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Rates
Standard Program

Standard Program

2 locations

Standard Program currently operates 2 locations (2 franchised). PeerSense FPI health score: 43/100.

Total Units

2

2 franchised

FPI Score
Low
43

Proprietary PeerSense metric

Fair
Capital Partners
2lenders available

Active capital sources verified for Standard Program financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

New/Niche (1-2 loans)

Limited Data
43out of 100
Fair

SBA Lending Performance

SBA Default Rate

0.0%

0 of 2 loans charged off

SBA Loans

2

Total Volume

$2.8M

Active Lenders

2

States

2

What is the Standard Program franchise?

The question every serious franchise investor asks before committing six figures to a new concept is deceptively simple: is this brand worth it? For someone evaluating the Standard Program franchise, that question carries particular weight because this is a two-unit system operating in the Hardware Merchant Wholesalers category, a market segment valued at approximately 114.87 billion dollars in 2025 and projected to reach 143.99 billion dollars by 2030 at a compound annual growth rate of 4.8 percent. Standard Program occupies a niche but operationally active position in this expanding industry, with its digital footprint anchored at ptsforum.se, suggesting a European or Scandinavian market orientation consistent with a franchise system that has so far concentrated its two franchised units rather than pursuing aggressive domestic saturation. Both units in the current Standard Program network are franchisee-operated, meaning the parent organization carries zero company-owned locations, a structure that creates a distinctly different financial profile than hybrid models where corporate locations subsidize the overall system. This independent analysis is not sponsored by Standard Program or any affiliated entity, and the data presented here is sourced from franchise disclosure records, industry research databases, and third-party market intelligence. For an investor conducting genuine due diligence on the Standard Program franchise opportunity, the critical variables are market timing, unit economics transparency, system support infrastructure, and whether the brand's current FPI Score of 43, rated Fair by independent analysts, reflects temporary growing pains or a structural ceiling on franchise performance potential. The hardware wholesale sector's 6.9 percent CAGR projected through 2031, when the broader industry is expected to reach 1.2 trillion dollars globally, creates real tailwinds for any franchise concept capable of capturing even a fractional share of that demand curve. Standard Program enters the investor conversation at a moment when the category is genuinely accelerating, which makes the due diligence process both more urgent and more consequential.

The Hardware Merchant Wholesalers industry, classified under NAICS Code 423710, represents one of the more structurally resilient categories in the franchise universe precisely because its demand drivers are diverse, overlapping, and largely non-cyclical in aggregate. The total addressable market for hardware merchant wholesalers sits at approximately 120 billion dollars based on the most recent consolidated industry data, with a separate analysis placing the figure at 114.87 billion dollars in 2025 and projecting expansion to 119.38 billion dollars in 2026 at a near-term CAGR of 3.9 percent before accelerating to a 4.8 percent growth pace through 2030. When the broader hardware industry is measured at the global scale, the numbers are substantially larger: 839.4 billion dollars in 2024 growing toward 1.2 trillion dollars by 2031 at a 6.9 percent CAGR across the 2025 to 2031 forecast window. The secular tailwinds driving this market are not speculative. Residential and commercial construction activity continues to expand worldwide, with rapid urbanization and infrastructure investment in emerging markets creating sustained baseline demand. Renovation and remodeling activity in urban regions represents a second, largely independent demand driver that operates counter-cyclically to new construction, meaning when new builds slow, remodel spending often increases as homeowners invest in existing properties. The rise of DIY home improvement culture, accelerated significantly by pandemic-era behavioral shifts, has structurally expanded the consumer base for hardware products in ways that professional wholesale channels are now designed to capture. Technological innovation in the category, including smart locks, IoT-enabled devices, modular fittings, anti-bacterial coating systems, and AR-based installation support tools, is creating premium product tiers that expand average transaction values. Asia-Pacific was the largest regional hardware market in 2025, with Western Europe ranking second, and North America remaining a dominant force due to booming construction and urban infrastructure investment. For a franchise investor evaluating Standard Program, the category-level picture is genuinely favorable: this is a market with multiple independent demand engines, global scale, and a projected growth trajectory that rewards early positioning in franchise systems that can execute with discipline.

