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Cardio Barre

Cardio Barre

According to its Franchise Disclosure Document or public business records, Cardio Barre has 7 locations, all owned by franchisees. Public SBA loan records show 4 lenders made 8 loans to franchisees of Cardio Barre. PeerSense calculates Cardio Barre's score as 26 out of 100, using public SBA loan performance and recent lending activity.

What is the Cardio Barre franchise?

Cardio Barre is a fitness studio offering workouts that combine ballet, yoga and Pilates. Its customers are people looking for guided exercise in a studio setting.

The business belongs to the fitness and recreational sports center category.

Loan Activity Score

26/100

SBA Default Rate

50.0%

Active Lenders

4

7 locations

Total Units

7

7 franchised

Loan Activity Score
Medium
26
SBA Lending
0
Lender Quality
9
Transparency
9
Reach
5
Momentum
3

Proprietary PeerSense metric

Limited
Capital Sources
4SBA lenders

Distinct lenders in public SBA records for Cardio Barre

8

Total SBA loans

$137K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Cardio Barre

Loan Activity Score Breakdown

Emerging (3 to 9 loans)

Medium Confidence
26out of 100
Limited
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety0/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency9/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint5/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

50.0%

vs 7.9% peer avg

SBA Loans

8

Total Volume

$1.1M

Active Lenders

4

1 selective

States

4

vs. SBA Sector Average

-42.1%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Data Insights

Key performance metrics for Cardio Barre based on SBA lending data

SBA Default Rate

50.0%

42.1% above peer avg

SBA Loan Volume

8 loans

Across 4 lenders

Lender Diversity

4 lenders

Avg 2.0 loans per lender

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Cardio Barre, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Cardio Barre

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman