Security 101
The total investment to open a Security 101 franchise ranges from $86,000 to $277,360. The initial franchise fee is $59,500.
What is the Security 101 franchise?
Security 101 installs and maintains security systems for businesses and homeowners. The estimated total initial investment is $86,000 to $277,360, and the initial franchise fee is $59,500.
The advertising or brand fund fee is 0.5 percent. The franchise agreement term is 10 years. Security 101 was founded in 2003 and is headquartered in West Palm Beach, CA.
Loan Activity Score
34/100
SBA Default Rate
10.0%
Active Lenders
6
According to its Franchise Disclosure Document or public business records, Security 101 has 9 locations, all owned by franchisees. Public SBA loan records show 6 lenders made 10 loans to franchisees of Security 101. PeerSense calculates Security 101's score as 34 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 2003 · 9 locations
$86,000 to $277,360
$59,500
9
9 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Security 101
10
Total SBA loans
$165K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Security 101
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
10.0%
vs 7.6% peer avg
SBA Loans
10
Total Volume
$1.6M
Active Lenders
6
1 selective
States
9
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Security 101 based on SBA lending data
SBA Default Rate
10.0%
2.4% above peer avg
SBA Loan Volume
10 loans
Across 6 lenders
Lender Diversity
6 lenders
Avg 1.7 loans per lender
Investment Tier
Mid range investment
$86,000 to $277,360 total
Security 101: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2019
5 approvals. The best year on record for Security 101.
Top SBA State
California
2 SBA financed Security 101 locations, the densest operator footprint.
Average Loan Size
$165K
Median $150K. Use as a sizing anchor when modeling your own Security 101 unit.
Lender Concentration
70%
Concentrated
Share of Security 101 approvals captured by the top 3 SBA lenders.
Security 101's SBA lending pipeline peaked in 2019 (5 approvals). Operator density is highest in California with 2 SBA financed locations. Average funded ticket sits at $165K, with the median at $150K. Lender mix is concentrated: the top three SBA lenders account for 70% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$890
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Security 101, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman