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Rates
MetroPCS (Texas) - Exclusive D

MetroPCS (Texas) - Exclusive D

12 locations

The total investment to open a MetroPCS (Texas) - Exclusive D franchise ranges from $27,500 - $718,100. MetroPCS (Texas) - Exclusive D currently operates 12 locations (12 franchised). PeerSense FPI health score: 48/100.

Investment

$27,500 - $718,100

Total Units

12

12 franchised

FPI Score
Medium
48

Proprietary PeerSense metric

Fair
Capital Partners
9lenders available

Active capital sources verified for MetroPCS (Texas) - Exclusive D financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Growing (10-24 loans)

Medium Confidence
48out of 100
Fair

SBA Lending Performance

SBA Default Rate

0.0%

0 of 12 loans charged off

SBA Loans

12

Total Volume

$3.6M

Active Lenders

9

States

8

What is the MetroPCS (Texas) - Exclusive D franchise?

The decision to invest in a franchise within the electronics retail and wireless services sector is one of the most consequential financial commitments an entrepreneur can make, particularly in a state where the competitive landscape shifts as rapidly as consumer technology itself. The franchise operating under the "Texas" brand name in the electronics stores category — headquartered in Bethlehem, Pennsylvania, and linked to the T-Mobile dealer program — represents a distinct and carefully structured entry point into one of the most dynamic segments of American retail. With 12 total franchised units currently in operation and zero company-owned locations, this is an entirely franchisee-driven network, meaning every insight into its operational performance and investment profile comes directly from owner experience rather than corporate demonstration units. The T-Mobile authorized dealer model, which serves as the backbone of this franchise opportunity, connects franchisees to one of the three largest wireless carriers in the United States — a carrier that added millions of subscribers in recent years and has aggressively expanded its 5G coverage to over 300 million people nationwide. For franchise investors evaluating the Texas franchise, the central question is not whether the wireless retail sector has momentum — it clearly does — but whether this specific business model, at this specific investment range, with this specific unit scale of 12 locations, delivers the risk-adjusted returns worthy of serious capital allocation. This analysis provides the independent, data-driven framework that every prospective franchisee deserves before signing a franchise agreement, and it draws on publicly available market data, franchise disclosure intelligence, and the operational realities of electronics retail franchising in a post-pandemic consumer economy.

The electronics retail industry represents one of the most structurally significant consumer categories in the United States, with the broader consumer electronics market generating approximately $485 billion in annual U.S. revenue when including devices, accessories, services, and wireless plan activations. Within that ecosystem, wireless retail — the specific category this Texas franchise investment occupies — commands a particularly resilient position because wireless service is no longer discretionary spending for American households; it is infrastructure spending. Approximately 97% of Americans own a mobile phone, and the transition from 4G LTE networks to 5G has created a generational device upgrade cycle that is still actively driving foot traffic into wireless retail locations across the country. Consumer trends further amplify this demand: remote work normalization has increased reliance on mobile data plans, connected home devices have expanded the average consumer's wireless spending footprint, and the proliferation of connected wearables means that the average American household now manages multiple wireless-enabled devices simultaneously. The competitive dynamics within wireless retail are simultaneously consolidated at the carrier level — dominated by T-Mobile, Verizon, and AT&T — and highly fragmented at the retail execution level, where authorized dealer networks and independent franchise operators compete for activation volume, accessory sales, and plan upgrades. This fragmentation at the retail layer is precisely where franchise models like the Texas franchise have historically found their operational niche: delivering carrier products with local market knowledge, personalized service, and a lower cost structure than corporate-owned retail. Industry data confirms that service-based and locally focused business models are outperforming traditional retail in numerous Texas markets, with franchise output in the state growing at an estimated 5.1% rate from 2023 to 2024.

The Texas franchise investment profile spans an initial investment range from $27,500 on the low end to $718,100 on the high end, a spread of nearly $690,000 that reflects the significant variability in electronics retail formats — from lean kiosk-style locations in high-traffic malls and shopping centers to full-format standalone retail stores requiring substantial build-out, inventory investment, and technology infrastructure. To contextualize this range within the broader franchise investment landscape, general franchise industry benchmarks for the electronics and retail category place initial fees between $10,000 and $50,000, with total retail franchise investments frequently exceeding $100,000. The Texas franchise cost structure, with its low-end entry point of $27,500, positions certain format types as genuinely accessible investments relative to category norms, while the upper investment threshold of $718,100 places larger-format locations in the mid-to-premium tier of retail franchise investment. Royalty structures in the retail franchise category typically run between 4% and 12% of gross sales, while marketing and advertising fund contributions in retail generally fall between 2% and 3.5%. The T-Mobile dealer program, which underpins this franchise model, operates through a compensation structure that includes device activation commissions, plan residuals, and accessory margin — a multi-revenue-stream model that differs structurally from a traditional royalty-on-revenue franchise arrangement common in food service or fitness franchising. Texas as a state provides meaningful structural advantages for franchise investment: there is no state income tax, the cost of doing business remains comparatively lower than coastal states, the labor pool is extensive and growing, and the state's central geographic location supports efficient logistics and distribution. For franchisees evaluating financing options, 2025 has brought increased lending activity from traditional banks and online lenders seeking clean business plans, strong personal credit, and demonstrated understanding of operational risks — all relevant considerations for a Texas franchise investment at this investment scale.

The operating model for an electronics retail franchise under the T-Mobile dealer program centers on in-store consultative selling, wireless plan activations, device upgrades, accessory sales, and increasingly, small business and enterprise wireless solutions — a category that T-Mobile has specifically targeted as a growth priority, with its T-Mobile for Business segment generating billions in annual contract revenue. Daily operations require a staffing model that typically includes a store manager, sales associates, and in larger formats, an assistant manager layer, with labor representing one of the primary variable cost drivers in electronics retail alongside inventory carrying costs. The format options available within the Texas franchise investment range — from the $27,500 entry point suggesting a kiosk or small-format model to the $718,100 ceiling indicating full-format retail — provide franchisees with genuine flexibility in matching capital deployment to local market opportunity, whether that means a high-traffic suburban strip center location in a fast-growing Texas city or a premium inline retail position in an established metro market. Training programs within authorized dealer franchise networks typically cover carrier product knowledge, sales methodology, customer experience protocols, compliance requirements, and point-of-sale system operation, with ongoing support delivered through field representatives, digital training platforms, and carrier-provided marketing materials. The territory structure in dealer franchise networks is typically defined by geography or by specific retail locations, with exclusivity provisions that vary by agreement and by the density of the carrier's existing retail footprint in a given market. Given that the Texas franchise currently operates 12 franchised units with zero company-owned locations, the network is entirely owner-operated, which suggests a franchisee base that is actively engaged in day-to-day store management rather than functioning as passive investors — a structural reality that both concentrates operational accountability and creates the potential for high-performance outcomes when owner-operators bring strong local market knowledge and sales culture to their locations.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for the Texas franchise, which means that prospective franchisees cannot access audited or systematically reported average revenue, median revenue, or profit margin data directly from the franchisor as part of their formal due diligence process. This disclosure gap is not unusual — franchisors are not legally required to make Financial Performance Representations under Item 19 of the FDD, and many emerging or smaller-scale franchise networks choose not to make such disclosures — but it does place a greater burden on prospective investors to conduct independent financial modeling based on publicly available market data and direct conversations with existing franchisees. From a market benchmarking perspective, the wireless retail sector provides meaningful reference points: T-Mobile reported total revenues of approximately $79.6 billion in fiscal year 2023, with its retail network generating substantial per-location activation volume across both corporate and dealer-operated stores. Industry benchmarks for wireless retail dealer locations suggest that well-performing units in high-traffic suburban markets can generate revenues in the range of $1 million to $3 million annually, depending heavily on market size, lease economics, and the local competitive density of carrier retail. The Texas franchise investment, evaluated against these benchmarks, presents a unit economics profile that is highly sensitive to location quality, local market demographics, and the franchisee's ability to drive accessory attachment rates and small business account acquisition — the higher-margin revenue streams that differentiate top-performing wireless dealer locations from average performers. For investors calibrating expected payback periods, the spread between the $27,500 minimum and $718,100 maximum initial investment creates dramatically different payback dynamics: a lean-format location at the lower investment threshold could theoretically achieve payback within two to three years at modest revenue performance, while a full-format location at the upper investment threshold requires either higher volume or superior margin management to achieve comparable payback timelines.

The Texas franchise network's current scale of 12 franchised units reflects an early-stage or tightly controlled growth posture that distinguishes it significantly from larger franchise systems operating hundreds or thousands of locations. Texas as a state is projected to reach 82,463 total franchise establishments by 2024, up from 79,860 in 2023, representing an addition of nearly 2,600 new units in a single year — a macro growth environment that provides favorable tailwinds for any franchise system with a credible expansion thesis in the state. The specific cities experiencing the most aggressive population growth in Texas — Liberty Hill with over 185% population growth between 2020 and 2023, along with Celina, Fulshear, Caddo Mills, and New Braunfels — represent precisely the kinds of suburban expansion markets where new wireless retail locations can capture first-mover advantage before the market densifies with competing carrier stores. The competitive moat for an authorized T-Mobile dealer franchise derives primarily from carrier brand equity — T-Mobile's 5G network leads industry coverage benchmarks, and its Un-carrier positioning has consistently driven subscriber growth — combined with the local market relationships and personalized service experience that corporate-owned carrier stores structurally struggle to replicate at scale. T-Mobile's ongoing technology investments, including its continued 5G densification strategy and its push into fixed wireless access as a home internet product, expand the addressable revenue opportunity for dealer-level franchisees by adding new product categories to the consultative sales conversation. The Texas franchise's growth trajectory from its current 12-unit base will be a critical variable for prospective investors to monitor: franchise systems that grow net new units at a sustained pace signal franchisor health, franchisee profitability, and market demand, while systems that remain static over multiple years warrant deeper inquiry into the factors constraining expansion.

The ideal franchisee candidate for the Texas franchise opportunity is likely a sales-oriented entrepreneur with prior retail management experience, comfort with technology products and wireless service plans, and the operational discipline to manage a consumer-facing store environment with strong customer experience metrics. Multi-unit expansion ambitions are particularly relevant in the Texas market, where a key 2025 trend shows increasing numbers of franchise investors launching with two or more locations simultaneously, driven by the operational efficiencies and wealth-building acceleration that multi-unit ownership enables in growing suburban markets. Geographic focus for new Texas franchise territory development is most compelling in the high-growth suburban corridors surrounding Houston, San Antonio, Austin, and Fort Worth — markets that combine existing infrastructure and business-friendly environments with incoming population density that sustains new retail traffic. San Antonio and Fort Worth specifically are noted for their business-friendly regulatory environments and established commercial real estate infrastructure, making them logical target markets for franchisees evaluating where to deploy capital within the Texas franchise system. The timeline from franchise agreement execution to store opening in electronics retail typically spans three to six months, incorporating lease negotiation, build-out, carrier certification, staff hiring, and training completion — a relatively compressed development timeline compared to food service franchises that require kitchen installation and health department permitting. Franchisees should evaluate transfer and resale provisions carefully within the franchise agreement, as the relatively small 12-unit network means that the secondary market for resale of existing locations is limited compared to larger franchise systems where established unit transfer markets provide liquidity optionality.

For franchise investors conducting serious due diligence on the Texas franchise opportunity, the investment thesis rests on several distinct pillars that warrant careful independent analysis: the structural resilience of wireless retail as a category driven by non-discretionary consumer spending, the carrier-level brand equity of T-Mobile's 5G network leadership, the flexibility of an investment range that spans $27,500 to $718,100 to accommodate different capital deployment strategies and format preferences, and the macro tailwinds of Texas's $2.4 trillion annual economy — the second-largest state economy in the United States — which produced an estimated $89.2 billion in franchise GDP contribution in 2024 alone. The FPI Score of 48, characterized as Fair, reflects a balanced risk-return profile that positions the Texas franchise as a credible but not exceptional performer within the broader franchise investment universe — a signal that warrants neither automatic dismissal nor uncritical enthusiasm, but rather the kind of rigorous, data-driven analysis that separates successful franchise investors from those who rely on marketing materials alone. The absence of Item 19 financial performance disclosure means that prospective franchisees must do more independent work to validate unit economics, making access to franchisee networks, SBA lending history, and location-level performance data especially valuable inputs into the investment decision. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark the Texas franchise against competing electronics retail and wireless dealer franchise opportunities across every relevant investment dimension. Explore the complete Texas franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

48/100

SBA Default Rate

0.0%

Active Lenders

9

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for MetroPCS (Texas) - Exclusive D based on SBA lending data

SBA Default Rate

0.0%

0 of 12 loans charged off

SBA Loan Volume

12 loans

Across 9 lenders

Lender Diversity

9 lenders

Avg 1.3 loans per lender

Investment Tier

Significant investment

$27,500 – $718,100 total

Payment Estimator

Loan Amount$22K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$285

Principal & Interest only

Locations

MetroPCS (Texas) - Exclusive Dunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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MetroPCS (Texas) - Exclusive D