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Rates
Johnny's Pizza House

Johnny's Pizza House

The total investment to open a Johnny's Pizza House franchise ranges from $268,300 to $1.6M.

What is the Johnny's Pizza House franchise?

Johnny's Pizza House is a restaurant that sells pizza to customers. The estimated total initial investment to open is $268,300 to $1,612,400.

The brand is headquartered in Carrollton, Georgia.

Loan Activity Score

36/100

SBA Default Rate

14.3%

Active Lenders

7

According to its Franchise Disclosure Document or public business records, Johnny's Pizza House has 7 locations, all owned by franchisees. Public SBA loan records show 7 lenders made 7 loans to franchisees of Johnny's Pizza House. PeerSense calculates Johnny's Pizza House's score as 36 out of 100, using public SBA loan performance and recent lending activity.

7 locations

Investment

$268,300 to $1.6M

Total Units

7

7 franchised

Loan Activity Score
Medium
36
SBA Lending
5
Lender Quality
9
Transparency
4
Reach
5
Momentum
13

Proprietary PeerSense metric

Fair
Capital Sources
7SBA lenders

Distinct lenders in public SBA records for Johnny's Pizza House

7

Total SBA loans

$818K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

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SBA Lending Activity for Johnny's Pizza House

Loan Activity Score Breakdown

Emerging (3 to 9 loans)

Medium Confidence
36out of 100
Fair
Market Momentum13/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety5/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency4/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint5/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

14.3%

vs 10.3% peer avg

SBA Loans

7

Total Volume

$5.7M

Active Lenders

7

2 selective

States

4

vs. SBA Sector Average

-4%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Data Insights

Key performance metrics for Johnny's Pizza House based on SBA lending data

SBA Default Rate

14.3%

4.0% above peer avg

SBA Loan Volume

7 loans

Across 7 lenders

Lender Diversity

7 lenders

Avg 1.0 loans per lender

Investment Tier

Premium investment

$268,300 to $1,612,400 total

Johnny's Pizza House: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2019

2 approvals. The best year on record for Johnny's Pizza House.

Top SBA State

Georgia

3 SBA financed Johnny's Pizza House locations, the densest operator footprint.

Average Loan Size

$706K

Median $354K. Use as a sizing anchor when modeling your own Johnny's Pizza House unit.

Lender Concentration

33.3%

Moderately Spread

Share of Johnny's Pizza House approvals captured by the top 3 SBA lenders.

Johnny's Pizza House's SBA lending pipeline peaked in 2019 (2 approvals). The last five fiscal years account for 29% of cumulative volume ($551K approved). Operator density is highest in Georgia with 3 SBA financed locations. Average funded ticket sits at $706K, with the median at $354K. Lender mix is moderately spread: the top three SBA lenders account for 33.3% of approvals. Meaningful choice exists, but specific lenders carry the brand.

Payment Estimator

Loan Amount$215K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$2,777

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Johnny's Pizza House, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Johnny's Pizza House

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman