store operations, and strong business acumen are paramount for success in this sector, whether as an owner-operator or a corporate leader. The geographic focus of Jh Williams Oil Company is firmly established within Florida, specifically with offices in Tampa and Bradenton, a state that boasts 9,730 convenience stores, making it a critical market for petroleum marketers. This regional concentration allows for specialized market knowledge and efficient logistical operations, emphasizing that success in this field often benefits from a focused, deeply integrated approach within specific, high-density markets, rather than a broad, fragmented expansion model.
In synthesizing the investment thesis for "Jh Williams Oil Company franchise," it becomes unequivocally clear that J.H. Williams Oil Company, despite its impressive history, robust operations, and significant market presence, does not operate as a franchisor. For entrepreneurs specifically seeking a franchise opportunity within the thriving "Gasoline Stations with Convenience Stores" category, it is imperative to direct due diligence towards brands that explicitly offer franchising models, rather than misidentifying established petroleum jobberships. While Jh Williams Oil Company is a formidable and successful entity, boasting a legacy dating back to 1925, generating $394 million in revenue in 2013, and supplying over 200 retail outlets across Florida, it is fundamentally a family-owned and operated distributor and station owner. This distinction is paramount for investors to avoid misdirected efforts and ensure that their capital is channeled into legitimate franchise systems that align with their investment goals. The broader industry, with a U.S. market size of $656 billion and a 3.2% CAGR, certainly presents numerous avenues for franchise investment, but Jh Williams Oil Company is not one of them. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools for actual franchise opportunities within this dynamic sector. Explore the complete Jh Williams Oil Company franchise profile on PeerSense to access the full suite of independent franchise intelligence data, confirming its operational model and guiding your research towards viable franchise investments.
FPI Score
50/100
SBA Default Rate
0.0%
Active Lenders
2
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for J.H. Williams Oil Company based on SBA lending data
SBA Default Rate
0.0%
0 of 3 loans charged off
SBA Loan Volume
3 loans
Across 2 lenders
Lender Diversity
2 lenders
Avg 1.5 loans per lender
J.H. Williams Oil Company — Deep SBA Data
Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2024
1 approvals — best year on record for J.H. Williams Oil Company.
Top SBA State
Florida
4 SBA-financed J.H. Williams Oil Company locations — the densest operator footprint.
Average Loan Size
$984K
Median $1.1M — use as a sizing anchor when modeling your own $J.H. Williams Oil Company unit.
Lender Concentration
100%
Concentrated
Share of J.H. Williams Oil Company approvals captured by the top 3 SBA lenders.
J.H. Williams Oil Company's SBA lending pipeline peaked in 2024 (1 approvals). The last five fiscal years account for 133% of cumulative volume ($3.9M approved). Operator density is highest in Florida with 4 SBA-financed locations. Average funded ticket sits at $984K, with the median at $1.1M. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$5,176
Principal & Interest only
Locations
J.H. Williams Oil Company — unit breakdown
Explore Funding for J.H. Williams Oil Company
Our business financing consultants help connect you with the right lending partners. No retainers — referral fee paid at closing.
Or get an instant analysis
Scan Your Deal Instantly