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Rates
YOGURT MOUNTAIN

YOGURT MOUNTAIN

The total investment to open a YOGURT MOUNTAIN franchise ranges from $271,000 to $931,000. The initial franchise fee is $30,000. Ongoing royalties are 6% plus a 2% advertising fee.

What is the YOGURT MOUNTAIN franchise?

YOGURT MOUNTAIN is a self serve frozen yogurt business where customers choose their yogurt and toppings. The 2026 Franchise Disclosure Document lists an estimated initial investment of $271,000 to $931,000 and an initial franchise fee of $30,000.

The ongoing royalty is 6 percent of sales, and the advertising or brand fund fee is 2 percent. The franchise agreement lasts 5 years. YOGURT MOUNTAIN was founded in 2009 and is headquartered in Birmingham, AL.

Loan Activity Score

44/100

SBA Default Rate

50.0%

Active Lenders

2

According to its Franchise Disclosure Document or public business records, YOGURT MOUNTAIN has 2 locations, all owned by franchisees. Public SBA loan records show 2 lenders made 2 loans to franchisees of YOGURT MOUNTAIN. PeerSense calculates YOGURT MOUNTAIN's score as 44 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2026 Franchise Disclosure Document.

2026 FDD VERIFIEDLimited-Service Restaurants

Franchising since 2009 · 2 locations

Investment

$271,000 to $931,000

Franchise Fee

$30,000

Total Units

2

2 franchised

Loan Activity Score
Low
44
SBA Lending
12
Lender Quality
9
Transparency
8
Reach
3
Momentum
12

Proprietary PeerSense metric

Fair
Capital Sources
2SBA lenders

Distinct lenders in public SBA records for YOGURT MOUNTAIN

2

Total SBA loans

$372K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for YOGURT MOUNTAIN

Loan Activity Score Breakdown

New or niche (1 to 2 loans)

Limited Data
44out of 100
Fair
Market Momentum12/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety12/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence9/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency8/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint3/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

50.0%

vs 10.3% peer avg

SBA Loans

2

Total Volume

$0.7M

Active Lenders

2

1 selective

States

1

vs. SBA Sector Average

-39.7%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Item 19 financial data disclosed

Franchise Financing Resources

SBA Loan Calculator| Franchise Funding Options| SBA Loans| Business Acquisition Financing| Equipment Financing| Bridge Loans| Compare 899 SBA Lenders| Free Deal Scan| How to Read an FDD
Related: Commercial Real Estate Loans| Private Credit

Data Insights

Key performance metrics for YOGURT MOUNTAIN based on SBA lending data

SBA Default Rate

50.0%

39.7% above peer avg

SBA Loan Volume

2 loans

Across 2 lenders

Lender Diversity

2 lenders

Avg 1.0 loans per lender

Investment Tier

Significant investment

$271,000 to $931,000 total

Payment Estimator

Loan Amount$217K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$2,805

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

YOGURT MOUNTAIN, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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4 FDDs Available for YOGURT MOUNTAIN

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.

YOGURT MOUNTAIN

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman