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Shark's Fish and Chicken - Tra

Shark's Fish and Chicken - Tra

The total investment to open a Shark's Fish and Chicken - Tra franchise ranges from $191,250 to $354,832. The initial franchise fee is $25,000. Ongoing royalties are 6% plus a 2% advertising fee.

What is the Shark's Fish and Chicken - Tra franchise?

Shark's Fish and Chicken Tra is a quick service restaurant franchise selling fish and chicken meals to diners. The estimated total initial investment is $191,250 to $354,832, and the initial franchise fee is $25,000.

The franchise charges a royalty of 6 percent of sales and a 2 percent advertising or brand fund fee. The franchise agreement term is 10 years. The headquarters is in South Holland, IL, and the brand was founded in 2005.

Loan Activity Score

38/100

SBA Default Rate

0.0%

Active Lenders

1

According to its Franchise Disclosure Document or public business records, Shark's Fish and Chicken - Tra has 1 location, all owned by franchisees. Public SBA loan records show 1 lender made 1 loan to franchisees of Shark's Fish and Chicken - Tra. PeerSense calculates Shark's Fish and Chicken - Tra's score as 38 out of 100, using public SBA loan performance and recent lending activity.

Franchising since 2005 · 1 location

Investment

$191,250 to $354,832

Franchise Fee

$25,000

Total Units

1

1 franchised

Loan Activity Score
Low
38
SBA Lending
18
Lender Quality
3
Transparency
2
Reach
3
Momentum
12

Proprietary PeerSense metric

Fair
Capital Sources
1SBA lenders

Distinct lenders in public SBA records for Shark's Fish and Chicken - Tra

1

Total SBA loans

$400K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Shark's Fish and Chicken - Tra

Loan Activity Score Breakdown

New or niche (1 to 2 loans)

Limited Data
38out of 100
Fair
Market Momentum12/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety18/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence3/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency2/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint3/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 10.3% peer avg

SBA Loans

1

Total Volume

$0.4M

Active Lenders

1

States

1

vs. SBA Sector Average

+10.3%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Shark's Fish and Chicken - Tra based on SBA lending data

SBA Default Rate

0.0%

10.3% below peer avg

SBA Loan Volume

1 loans

Across 1 lender

Lender Diversity

1 lender

Avg 1.0 loans per lender

Investment Tier

Mid range investment

$191,250 to $354,832 total

Shark's Fish and Chicken - Tra: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2021

1 approval. The best year on record for Shark's Fish and Chicken - Tra.

Top SBA State

Indiana

1 SBA financed Shark's Fish and Chicken - Tra locations, the densest operator footprint.

Average Loan Size

$400K

Median $400K. Use as a sizing anchor when modeling your own Shark's Fish and Chicken - Tra unit.

Lender Concentration

100%

Concentrated

Share of Shark's Fish and Chicken - Tra approvals captured by the top 3 SBA lenders.

Shark's Fish and Chicken - Tra's SBA lending pipeline peaked in 2021 (1 approval). The last five fiscal years account for 100% of cumulative volume ($400K approved). Operator density is highest in Indiana with 1 SBA financed locations. Average funded ticket sits at $400K, with the median at $400K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$153K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,980

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Shark's Fish and Chicken - Tra, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Shark's Fish and Chicken - Tra

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman