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✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:4.78%↓✦10 Yr Treasury:4.96%↓✦30 Yr Treasury:5.29%↓✦30 Yr Mortgage:7.32%·Updated Oct 22, 2026✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:4.78%↓✦10 Yr Treasury:4.96%↓✦30 Yr Treasury:5.29%↓✦30 Yr Mortgage:7.32%·Updated Oct 22, 2026
Rates
Applebee's

Applebee's

The total investment to open a Applebee's franchise ranges from $349,200 to $2.2M. The initial franchise fee is $35,000.

What is the Applebee's franchise?

Applebee's is a sit down restaurant where customers can order meals and drinks. The estimated total initial investment is $349,200 to $2,170,000, and the initial franchise fee is $35,000.

Applebee's is headquartered in Birmingham, AL.

Loan Activity Score

55/100

SBA Default Rate

0.0%

Active Lenders

14

According to its Franchise Disclosure Document or public business records, Applebee's has 15 locations, all owned by franchisees. Public SBA loan records show 14 lenders made 17 loans to franchisees of Applebee's. PeerSense calculates Applebee's's score as 55 out of 100, using public SBA loan performance and recent lending activity.

15 locations

Investment

$349,200 to $2.2M

Franchise Fee

$35,000

Total Units

15

15 franchised

Loan Activity Score
Medium
55
SBA Lending
25
Lender Quality
7
Transparency
4
Reach
7
Momentum
12

Proprietary PeerSense metric

Moderate
Capital Sources
14SBA lenders

Distinct lenders in public SBA records for Applebee's

17

Total SBA loans

$979K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Applebee's

Loan Activity Score Breakdown

Growing (10 to 24 loans)

Medium Confidence
55out of 100
Moderate
Market Momentum12/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety25/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence7/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency4/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint7/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 10.3% peer avg

SBA Loans

17

Total Volume

$16.6M

Active Lenders

14

States

12

vs. SBA Sector Average

+10.3%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Applebee's based on SBA lending data

SBA Default Rate

0.0%

10.3% below peer avg

SBA Loan Volume

17 loans

Across 14 lenders

Lender Diversity

14 lenders

Avg 1.2 loans per lender

Investment Tier

Premium investment

$349,200 to $2,170,000 total

Applebee's: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

1993

4 approvals. The best year on record for Applebee's.

Top SBA State

Alabama

3 SBA financed Applebee's locations, the densest operator footprint.

Average Loan Size

$979K

Median $480K. Use as a sizing anchor when modeling your own Applebee's unit.

Lender Concentration

35.3%

Moderately Spread

Share of Applebee's approvals captured by the top 3 SBA lenders.

Applebee's's SBA lending pipeline peaked in 1993 (4 approvals). Operator density is highest in Alabama with 3 SBA financed locations. Average funded ticket sits at $979K, with the median at $480K. Lender mix is moderately spread: the top three SBA lenders account for 35.3% of approvals. Meaningful choice exists, but specific lenders carry the brand.

Payment Estimator

Loan Amount$279K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$3,615

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Applebee's, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Applebee's

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman