TRUCK OPTIONS
Franchising since 1985 · 6 locations
The total investment to open a TRUCK OPTIONS franchise ranges from $86,600 - $623,400. The initial franchise fee is $50,000. Ongoing royalties are 10%. TRUCK OPTIONS currently operates 6 locations (6 franchised). The top SBA 7(a) lenders for TRUCK OPTIONS are TD Bank, Readycap Lending, LLC and Alabama Community Development. PeerSense FPI health score: 16/100.
$86,600 - $623,400
$50,000
6
6 franchised
Proprietary PeerSense metric
LimitedActive capital sources verified for TRUCK OPTIONS financing
SBA
7(a) Eligible
21d
Avg Funding
P+2.25%
Best Rate
No retainers · Referral fee at closing
FPI Score Breakdown
Emerging (3-9 loans)
SBA Lending Performance
SBA Default Rate
22.2%
2 of 9 loans charged off
SBA Loans
9
Total Volume
$2.4M
Active Lenders
5
States
1
Top SBA Lenders for TRUCK OPTIONS
What is the TRUCK OPTIONS franchise?
The question every serious franchise investor must answer before committing capital is deceptively simple: does this brand operate in a market large enough to support meaningful growth, and does its unit economics model deliver a return that justifies the risk? For prospective investors evaluating the TRUCK OPTIONS franchise, those questions are particularly important given the brand's early-stage profile, its positioning within the motor vehicle supplies and new parts wholesale sector, and the extraordinary tailwinds currently reshaping the trucking industry in the United States. TRUCK OPTIONS is headquartered in Tallahassee, Florida, and operates within the Motor Vehicle Supplies and New Parts Wholesalers category, classified under NAICS 423120. As of the most current franchise data available, the system reports a total of 4 units with 6 franchised units and zero company-owned locations, placing it firmly in the early-stage franchise development phase where ground-floor investors have the opportunity to secure territory ahead of broader network expansion. The total addressable market for motor vehicle supplies and new parts merchant wholesalers is valued at approximately $211 billion with a compound annual growth rate of 3.4%, driven by rising vehicle ownership, technological advancement in vehicle systems, expanding automotive aftermarket services, and a regulatory environment pushing fleet operators toward compliance-driven maintenance and parts procurement. The trucking industry itself generated an estimated $906 billion in freight revenues in 2024 and moved approximately 11.27 billion tons of goods across the United States, supported by a commercial fleet of roughly 14.9 million registered trucks employing more than 8.4 million people including 3.58 million professional drivers. Within that vast commercial ecosystem, the TRUCK OPTIONS franchise positions itself as a specialized solutions provider in the parts and supplies wholesale channel, a segment that serves the operational backbone of American commerce. This analysis is prepared independently by the PeerSense research team and is not sponsored by or affiliated with TRUCK OPTIONS or its parent organization.
The industry backdrop for the TRUCK OPTIONS franchise investment is among the most structurally favorable in the franchising universe. The global truck market was sized at USD 0.96 trillion in 2025 and is projected to reach USD 1.16 trillion by 2030, compounding at a CAGR of 3.22% across that period. Diesel trucks, which remain the dominant powertrain in commercial fleets, held an 83.21% market share in 2024, while battery-electric trucks are forecasted to post the fastest CAGR of 3.25% through 2025 to 2030, signaling a coming transition period that will require parts and supplies networks to adapt and expand their procurement capabilities. Fleet operators held a 66.52% share of truck ownership in 2024 and are projected to grow at a 3.44% CAGR through 2030, consistently outpacing individual owner-operators and creating a stable, high-volume commercial customer base for wholesale parts and supplies distributors. The logistics application segment represented 34.48% of total truck market share in 2024, with e-commerce delivery expected to post a 3.38% CAGR through 2025 to 2030, a secular trend that directly increases wear on commercial truck fleets and drives demand for replacement parts and maintenance supplies. The global wholesale and distribution automotive aftermarket was estimated at USD 237.98 billion in 2022 and is projected to reach USD 342.72 billion by 2030, growing at a CAGR of 4.5%. North America commanded a 24.8% revenue share of that global aftermarket in 2022, and the broader automotive aftermarket is separately projected to reach USD 804.87 billion by 2030 at a CAGR of 2.9%. The light-truck segment is forecast to account for close to 80% of all new vehicle sales by 2027, with pickups alone comprising nearly 50% of that figure, and parts and accessories for pickups alone account for 31% of specialty equipment sales, totaling $16 billion annually. Including SUVs, crossovers, and vans, that specialty equipment sales figure exceeds $30 billion per year, and more than half of all late-model pickups have been modified with specialty-equipment parts, making wholesale parts access a durable commercial need rather than a cyclical one.
The TRUCK OPTIONS franchise investment ranges from a low of $86,600 to a high of $623,400, a spread that reflects variation in format type, geographic market, facility build-out requirements, and initial inventory depth. For context, this investment range compares favorably against several other trucking-adjacent franchise systems. Two Men and a Truck, a national full-service moving franchise founded in 1985 and headquartered in Michigan, carries an average startup cost ranging from $100,000 to $585,000 with an initial franchise fee of $50,000, while its Metro Market configuration runs from $165,700 to $538,700. Matco Tools, which operates within the tool truck franchise segment, carries a total investment range of $108,079 to $382,766 with a $10,000 initial franchise fee. Diesel Truck FleetService requires a minimum total investment of $200,000 with a $30,000 initial franchise fee for a single facility, a 10% royalty on monthly gross sales, a 1% national advertising royalty, and an additional 3% local media advertising spend requirement. Industry-wide, initial franchise fees for well-established brands typically range from $20,000 to $50,000, and royalty rates generally run between 4% and 9% of gross sales, with marketing fees for retail franchises typically falling between 2% and 3.5%. The TRUCK OPTIONS franchise cost structure as disclosed in its Franchise Disclosure Document places the entry point for a serious investor within an accessible to mid-tier range relative to the broader sector, with the low-end configuration at $86,600 potentially representing one of the more capital-efficient entry points available in motor vehicle supplies franchising. Prospective franchisees should note that general industry franchise financing frequently involves SBA-backed lending programs, and many franchisors within this sector offer veteran incentives, such as the 10% franchise fee discount offered by Two Men and a Truck through the VetFran Association, as precedent for the kinds of capital access programs that may be available in this category. Given the early-stage franchise development status of the TRUCK OPTIONS system, investors should consult directly with the franchisor at truckoptionsinc.com and with independent franchise attorneys before committing to any investment.
Understanding what daily operations look like within the TRUCK OPTIONS franchise system requires contextual framing given the brand's current scale of 4 total units and 6 franchised locations. Motor vehicle supplies and new parts wholesale franchises in this category typically require franchisees to manage inventory procurement, customer relationship development with commercial fleet operators, scheduling, supplier coordination, and local marketing execution. The franchising model for this category, as evidenced by comparable systems, generally demands owner-operator engagement rather than absentee management, particularly in early-stage systems where brand recognition is being built market by market. Diesel Truck FleetService, a comparable truck-service franchise concept, requires that at least one principal or qualified designated manager be actively involved full-time in daily operations, a requirement that reflects the high-touch, relationship-driven nature of commercial truck services and supplies businesses. Training programs in the trucking franchise sector vary significantly by concept, but industry standards include initial onboarding covering operations, accounting, marketing, inventory management, and customer service, with field-based support from corporate representatives during the launch phase. Two Men and a Truck, as a benchmark for franchise support infrastructure, provides access to accounting and finance training, dedicated First Gear onboarding teams for new franchisees, and a Franchise Development team that provides vendor recommendations and data-driven decision support for equipment and inventory investments. For a wholesale parts and supplies model like TRUCK OPTIONS, territory structure and exclusivity are particularly important considerations given that the commercial customer base for fleet parts procurement is geographically concentrated and susceptible to channel overlap if territories are not carefully demarcated. Prospective franchisees should request complete territory mapping, exclusivity provisions, and field support commitments as part of their pre-investment due diligence process.
Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for the TRUCK OPTIONS franchise. This is a significant due diligence consideration for prospective investors. The Federal Trade Commission's franchise rule does not require franchisors to make Item 19 disclosures, and many early-stage franchisors with limited unit counts choose not to publish financial performance representations until their system has generated a statistically meaningful dataset across a sufficient number of operating units. With 4 total units and 6 franchised locations, the TRUCK OPTIONS system is at a stage where unit-level financial performance data would be drawn from a very small sample, which may explain the absence of Item 19 disclosure. To benchmark potential unit economics, investors can look at comparable franchises in adjacent categories. Matco Tools, operating in the tool truck franchise segment, reports in its Item 19 that the middle third of distributors average $489,391 in annual total revenue and the top third average $766,817. Diesel Truck FleetService describes its franchisee profitability potential as tied directly to operational ambition and market execution, emphasizing that it has met Federal and State legal requirements for its financial performance claims. In the broader motor vehicle supplies wholesale category, the $211 billion total addressable market with a 3.4% CAGR provides a structural revenue opportunity, and North America's 24.8% share of the global automotive aftermarket positions U.S.-based operators to capture meaningful volume. Investors evaluating TRUCK OPTIONS franchise revenue potential should request audited or internally compiled financial performance data from existing franchisees as part of Franchise Disclosure Document Item 20 franchisee contact review, and should engage a franchise-specialized accountant to construct pro forma projections using industry benchmark margins before making any capital commitment.
The TRUCK OPTIONS franchise currently operates with 6 franchised units and zero company-owned units, a structure that is common in early-stage franchise systems where capital is deployed toward franchisee recruitment and support infrastructure rather than corporate unit development. The growth trajectory from this starting point will be significantly influenced by the brand's ability to demonstrate unit-level economics that attract qualified franchisee candidates in target markets. For comparison, PacLease, a truck leasing franchise operating in an adjacent segment, added a record 28 North American locations in 2024 and followed that with 17 additional U.S. locations added in 2025, marking its 45th anniversary with its widest coverage to date. Two Men and a Truck achieved a record-breaking 31 franchise openings in 2024 along with 27 ownership transfers and 8 new franchise groups joining the system, and its locations in their second year of operation experienced 73% growth year-to-date in 2024. These growth benchmarks from established trucking-adjacent franchise systems illustrate what is achievable when brand proof-of-concept is established and franchisee economics are transparent. Within the motor vehicle supplies and new parts wholesale category, competitive dynamics remain relatively fragmented compared to consumer-facing automotive brands, which creates an opening for a focused regional player like TRUCK OPTIONS to establish category leadership in specific geographic markets before national consolidation intensifies. The demand signals are real: the U.S. commercial fleet of 14.9 million registered trucks, combined with the projected growth of fleet operator ownership at a 3.44% CAGR through 2030, creates a durable and expanding customer base for wholesale parts and supplies operators with the relationships and inventory depth to serve commercial accounts consistently. The transition toward battery-electric trucks, while still representing a small share of the current fleet, will create new parts and components demand that early-mover wholesale distributors are positioned to capture.
The ideal TRUCK OPTIONS franchise candidate is likely a business-development-oriented professional with experience in commercial sales, fleet services, automotive wholesale, or logistics operations who understands the procurement challenges facing commercial truck fleet operators and owner-operators. The motor vehicle supplies and new parts wholesale category rewards franchisees who can build deep commercial relationships with fleet managers, owner-operators, and independent truck repair shops, as these recurring commercial accounts drive predictable revenue volume. Given that the system currently has 6 franchised units concentrated in a limited number of markets, available territories represent an early-stage opportunity for investors willing to accept the developmental risk profile in exchange for potentially favorable territory selection. Tallahassee, Florida-based headquarters suggests an initial concentration in the southeastern United States, a region that benefits from significant logistics and freight traffic given its position as a hub for intermodal transportation connecting the southeastern corridor to national distribution networks. The trucking sector's employment of over 8.4 million people including 3.58 million professional drivers means there is a dense end-user population in virtually every metropolitan market in the country, which theoretically supports geographic expansion of a parts and supplies wholesale franchise system in multiple directions from a Florida base. Multi-unit development may be an expectation for serious investors in early-stage franchise systems, as franchisors at this stage of development often seek franchisee partners who can accelerate geographic coverage across multiple territories simultaneously. Investors should clarify franchise agreement term length, renewal terms, transfer provisions, and resale rights as part of comprehensive pre-investment due diligence, as these contractual parameters significantly affect the long-term investment calculus.
The investment thesis for the TRUCK OPTIONS franchise is grounded in a structural market opportunity of extraordinary scale. The U.S. trucking industry generated $906 billion in freight revenues in 2024, the global truck market is projected to reach $1.16 trillion by 2030, and the motor vehicle supplies wholesale category alone represents a $211 billion total addressable market growing at 3.4% annually. An investment range of $86,600 to $623,400 provides a capital-efficient entry point relative to the size of the addressable commercial customer base, and the early-stage nature of the TRUCK OPTIONS franchise system means qualified investors have the opportunity to secure favorable territories ahead of broader network development. The key risk factors to weigh include the absence of Item 19 financial performance disclosure, the current system size of 6 franchised units which limits franchisee peer benchmarking, and the FPI Score of 16 which reflects limited performance data availability at this stage of franchise development. These factors do not disqualify the opportunity, but they do require a higher level of independent due diligence relative to more established franchise systems. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark the TRUCK OPTIONS franchise cost, support model, and growth trajectory against competing concepts in the motor vehicle supplies and trucking franchise categories. The combination of industry-level tailwinds, an accessible investment range, and a fragmented competitive landscape makes the TRUCK OPTIONS franchise opportunity one that warrants serious, data-driven evaluation from investors with commercial sales backgrounds and an interest in the trucking sector. Explore the complete TRUCK OPTIONS franchise profile on PeerSense to access the full suite of independent franchise intelligence data.
FPI Score
16/100
SBA Default Rate
22.2%
Active Lenders
5
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for TRUCK OPTIONS based on SBA lending data
SBA Default Rate
22.2%
2 of 9 loans charged off
SBA Loan Volume
9 loans
Across 5 lenders
Lender Diversity
5 lenders
Avg 1.8 loans per lender
Investment Tier
Significant investment
$86,600 – $623,400 total
TRUCK OPTIONS — Deep SBA Data
Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2002
3 approvals — best year on record for TRUCK OPTIONS.
Top SBA State
Florida
9 SBA-financed TRUCK OPTIONS locations — the densest operator footprint.
Average Loan Size
$271K
Median $191K — use as a sizing anchor when modeling your own $TRUCK OPTIONS unit.
Lender Concentration
77.8%
Concentrated
Share of TRUCK OPTIONS approvals captured by the top 3 SBA lenders.
TRUCK OPTIONS's SBA lending pipeline peaked in 2002 (3 approvals). Operator density is highest in Florida with 9 SBA-financed locations. Average funded ticket sits at $271K, with the median at $191K. Lender mix is concentrated: the top three SBA lenders account for 77.8% of approvals — credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$896
Principal & Interest only
Locations
TRUCK OPTIONS — unit breakdown
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