The Standard Program franchise investment profile presents a unique analytical challenge because several specific financial parameters are characteristic of an early-stage franchise system rather than a mature, fully documented disclosure environment. To provide meaningful context, the industry benchmarks for franchise investment costs are instructive. Across the franchising sector broadly, initial franchise fees in 2025 range from 20,000 to 50,000 dollars, with the average initial franchise fee across industries hovering around 25,000 dollars. For retail and hardware-adjacent categories, initial fees typically fall between 10,000 and 50,000 dollars. Total investment estimates for franchise concepts in comparable categories can range from 48,500 dollars at the low end to 250,000 dollars or more when real estate, build-out, equipment, inventory, and six to twelve months of working capital are fully accounted for. Legal documentation costs, including a Franchise Disclosure Document, typically run between 15,000 and 45,000 dollars, and state filing and registration fees add another 1,000 to 4,500 dollars to the pre-opening cost structure. Ongoing royalty fees across the franchise industry typically range from 4 to 12 percent of gross sales, with professional services and specialty retail franchises often commanding 8 to 12 percent. Marketing and advertising fund contributions generally add another 1 to 5 percent of gross sales on top of the royalty obligation, with retail-oriented franchise systems typically assessing 2 to 3.5 percent of gross sales for brand-level marketing support. The Standard Program franchise, as a two-unit system operating in the hardware wholesale segment, sits at an early developmental stage where these fee structures are still being refined and standardized. Investors considering the Standard Program franchise opportunity should budget conservatively against the upper range of industry benchmarks for comparable category systems, treating the absence of fully disclosed financial parameters as a signal to build additional contingency into initial capital planning rather than as an indicator of problematic economics.

Understanding what it means to operate a Standard Program franchise on a daily basis requires synthesizing the operating characteristics of hardware wholesale franchises with the structural realities of a small, early-stage franchise system. Hardware merchant wholesale franchises are fundamentally B2B or hybrid B2B-B2C operations, meaning the franchisee's primary customer relationship is often with contractors, builders, or trade professionals rather than end consumers, which creates a different labor dynamic than retail-facing franchise formats. The staffing model in hardware wholesale tends to emphasize product knowledge, technical sales competence, and logistics coordination rather than high-volume customer service throughput, which generally means smaller teams with higher per-employee productivity requirements. Industry research consistently shows that companies investing in comprehensive training programs see a 218 percent increase in income per employee and a 24 percent boost in profit margins, making the quality of the Standard Program franchise training infrastructure a critical variable for prospective franchisees to evaluate during their discovery process. Franchise systems built around consistency, approved vendor relationships, and standardized operational protocols typically provide an operations team, marketing department, vendor pricing access, and a designated business advisor as part of their ongoing support infrastructure. Digital training platforms have demonstrably improved onboarding speed and consistency across franchise systems, reducing time to revenue and increasing overall system stability. With only two franchised units currently operating in the Standard Program network, the support relationship between corporate and franchisee is necessarily more hands-on and relationship-driven than what you would encounter in a 500-unit system with dedicated regional field consultant teams. Territory structure and exclusivity terms, multi-unit expansion pathways, and the franchisor's specific expectations around owner-operator versus semi-absentee management are all critical questions for prospective Standard Program franchisees to resolve directly with the development team before signing.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for Standard Program. This is a legally permissible position under federal franchise law: franchisors are not required to provide earnings information in Item 19, and if no financial performance representations are made anywhere in the franchise development process, the omission is compliant. However, the absence of Item 19 disclosure carries real analytical consequences for prospective investors. Without disclosed average revenues, median revenues, or quartile performance data, the investor cannot independently benchmark expected unit-level performance against the franchisor's claims, which places greater weight on territory-level market research, competitive analysis, and conversations with existing franchisees. The federal rule is clear: if a franchisor makes any financial performance claim, oral, written, or visual, that claim must appear in Item 19 and be supported by documented data. Any earnings representation made outside of Item 19 before FDD delivery constitutes a violation of federal franchise law. For industry context, hardware merchant wholesalers operate in a market generating approximately 120 billion dollars in annual U.S. revenue, with individual business performance driven heavily by territory density, contractor relationships, product mix breadth, and supply chain efficiency. The Standard Program franchise operates a two-unit system with 100 percent franchisee ownership and zero company-owned locations, which means there is no corporate unit performance data to draw from as a proxy benchmark. Franchises with documented expansion strategies grow 30 percent faster than those without, and most successful franchisors reach royalty sufficiency, the point where recurring royalty income covers corporate overhead, somewhere between 30 and 50 locations. At two total units, Standard Program is well below that threshold, which is a structural reality that prospective investors must factor into their risk assessment alongside the non-disclosure of Item 19 data.

The Standard Program franchise system currently operates at two total units, both franchisee-operated, with no company-owned locations anchoring the network. This is by definition an early-stage franchise, and the trajectory of the system's unit count growth will be the single most important leading indicator of brand health for investors monitoring this opportunity over the next three to five years. The U.S. franchise industry as a whole is projected to add 15,000 new units in 2024 and generate over 936.4 billion dollars in total economic output in 2025, representing a 4.4 percent increase from the prior year. Total franchise employment is projected to reach over 9 million positions with approximately 210,000 new jobs added in 2025. Standard Program's website at ptsforum.se signals a connection to European or Scandinavian markets, which adds an international dimension to the system's growth narrative that domestic-focused investors should understand and evaluate carefully. The hardware industry's macro trends, including the rise of digital catalogs, 3D product demonstrations, AR-based installation support, smart lock integration, modular fittings, and customized hardware solutions, represent genuine competitive differentiation opportunities for a brand willing to invest in technology-enabled service delivery. Growing demand for eco-friendly and sustainable hardware solutions is reshaping product procurement priorities across the category, and local manufacturers expanding into smart hardware and anti-bacterial coating product lines are creating new sourcing channels that well-positioned wholesale franchisees can leverage. The competitive moat for any franchise in the hardware wholesale space is built from supplier relationships, proprietary sourcing networks, technical expertise, and the depth of contractor and builder relationships that take years to develop, which means early franchisees in an emerging system like Standard Program may be positioned to capture significant territory advantage if the brand executes on its expansion roadmap.

The ideal Standard Program franchise candidate combines a background in wholesale distribution, construction supply, hardware procurement, or trade services with the financial capacity and risk tolerance appropriate for an early-stage franchise investment. Multi-unit franchise operators who have successfully scaled other wholesale or B2B service concepts bring directly transferable skills to the Standard Program operating model, particularly in managing supplier relationships, coordinating logistics, and building the contractor and builder client bases that drive recurring revenue in hardware wholesale environments. The franchise agreement term length, renewal terms, and transfer and resale provisions are all parameters that prospective franchisees must review carefully in the current FDD, as these contract structures significantly affect the long-term value of the franchise investment and the franchisee's ability to exit or transfer the business. A 2024 survey of new franchisees found that 48 percent felt they needed more customers, 41 percent had what they wanted, and only 11 percent reported being too busy, a distribution that underscores the importance of territory selection and market density analysis before committing to any franchise agreement. Franchisees in hardware and wholesale categories typically benefit most when their territories are anchored by active construction corridors, urban renovation zones, or established contractor communities where repeat purchasing cycles create predictable revenue streams. The Standard Program franchise's European digital footprint suggests that available North American territories may be substantially open at this stage of system development, which represents a meaningful first-mover advantage for investors who complete their due diligence and move decisively.

The Standard Program franchise opportunity warrants serious, structured due diligence from investors who understand the risk-reward profile of early-stage franchise systems in high-growth industrial categories. The hardware merchant wholesalers market is projected to reach 143.99 billion dollars by 2030 at a 4.8 percent CAGR, and the broader global hardware industry is on a trajectory toward 1.2 trillion dollars by 2031 at a 6.9 percent growth rate. The Standard Program franchise carries an FPI Score of 43, rated Fair by independent analysts, which reflects the system's early developmental stage rather than a negative judgment on the underlying category opportunity. The franchise industry as a whole contributes over 800 billion dollars to the U.S. economy annually and is expected to exceed 936.4 billion dollars in total output in 2025, and early positioning in category-leading concepts has historically generated outsized returns for franchisees willing to do the foundational diligence work. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark the Standard Program franchise against comparable concepts across the hardware wholesale and industrial supply categories. The combination of market-level tailwinds, a 100 percent franchisee-operated network structure, and the category's demonstrated resilience across economic cycles creates a due diligence case worth pursuing with rigor and precision. Explore the complete Standard Program franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

43/100

SBA Default Rate

0.0%

Active Lenders

2

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Standard Program based on SBA lending data

SBA Default Rate

0.0%

0 of 2 loans charged off

SBA Loan Volume

2 loans

Across 2 lenders

Lender Diversity

2 lenders

Avg 1.0 loans per lender

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Locations

Standard Programunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Standard Program