Dr. Vinyl (Vinyl Uphol., Etc.)
The total investment to open a Dr. Vinyl (Vinyl Uphol., Etc.) franchise ranges from $26,100 to $108,650. The initial franchise fee is $30,300.
What is the Dr. Vinyl (Vinyl Uphol., Etc.) franchise?
Dr. Vinyl (Vinyl Uphol., Etc.) is an automotive repair business focused on vehicle vinyl upholstery. The estimated total initial investment is $26,100 to $108,650, and the initial franchise fee is $30,300.
The company is headquartered in CORPUS CHRISTI, TX. It was founded in 1967.
Loan Activity Score
48/100
SBA Default Rate
0.0%
Active Lenders
16
According to its Franchise Disclosure Document or public business records, Dr. Vinyl (Vinyl Uphol., Etc.) has 17 locations, all owned by franchisees. Public SBA loan records show 16 lenders made 18 loans to franchisees of Dr. Vinyl (Vinyl Uphol., Etc.). PeerSense calculates Dr. Vinyl (Vinyl Uphol., Etc.)'s score as 48 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1967 · 17 locations
$26,100 to $108,650
$30,300
17
17 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for Dr. Vinyl (Vinyl Uphol., Etc.)
18
Total SBA loans
$58K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Dr. Vinyl (Vinyl Uphol., Etc.)
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 10.8% peer avg
SBA Loans
18
Total Volume
$1.1M
Active Lenders
16
2 selective
States
14
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Dr. Vinyl (Vinyl Uphol., Etc.) based on SBA lending data
SBA Default Rate
0.0%
10.8% below peer avg
SBA Loan Volume
18 loans
Across 16 lenders
Lender Diversity
16 lenders
Avg 1.1 loans per lender
Investment Tier
Low cost entry
$26,100 to $108,650 total
Dr. Vinyl (Vinyl Uphol., Etc.): Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2001
3 approvals. The best year on record for Dr. Vinyl (Vinyl Uphol., Etc.).
Top SBA State
Texas
3 SBA financed Dr. Vinyl (Vinyl Uphol., Etc.) locations, the densest operator footprint.
Average Loan Size
$58K
Median $50K. Use as a sizing anchor when modeling your own Dr. Vinyl (Vinyl Uphol., Etc.) unit.
Lender Concentration
27.8%
Moderately Spread
Share of Dr. Vinyl (Vinyl Uphol., Etc.) approvals captured by the top 3 SBA lenders.
Dr. Vinyl (Vinyl Uphol., Etc.)'s SBA lending pipeline peaked in 2001 (3 approvals). Operator density is highest in Texas with 3 SBA financed locations. Average funded ticket sits at $58K, with the median at $50K. Lender mix is moderately spread: the top three SBA lenders account for 27.8% of approvals. Meaningful choice exists, but specific lenders carry the brand.
Payment Estimator
Estimated Monthly Payment
$270
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Dr. Vinyl (Vinyl Uphol., Etc.), unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman