National Car Care Center
The total investment to open a National Car Care Center franchise ranges from $129,641 to $576,746. The initial franchise fee is $35,000. Ongoing royalties are 5% plus a 8% advertising fee.
What is the National Car Care Center franchise?
National Car Care Center is an automotive parts and accessories business for vehicle owners. The estimated total initial investment is $129,641 to $576,746, and the initial franchise fee is $35,000.
The royalty is 5 percent of sales, and the advertising or brand fund fee is 8 percent. The franchise agreement term is 15 years. The headquarters is in Charlotte, ID, and the business was founded in 1972.
Loan Activity Score
23/100
SBA Default Rate
33.3%
Active Lenders
3
According to its Franchise Disclosure Document or public business records, National Car Care Center has 2 locations, all owned by franchisees. Public SBA loan records show 3 lenders made 3 loans to franchisees of National Car Care Center. PeerSense calculates National Car Care Center's score as 23 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1972 · 2 locations
$129,641 to $576,746
$35,000
2
2 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for National Car Care Center
3
Total SBA loans
$544K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for National Car Care Center
Loan Activity Score Breakdown
Emerging (3 to 9 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
33.3%
vs 10.8% peer avg
SBA Loans
3
Total Volume
$1.6M
Active Lenders
3
States
3
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for National Car Care Center based on SBA lending data
SBA Default Rate
33.3%
22.5% above peer avg
SBA Loan Volume
3 loans
Across 3 lenders
Lender Diversity
3 lenders
Avg 1.0 loans per lender
Investment Tier
Significant investment
$129,641 to $576,746 total
National Car Care Center: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2005
2 approvals. The best year on record for National Car Care Center.
Top SBA State
Tennessee
1 SBA financed National Car Care Center locations, the densest operator footprint.
Average Loan Size
$544K
Median $679K. Use as a sizing anchor when modeling your own National Car Care Center unit.
Lender Concentration
100%
Concentrated
Share of National Car Care Center approvals captured by the top 3 SBA lenders.
National Car Care Center's SBA lending pipeline peaked in 2005 (2 approvals). Operator density is highest in Tennessee with 1 SBA financed locations. Average funded ticket sits at $544K, with the median at $679K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$1,342
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
National Car Care Center, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman