Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
360 Painting

360 Painting

Franchising since 2005 · 153 locations

The total investment to open a 360 Painting franchise ranges from $112,350 - $196,000. The initial franchise fee is $65,000. Ongoing royalties are 6% plus a 2% advertising fee. 360 Painting currently operates 153 locations (153 franchised). PeerSense FPI health score: 62/100. Data sourced from the 2026 Franchise Disclosure Document.

Investment

$112,350 - $196,000

Franchise Fee

$65,000

Total Units

153

153 franchised

FPI Score
Very_high
62

Proprietary PeerSense metric

Moderate
Capital Partners
19lenders available

Active capital sources verified for 360 Painting financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Major Brand (100+ loans)

Very High Confidence
62out of 100
Moderate

SBA Lending Performance

SBA Default Rate

13.0%

14 of 108 loans charged off

SBA Loans

108

Total Volume

$17.5M

Active Lenders

19

States

35

What is the 360 Painting franchise?

For prospective franchise investors navigating the complex landscape of home services opportunities, a fundamental challenge often arises: identifying a brand with a proven model, robust support, and demonstrable market demand that aligns with their financial and operational aspirations. The painting and wall covering contractors industry, a substantial and growing market, presents numerous options, yet discerning a leader requires granular, data-driven analysis to mitigate the inherent risks of capital deployment and business launch. 360 Painting, a premier residential and commercial painting franchise, addresses this core investor problem by offering a structured pathway into a high-demand sector, backed by a comprehensive operational framework and a track record of growth. Founded in 2005 by Paul Flick, who also serves as its CEO, the company established its headquarters in Charlottesville, Virginia, though some records indicate Coppell, TX. This brand operates as the flagship entity under the umbrella of Premium Service Brands (PSB), a parent company dedicated to supporting multiple home services franchises, underscoring a strategic corporate backing that enhances its stability and growth potential. 360 Painting embarked on its franchising journey in 2006, with some reports noting 2007, and has since expanded its footprint significantly. The network's scale currently includes 211 US franchises as per the 2025 Franchise Disclosure Document (FDD), alongside other recent figures citing 200 total units, over 160 locations, more than 150 locations, and 143 total units, demonstrating a dynamic and expanding presence. PeerSense's independent database records 62 total units and 94 franchised units, reflecting the evolving nature of franchise reporting. The brand prides itself on a customer-first approach, emphasizing quality, professionalism, and exceptional customer service, which translates into a comprehensive range of painting solutions. These services include interior and exterior painting, specialty offerings such as garage floor coatings, concrete staining, wallpaper removal, and drywall repair, catering to a broad spectrum of client needs. Strategically, 360 Painting has cultivated partnerships with industry giants like Sherwin-Williams and PPG Paints, and also mentions Benjamin Moore in various contexts, ensuring franchisees have access to premium products and innovative technologies, which is a critical differentiator in a competitive market. The total addressable market for the painting and wall covering contractors industry is approximately $25 billion annually in the U.S., encompassing around 35,000 establishments, signifying a vast and accessible opportunity for well-positioned franchise systems like 360 Painting. This brand's consistent recognition as a number one paint franchise for two consecutive years, coupled with its identification as one of the fastest-growing franchises in 2019 and its climb of 115 spots in Entrepreneur magazine's Franchise 500® list to No. 265 overall in 2019 and 2020, firmly establishes its authority and growth trajectory within this segment. PeerSense offers an independent, data-rich analysis to evaluate whether this robust market position and operational model align with an investor's strategic objectives.

The painting and wall covering contractors industry operates within a global market estimated at $222.86 billion in 2024, with projections indicating robust expansion to $229.73 billion in 2025 at a compound annual growth rate (CAGR) of 3.1%. This growth trajectory is further expected to reach $237.54 billion in 2026 at a CAGR of 3.4%, and ascend to $266.01 billion by 2029 at a CAGR of 3.7%, ultimately reaching $276.33 billion by 2030 at a CAGR of 3.9%. In the U.S. alone, the industry generates about $25 billion in combined annual revenue from approximately 35,000 establishments, with the house painting and decorating contractors segment valued at $18.6 billion in 2022, having experienced a 3.8% growth from 2017 to 2022. This sector is also a significant component of the broader home services industry, valued at $506 billion, and the home improvement industry, estimated at $300 billion. The underlying paints and coatings market is separately projected to reach $196.6 billion by 2026, exhibiting a CAGR of 5.1% from 2021 to 2026, while the global wall covering market is forecast to reach approximately $55 billion by 2033, growing at a CAGR of 3.61% from 2025 to 2033. These substantial market sizes and consistent growth rates underscore the compelling nature of this industry for franchise investment, demonstrating resilience and sustained consumer demand. Key consumer trends driving this demand include increasing residential renovation activities, a rising desire for aesthetic interior improvements, and the continuous expansion of wall covering varieties, all of which directly benefit painting franchises. Secular tailwinds further bolstering this industry include the growing use of decorative finishes in commercial buildings, a rising adoption of eco-friendly wall materials, and an increasing demand for customized decorative coatings. Furthermore, significant investment in advanced application technologies, the expansion of large-scale commercial refurbishment projects, and a heightened interest in durable and low-maintenance wall solutions contribute to the industry's sustained growth. Macroeconomic forces such as ongoing construction and real estate activities, continuous remodeling and renovation of homes, evolving aesthetics and design preferences, and the essential need for property maintenance create a fertile ground for businesses like 360 Painting. The upsurge in demand for new housing and dwellings directly escalates the need for professional painting and wall-covering contractors. The competitive landscape, while composed of numerous smaller establishments, increasingly favors brands that can leverage national recognition, professional systems, and consistent service quality to capture market share. Other notable trends, including adherence to health and safety norms, the growing importance of digital marketing and online presence, innovative application methods, energy-efficient coverings, and a surge in home refurbishments, all position a well-structured franchise system to capitalize on these opportunities.

Investing in a 360 Painting franchise involves a multi-faceted financial commitment, beginning with an initial franchise fee of $65,000, which reflects the brand's established value and comprehensive support system. While older information from 2019 cited a franchise fee of $60,000, the current figure represents an updated valuation of the franchise rights. Demonstrating a commitment to community and service, 360 Painting offers a 10% discount on this initial franchise fee for military veterans and first responders, making the opportunity more accessible to these valuable groups. The total estimated initial investment required to launch a 360 Painting franchise spans a range of figures across various disclosure documents and reports, providing a nuanced view for prospective owners. Recent FDDs indicate a range from $101,350 to $145,000, while other sources present slightly different spreads, such as $125,000 - $196,000 (based on 2025 FDD), $112,350 - $196,000 (updated December 2025), and $103,850 - $147,500. PeerSense's independent database shows an initial investment range from $102,100 to $268,200, which represents the most comprehensive and up-to-date range for initial planning. This investment encompasses various crucial expenses, including the initial franchise fee, necessary equipment, initial marketing expenditures to establish market presence, and essential working capital to sustain operations during the initial ramp-up phase. Strategically, 360 Painting positions its investment range competitively, notably below the sub-sector average maximum of $173,668, indicating a potentially more accessible entry point compared to many peers within the painting and home services categories. Franchisees are required to demonstrate a minimum of $50,000 in liquid capital, with some sources suggesting a range of $50,000-$75,000, ensuring sufficient immediate liquidity for operational needs. Additionally, a net worth requirement of $150,000 is stipulated, reflecting the financial stability expected of franchise partners. Beyond the initial investment, ongoing fees are structured to support the franchise system's continued growth and operational excellence. A royalty rate of 6% of gross sales is applied, with a minimum weekly royalty of $150, ensuring a consistent revenue stream for the franchisor to reinvest in system support and development. Furthermore, franchisees contribute 2% of their gross sales to a national marketing or advertising fund, which finances broader brand-building initiatives and centralized marketing efforts designed to benefit the entire network. This total cost of ownership analysis suggests that 360 Painting represents a mid-tier franchise investment, offering a robust business model without the prohibitive capital requirements of premium, high-overhead concepts. The backing of Premium Service Brands (PSB) as its parent company provides an additional layer of corporate support, resource access, and strategic guidance that can be invaluable to franchisees. The provision of a 10% discount on the franchise fee for military veterans and first responders also indicates a commitment to supporting specific demographics in their entrepreneurial endeavors, potentially aligning with various financing considerations.

The operating model for a 360 Painting franchise is strategically designed for efficiency and scalability, allowing franchisees to primarily function as business managers focused on sales and marketing, rather than engaging in the physical painting work themselves. This distinct labor model leverages subcontractors to perform the actual painting services, effectively eliminating the need for franchisees to possess prior painting experience. This approach significantly reduces the operational complexity and direct labor management burden for the owner, allowing them to concentrate on business development, client relations, and team building. The business model is structured for low overhead and offers the flexibility of being launched as a home-based operation, which can further minimize initial real estate costs and ongoing facility expenses. This flexibility makes the 360 Painting franchise opportunity particularly appealing to entrepreneurs seeking a scalable service business without the traditional brick-and-mortar commitments. Comprehensive training forms the bedrock of franchisee preparation, typically encompassing a rigorous three-week ownership program. This program integrates onboarding processes, virtual training sessions, and a crucial hands-on week conducted at the company's headquarters in Charlottesville, Virginia. This multi-faceted training is described as intense and invaluable, meticulously covering critical aspects such as effective sales techniques, strategic recruiting practices for employees and subcontractors, robust marketing strategies, efficient daily operations management, vendor relationship management, painter relations, and in-depth product knowledge. The primary objective of this extensive training is to thoroughly prepare franchisees to "hit the ground running," equipping them with all the necessary skills and knowledge to launch and grow their businesses successfully from day one. Beyond the initial training, the support structure for 360 Painting franchisees is robust and continuous. Franchisees benefit from comprehensive corporate back-office support, which streamlines administrative tasks and provides essential operational assistance. Ongoing operational, sales, and marketing guidance is consistently provided by Premium Service Brands, the parent company, ensuring franchisees remain aligned with best practices and evolving market strategies. This support includes access to proprietary business management software and advanced cost/supply estimating tools, which are critical for efficient project management and profitability. The franchisor also provides invaluable recruiting guidance for securing qualified employees and subcontractors, addressing a common challenge in service industries. A national branding strategy is meticulously in place, complemented by centralized support mechanisms, including a dedicated contact center and a national advertising fund, which collectively amplify brand recognition and lead generation efforts for the entire network. Franchisees also have direct access to experienced business coaches and can contact the home office or their assigned business coach at any time for personalized support, a resource frequently described by owners as "tremendous." The territory structure is designed to foster growth and minimize internal competition, with franchisees receiving an exclusive territory. This exclusivity ensures that another 360 Painting location will not be opened in close proximity to an existing franchise, protecting market share. These exclusive territories are meticulously defined, typically encompassing a minimum of 30,000 households with annual incomes exceeding $75,000 and a total population of at least 300,000, ensuring a substantial and affluent customer base. The company's strategic vision, as articulated by CEO Paul Flick in 2019, includes a focus on multi-unit expansion, indicating an expectation and encouragement for successful franchisees to grow their portfolio of locations. The operational model is inherently suited for an owner-operator who manages the business, delegating the physical labor, making it an attractive proposition for those with strong management and sales acumen.

Item 19 financial performance data is NOT disclosed in the current Franchise Disclosure Document, which means PeerSense cannot provide specific FDD-mandated earnings claims or profit margins directly from the official disclosure. However, reported average gross revenue figures from various sources, including what some reports attribute to the 2025 FDD, provide valuable insights into potential unit-level sales performance for a 360 Painting franchise. According to the 2025 FDD, the average gross revenue for 360 Painting franchisees was reported as $611,000. Another source, also citing the 2025 FDD, stated an average gross revenue of $597,781, noting that this figure is slightly below the sub-sector average of $702,994, offering a comparative benchmark for prospective investors. For fiscal year 2024, the average gross sales for franchisees were reported as $565,094, reflecting consistent and substantial revenue generation across the system. Historical data from calendar year 2018 further illustrates the brand's performance trajectory, with an average gross sales of $397,783.21 for 77 franchisees, where 56% (43 franchisees) attained or surpassed this average. This historical data, while not a guarantee of future performance, suggests a system capable of delivering significant top-line revenue. While specific profit margins are not explicitly disclosed in publicly available information, the company suggests that its "premium positioning drives higher margins" and that the Return on Investment (ROI) potential is enhanced by its established processes and operational efficiencies. The FPI Score of 62 (Moderate) from PeerSense's database provides a general indicator of the franchise's overall health and risk profile, suggesting a balanced investment opportunity. The reported average gross revenues, ranging from nearly $400,000 to over $600,000 annually, signal a robust sales environment for franchisees. Given the initial investment range of $102,100 to $268,200 (as per PeerSense's database, or $101,350 to $145,000 from recent FDDs), these revenue figures suggest a compelling revenue-to-investment ratio, although profitability hinges on effective cost management, labor efficiency, and local market dynamics. The consistent growth in unit count and recognition within the industry also serve as positive signals regarding the underlying unit-level performance and demand for 360 Painting's services. Prospective franchisees should conduct thorough independent investigations, analyze local market conditions, and consult with financial advisors to develop their own pro forma financial projections, as revenue data alone does not fully encompass profitability or the specific payback period for an individual unit.

The growth trajectory of 360 Painting demonstrates a significant expansion within the painting and home services sectors, illustrating its increasing market penetration and brand strength. The company commenced franchising in 2006, with some sources indicating 2007, and has since achieved notable milestones. In 2019, the 360 Painting network had grown to encompass 85 franchisees operating across 34 states and two Canadian provinces. That same year marked a period of particularly rapid expansion, with 48 new owners joining the brand and 46 new openings, bringing its total to over 121 franchises across the United States and Canada by 2020. More recent figures from the 2025 Franchise Disclosure Document (FDD) report 211 US franchises. Other data points cite 200 total units, over 160 locations, more than 150 locations, and 143 total units, showcasing a dynamic and continually expanding footprint. PeerSense's independent database currently records 62 total units and 94 franchised units, providing a snapshot of the most recently reported operational scale. The CEO, Paul Flick, anticipated the addition of 40 new franchisees by the end of 2019, with a strategic emphasis on multi-unit expansion, indicating a proactive growth strategy focused on scaling successful operations. 360 Painting has garnered substantial recognition for this rapid expansion, earning the distinction of being the number one paint franchise for two consecutive years and being identified as one of the fastest-growing franchises in 2019. Its ascent of 115 spots in Entrepreneur magazine's Franchise 500® list since its debut in 2017, securing the No. 1 painting franchise distinction and No. 265 ranking overall in 2019 and 2020, underscores its competitive positioning and robust performance. Furthermore, the brand's consistent inclusion on Franchise Times' Top 200 list for three consecutive years acknowledges its sustained growth over an 18-month period. A key competitive moat for 360 Painting is its comprehensive customer-first approach, which prioritizes quality, professionalism, and exceptional customer service, fostering strong client loyalty and repeat business. Its strategic partnerships with nationally recognized paint companies such as Sherwin-Williams, PPG Paints, and Benjamin Moore provide franchisees with access to premium products, innovative technologies, and favorable pricing, which is a significant operational advantage. The proven business model, characterized by low overhead and the flexibility to launch as a home-based operation, offers a compelling value proposition by reducing initial capital outlay and ongoing operational costs. The national branding strategy, combined with centralized support, including a contact center and a national advertising fund, enhances brand recognition and lead generation for all franchisees. The provision of exclusive territories, defined by a minimum of 30,000 households with incomes over $75,000 and a population of at least 300,000, ensures protected market areas for franchisees, fostering stable growth. As a flagship brand under Premium Service Brands (PSB), 360 Painting benefits from extensive corporate backing, resource sharing, and strategic guidance across multiple home services franchises. This corporate structure provides a stable platform for continued innovation and adaptation to market conditions, ensuring the brand remains competitive and relevant in a dynamic industry.

The ideal candidate for a 360 Painting franchise is typically an individual with a strong business management background, possessing a keen focus on sales and marketing, rather than requiring hands-on painting experience. The business model is specifically designed for owners who will manage operations, client relationships, and team development, with subcontractors performing the actual painting work. This structure allows entrepreneurs to leverage their managerial and sales acumen without needing prior industry-specific technical skills, making the opportunity accessible to a broader range of professionals. While no specific multi-unit requirements are mandated, the company's strategic vision, as articulated by CEO Paul Flick in 2019, has historically included an anticipated focus on multi-unit expansion, suggesting that franchisees demonstrating success and ambition are encouraged to grow their portfolios. This indicates a system that supports and facilitates the scaling of operations for high-performing owners. 360 Painting is actively accepting inquiries from a wide range of states across the U.S., including Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, Delaware, District Of Columbia, Florida, Georgia, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, West Virginia, Wisconsin, and Wyoming. This extensive geographic availability indicates a broad market focus and numerous opportunities for new franchise development in diverse regions. The brand's territory structure is meticulously defined, providing franchisees with an exclusive territory that typically includes a minimum of 30,000 households with incomes over $75,000 per year and a population of at least 300,000. This ensures a substantial and affluent customer base within a protected geographic area, minimizing

FPI Score

62/100

SBA Default Rate

13.0%

Active Lenders

19

Key Highlights

Item 19 financial data disclosed
153 locations nationwide

Data Insights

Key performance metrics for 360 Painting based on SBA lending data

SBA Default Rate

13.0%

14 of 108 loans charged off

SBA Loan Volume

108 loans

Across 19 lenders

Lender Diversity

19 lenders

Avg 5.7 loans per lender

Investment Tier

Mid-range investment

$112,350 – $196,000 total

Payment Estimator

Loan Amount$90K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$1,163

Principal & Interest only

Locations

360 Paintingunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

Explore Funding for 360 Painting

Our business financing consultants help connect you with the right lending partners. No retainers — referral fee paid at closing.

By submitting, you agree to be contacted by PeerSense regarding franchise financing options. We never share your information.

Or get an instant analysis

Scan Your Deal Instantly

5 FDDs Available for 360 Painting

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year-over-year trends. Request complimentary access through your PeerSense funding advisor.

360 Painting