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Rates
Frullati Cafe & Bakery

Frullati Cafe & Bakery

The total investment to open a Frullati Cafe & Bakery franchise ranges from $145,410 to $519,750. The initial franchise fee is $30,000. Ongoing royalties are 6% plus a 4% advertising fee.

What is the Frullati Cafe & Bakery franchise?

Frullati Cafe & Bakery operates in the Limited Service Restaurant sector and currently has 30 established units. Its concept combines a cafe setting with a bakery, serving customers who may be looking for coffee, freshly prepared meals, blended fruit drinks, or baked goods. The limited service format is intended to meet the needs of busy individuals and families seeking convenience, quality, and value. The menu concept places emphasis on freshness, natural ingredients, and wholesome choices. With 30 units in different locations, the brand has had an opportunity to develop and adapt its operating model across markets. Its cafe and bakery format is designed to create a welcoming community gathering place while maintaining efficient service. The range of products can support several dayparts, including breakfast, lunch, and afternoon snack occasions, across extended operating hours. Operation across multiple locations also points to established supply and training processes that can support a growing franchise system. Consistent product and service delivery across those units is a key consideration as the brand pursues additional expansion.

The Limited Service Restaurant industry is a major part of the global economy and has shown continued growth and adaptability. The sector reaches market valuations in the hundreds of billions of dollars annually and remains a significant part of consumer spending. Demand is supported by changing lifestyles and the need for food that is convenient, affordable, and viewed as high quality. Consumers continue to seek quick service without giving up quality or perceived healthfulness. Busy schedules have increased demand for on the go dining and concepts that can prepare food efficiently. Customers also show growing interest in ingredient transparency and menus that address different dietary needs, including healthier eating, plant based diets, and allergen friendly choices. The sector serves many customer groups, including students, office workers seeking quick lunch options, and families looking for accessible dining. Technology in ordering, payment processing, and delivery continues to affect operating efficiency, customer engagement, and market reach. Limited service restaurants have remained resilient during economic fluctuations because they address the continuing need for food and convenient dining. Market research also identifies the sector as a source of job creation and a contributor to local economies. Urbanization and rising disposable income in many regions may support further expansion of well positioned food service concepts.

A Frullati Cafe & Bakery investment requires capital for the franchise rights and the launch and operation of a business unit. The initial franchise fee gives the franchisee rights to use the Frullati Cafe & Bakery name, trademarks, and proprietary operating system. A substantial portion of the investment may go toward construction and leasehold improvements so the location meets brand requirements for design, appearance, and function. These expenses can include architectural planning, construction work, and interior decor intended to create the cafe and bakery atmosphere. Equipment is another major investment area. It can include professional ovens, blenders, refrigeration units, display cases, point of sale systems, and other kitchen and front of house equipment. Opening inventory includes food and beverage ingredients, packaging, and merchandising items needed to prepare the store for opening. Owners should also account for training, local marketing, and possible lease security deposits. Total investment needs can differ based on the location, the size of the unit, and the required construction work. A careful review of the Franchise Disclosure Document is needed to understand the financial obligations and requirements before committing to the investment.

The Frullati Cafe & Bakery operating model is intended to give franchisees guidance for managing the business over time. Franchise systems in the Limited Service Restaurant sector commonly provide initial instruction covering food preparation, beverage production, customer service, inventory control, and the use of point of sale and operating software. Continuing assistance may include field representatives, performance reviews, and an operations manual describing brand standards and recommended practices. Site selection assistance may use demographic information, traffic patterns, and local market research to identify locations with visibility and access. Franchisors may also assist with lease discussions and provide specifications for store design and construction so the brand appearance and operating flow remain consistent among units. Marketing assistance can include national or regional advertising, local marketing materials, and direction on digital marketing intended to attract and retain customers. Supply support can provide access to approved vendors for ingredients and other supplies, sometimes at negotiated rates based on the combined purchasing volume of the franchise system. Together, these services address daily operations, marketing, supply needs, and customer service for each Frullati Cafe & Bakery location.

Without brand specific revenue and margin figures, an investor may compare the opportunity with benchmarks for the Limited Service Restaurant category. Results in that sector can differ substantially according to the concept, location, and operating efficiency. The Frullati Cafe & Bakery Loan Activity Score is 27. That score is not a financial measure, but it can provide an indication of franchisee satisfaction and system health. A higher Loan Activity Score generally reflects a more satisfied franchisee base, which may be associated with effective support, a strong brand, and reasonable financial results. Buyers should conduct due diligence by speaking with existing franchisees and reviewing the Franchise Disclosure Document when it is available.

Frullati Cafe & Bakery has reached a current count of 30 units in the competitive Limited Service Restaurant category. Reaching 30 operating locations indicates that the concept has been implemented in more than one market and that the business model can be repeated across locations. This scale may reflect established operating processes, a defined brand identity, and consumer acceptance. The concept's potential competitive distinction comes from its combination of cafe beverages and bakery products. That menu can address different customer needs during the day and may attract customers who would otherwise visit a coffee shop or a specialty bakery. The Frullati name suggests an emphasis on freshness, while the bakery component supports expectations for consistently prepared food. Those qualities may appeal to consumers who value wholesome options and fresh preparation. The limited service structure supports efficient transactions, while the cafe environment offers a different experience from a large fast food chain or a formal restaurant. The Loan Activity Score of 27 also indicates a level of franchisee satisfaction and operating effectiveness that may support the system internally. The concept's ability to respond to local preferences while preserving core brand standards may also help it enter additional territories.

A prospective Frullati Cafe & Bakery franchisee generally needs entrepreneurial initiative, business judgment, and an interest in food service. Restaurant management or ownership experience can help, although franchisees may also bring experience from other professional fields. Leadership and organizational ability are important for running the unit and maintaining daily standards. Candidates should understand local market conditions and place strong attention on customer service. They need to communicate clearly, manage and motivate employees, and apply brand requirements across the operation. Financial stability is required, along with the ability to meet the investment requirements and ongoing financial responsibilities of the business. The Loan Activity Score of 27 does not measure franchisee qualifications, but it may suggest that people who work well in the system value structured assistance and a cooperative operating environment. Specific available territory information is not provided here. Franchisors commonly assign exclusive operating territories so each franchisee has a defined market area without direct competition from another unit of the same brand.

Frullati Cafe & Bakery has 30 established units and operates in the Limited Service Restaurant sector, where demand for cafe beverages and bakery products is supported by the need for convenient food choices. Its combined cafe and bakery format can serve different consumer preferences and dayparts while using a limited service operating structure. The Loan Activity Score of 27 offers an indication of franchisee satisfaction and system health for buyers evaluating the brand. The concept may appeal to individuals or groups seeking entry into food service with an established name and operating framework. Menu variety can help the business respond to different customer preferences and support more than one revenue occasion during the day. The franchise system is designed to provide assistance that may include initial training, site selection, operating guidance, and marketing support. Expansion to 30 units indicates that the model has been developed across multiple locations and may be positioned for additional market development. Prospective buyers should review the full Frullati Cafe & Bakery franchise profile on PeerSense for independent franchise intelligence and should complete their own financial and operational due diligence.

Loan Activity Score

27/100

SBA Default Rate

21.4%

Active Lenders

28

According to its Franchise Disclosure Document or public business records, Frullati Cafe & Bakery has 38 locations, all owned by franchisees. Public SBA loan records show 28 lenders made 42 loans to franchisees of Frullati Cafe & Bakery. PeerSense calculates Frullati Cafe & Bakery's score as 27 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 1985 · 38 locations

Investment

$145,410 to $519,750

Franchise Fee

$30,000

Total Units

38

38 franchised

Loan Activity Score
High
27
SBA Lending
1
Lender Quality
7
Transparency
9
Reach
7
Momentum
3

Proprietary PeerSense metric

Limited
Capital Sources
28SBA lenders

Distinct lenders in public SBA records for Frullati Cafe & Bakery

42

Total SBA loans

$144K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Frullati Cafe & Bakery

Loan Activity Score Breakdown

Established (25 to 99 loans)

High Confidence
27out of 100
Limited
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety1/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence7/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency9/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint7/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

21.4%

vs 10.3% peer avg

SBA Loans

42

Total Volume

$6.0M

Active Lenders

28

5 selective

States

12

vs. SBA Sector Average

-11.1%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Data Insights

Key performance metrics for Frullati Cafe & Bakery based on SBA lending data

SBA Default Rate

21.4%

11.1% above peer avg

SBA Loan Volume

42 loans

Across 28 lenders

Lender Diversity

28 lenders

Avg 1.5 loans per lender

Investment Tier

Significant investment

$145,410 to $519,750 total

Payment Estimator

Loan Amount$116K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,505

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Frullati Cafe & Bakery, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Frullati Cafe & Bakery

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman