Smile Source
The total investment to open a Smile Source franchise ranges from $5,800 to $435,000. The initial franchise fee is $0. Ongoing royalties are 2%.
What is the Smile Source franchise?
Smile Source is a franchise for dental offices that provide care to patients. The estimated total initial investment to open one is $5,800 to $435,000, according to the 2023 Franchise Disclosure Document.
The royalty is 2 percent of sales. The franchise agreement lasts 5 years.
Smile Source was founded in 2006 and is headquartered in Kingwood, TX.
Loan Activity Score
45/100
SBA Default Rate
0.0%
Active Lenders
1
According to its Franchise Disclosure Document or public business records, Smile Source has 1 location, all owned by franchisees. Public SBA loan records show 1 lender made 1 loan to franchisees of Smile Source. PeerSense calculates Smile Source's score as 45 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2023 Franchise Disclosure Document. To correct a figure, email the current FDD and the differing item numbers to info@peersense.com, and this page will be updated.
Franchising since 2006 · 1 location
$5,800 to $435,000
$0
1
1 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for Smile Source
1
Total SBA loans
$541K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Smile Source
Loan Activity Score Breakdown
New or niche (1 to 2 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 3.2% peer avg
SBA Loans
1
Total Volume
$0.5M
Active Lenders
1
States
1
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Smile Source based on SBA lending data
SBA Default Rate
0.0%
3.2% below peer avg
SBA Loan Volume
1 loans
Across 1 lender
Lender Diversity
1 lender
Avg 1.0 loans per lender
Investment Tier
Mid range investment
$5,800 to $435,000 total
Payment Estimator
Estimated Monthly Payment
$60
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Smile Source, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman