Talking Book World
The total investment to open a Talking Book World franchise ranges from $92,150 to $162,500.
What is the Talking Book World franchise?
Talking Book World is a bookstore that sells audiobooks to people looking for books to hear. Estimated initial investment is $92,150 to $162,500.
The franchise is headquartered in Lathrup Village, Michigan. It was founded in 1993.
Loan Activity Score
26/100
SBA Default Rate
33.3%
Active Lenders
5
According to its Franchise Disclosure Document or public business records, Talking Book World has 4 locations, all owned by franchisees. Public SBA loan records show 5 lenders made 6 loans to franchisees of Talking Book World. PeerSense calculates Talking Book World's score as 26 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1993 · 4 locations
$92,150 to $162,500
4
4 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Talking Book World
6
Total SBA loans
$120K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Talking Book World
Loan Activity Score Breakdown
Emerging (3 to 9 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
33.3%
vs 8.9% peer avg
SBA Loans
6
Total Volume
$0.7M
Active Lenders
5
States
4
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Talking Book World based on SBA lending data
SBA Default Rate
33.3%
24.4% above peer avg
SBA Loan Volume
6 loans
Across 5 lenders
Lender Diversity
5 lenders
Avg 1.2 loans per lender
Investment Tier
Mid range investment
$92,150 to $162,500 total
Talking Book World: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
1997
2 approvals. The best year on record for Talking Book World.
Top SBA State
Michigan
3 SBA financed Talking Book World locations, the densest operator footprint.
Average Loan Size
$120K
Median $106K. Use as a sizing anchor when modeling your own Talking Book World unit.
Lender Concentration
66.7%
Concentrated
Share of Talking Book World approvals captured by the top 3 SBA lenders.
Talking Book World's SBA lending pipeline peaked in 1997 (2 approvals). Operator density is highest in Michigan with 3 SBA financed locations. Average funded ticket sits at $120K, with the median at $106K. Lender mix is concentrated: the top three SBA lenders account for 66.7% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$954
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Talking Book World, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman