Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
T-Shirts Plus

T-Shirts Plus

22 locations

The total investment to open a T-Shirts Plus franchise ranges from $61,000 - $122,000. The initial franchise fee is $68,000. T-Shirts Plus currently operates 22 locations (22 franchised). PeerSense FPI health score: 29/100.

Investment

$61,000 - $122,000

Franchise Fee

$68,000

Total Units

22

22 franchised

FPI Score
High
29

Proprietary PeerSense metric

Limited
Capital Partners
13lenders available

Active capital sources verified for T-Shirts Plus financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Established (25-99 loans)

High Confidence
29out of 100
Limited

SBA Lending Performance

SBA Default Rate

18.5%

5 of 27 loans charged off

SBA Loans

27

Total Volume

$2.9M

Active Lenders

13

States

18

What is the T-Shirts Plus franchise?

Tshirts Plus stands as a distinctive and growing entity within the vibrant family clothing stores sector, offering a specialized retail experience centered around custom and ready-to-wear apparel. Established with its headquarters in MARY ESTHER, FL, this brand has steadily built a reputation for providing versatile and personalized clothing options that cater to a broad demographic, from individual consumers seeking unique designs to local organizations requiring branded merchandise. The Tshirts Plus franchise model represents a compelling opportunity for entrepreneurs looking to engage with a business that combines creative expression with practical retail operations. With a current footprint of 12 total units, the brand has demonstrated a focused approach to market penetration, establishing a presence in communities where demand for accessible, customizable apparel is strong. The core offering typically revolves around a wide array of t-shirts, encompassing various styles, sizes, and materials, complemented by an expanding selection of other casual wear and accessories. This strategic niche allows the Tshirts Plus franchise to serve multiple customer segments, including families, schools, sports teams, small businesses, and event organizers, all seeking quality clothing solutions. The brand's commitment to customer satisfaction and product diversity positions it as a go-to destination for everyday apparel needs and special occasion requirements. Over its operational history, Tshirts Plus has cultivated a brand identity synonymous with affordability, convenience, and the unique ability to bring personalized visions to life on fabric, setting it apart in the competitive retail landscape. The controlled growth to 12 units underscores a deliberate expansion strategy, ensuring foundational strength and ongoing support for each new Tshirts Plus franchise owner.

The broader family clothing stores market is a dynamic and ever-evolving

FPI Score

29/100

SBA Default Rate

18.5%

Active Lenders

13

Key Highlights

Data Insights

Key performance metrics for T-Shirts Plus based on SBA lending data

SBA Default Rate

18.5%

5 of 27 loans charged off

SBA Loan Volume

27 loans

Across 13 lenders

Lender Diversity

13 lenders

Avg 2.1 loans per lender

Investment Tier

Low-cost entry

$61,000 – $122,000 total

Payment Estimator

Loan Amount$49K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$631

Principal & Interest only

Locations

T-Shirts Plusunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

Explore Funding for T-Shirts Plus

Our business financing consultants help connect you with the right lending partners. No retainers — referral fee paid at closing.

By submitting, you agree to be contacted by PeerSense regarding franchise financing options. We never share your information.

Or get an instant analysis

Scan Your Deal Instantly
T-Shirts Plus