TRUCK OPTIONS
The total investment to open a TRUCK OPTIONS franchise ranges from $86,600 to $623,400. The initial franchise fee is $50,000. Ongoing royalties are 10%.
What is the TRUCK OPTIONS franchise?
TRUCK OPTIONS is a wholesale business selling motor vehicle supplies and new parts to truck operators. The estimated total initial investment is $86,600 to $623,400, and the initial franchise fee is $50,000.
The ongoing royalty is 10 percent of sales. TRUCK OPTIONS is headquartered in Tallahassee, Florida, and was founded in 1985.
Loan Activity Score
16/100
SBA Default Rate
22.2%
Active Lenders
5
According to its Franchise Disclosure Document or public business records, TRUCK OPTIONS has 6 locations, all owned by franchisees. Public SBA loan records show 5 lenders made 9 loans to franchisees of TRUCK OPTIONS. PeerSense calculates TRUCK OPTIONS's score as 16 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1985 · 6 locations
$86,600 to $623,400
$50,000
6
6 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for TRUCK OPTIONS
9
Total SBA loans
$271K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for TRUCK OPTIONS
Loan Activity Score Breakdown
Emerging (3 to 9 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
22.2%
vs 9.4% peer avg
SBA Loans
9
Total Volume
$2.4M
Active Lenders
5
States
1
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for TRUCK OPTIONS based on SBA lending data
SBA Default Rate
22.2%
12.8% above peer avg
SBA Loan Volume
9 loans
Across 5 lenders
Lender Diversity
5 lenders
Avg 1.8 loans per lender
Investment Tier
Significant investment
$86,600 to $623,400 total
TRUCK OPTIONS: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2002
3 approvals. The best year on record for TRUCK OPTIONS.
Top SBA State
Florida
9 SBA financed TRUCK OPTIONS locations, the densest operator footprint.
Average Loan Size
$271K
Median $191K. Use as a sizing anchor when modeling your own TRUCK OPTIONS unit.
Lender Concentration
77.8%
Concentrated
Share of TRUCK OPTIONS approvals captured by the top 3 SBA lenders.
TRUCK OPTIONS's SBA lending pipeline peaked in 2002 (3 approvals). Operator density is highest in Florida with 9 SBA financed locations. Average funded ticket sits at $271K, with the median at $191K. Lender mix is concentrated: the top three SBA lenders account for 77.8% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$896
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
TRUCK OPTIONS, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman