New York Burrito Gourmet Wraps
The total investment to open a New York Burrito Gourmet Wraps franchise ranges from $36,400 to $143,200. The initial franchise fee is $43,200.
What is the New York Burrito Gourmet Wraps franchise?
New York Burrito Gourmet Wraps is a full service restaurant franchise built around gourmet wraps and a modern, health conscious take on the flavors associated with a classic New York dining experience. The concept offers a fresh, customizable menu for contemporary diners who want quality and convenience. Its focus on wraps gives the brand a clear identity within the restaurant sector while supporting a menu designed for varied customer preferences.
The franchise is headquartered in CEDAR CITY, UT, and currently has 10 total units. The business is positioned to serve customers who value fresh ingredients, creative flavor combinations and an engaging, efficient dining experience. Its current stage of development includes plans for expansion and continued refinement of its operational model across diverse geographical locations. Each of the 10 locations reflects the brand’s stated focus on delivering a consistent, high quality product intended to build customer loyalty and encourage repeat visits in a competitive full service restaurant market.
The word gourmet reflects the brand’s effort to move the wrap concept beyond simple fast food. Its menu incorporates premium ingredients, often sourced locally, along with more sophisticated flavor profiles. This distinction gives New York Burrito Gourmet Wraps a place within a market that includes health conscious millennials, busy professionals and families. The concept maintains an identity centered on culinary quality and innovation while seeking to appeal to a broad customer base.
Loan Activity Score
23/100
SBA Default Rate
52.2%
Active Lenders
14
According to its Franchise Disclosure Document or public business records, New York Burrito Gourmet Wraps has 10 locations, all owned by franchisees. Public SBA loan records show 14 lenders made 23 loans to franchisees of New York Burrito Gourmet Wraps. PeerSense calculates New York Burrito Gourmet Wraps's score as 23 out of 100, using public SBA loan performance and recent lending activity.
10 locations
$36,400 to $143,200
$43,200
10
10 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for New York Burrito Gourmet Wraps
23
Total SBA loans
$96K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for New York Burrito Gourmet Wraps
Loan Activity Score Breakdown
Growing (10 to 24 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
52.2%
vs 10.3% peer avg
SBA Loans
23
Total Volume
$2.2M
Active Lenders
14
2 selective
States
10
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for New York Burrito Gourmet Wraps based on SBA lending data
SBA Default Rate
52.2%
41.9% above peer avg
SBA Loan Volume
23 loans
Across 14 lenders
Lender Diversity
14 lenders
Avg 1.6 loans per lender
Investment Tier
Low cost entry
$36,400 to $143,200 total
New York Burrito Gourmet Wraps: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2000
6 approvals. The best year on record for New York Burrito Gourmet Wraps.
Top SBA State
Utah
6 SBA financed New York Burrito Gourmet Wraps locations, the densest operator footprint.
Average Loan Size
$96K
Median $75K. Use as a sizing anchor when modeling your own New York Burrito Gourmet Wraps unit.
Lender Concentration
39.1%
Moderately Spread
Share of New York Burrito Gourmet Wraps approvals captured by the top 3 SBA lenders.
New York Burrito Gourmet Wraps's SBA lending pipeline peaked in 2000 (6 approvals). Operator density is highest in Utah with 6 SBA financed locations. Average funded ticket sits at $96K, with the median at $75K. Lender mix is moderately spread: the top three SBA lenders account for 39.1% of approvals. Meaningful choice exists, but specific lenders carry the brand.
Payment Estimator
Estimated Monthly Payment
$377
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
New York Burrito Gourmet Wraps, unit breakdown
Explore Funding for New York Burrito Gourmet Wraps
Our business financing consultants help connect you with the right lending partners. Referral fee paid at closing.
Or get an instant analysis
Scan Your Deal InstantlyPage Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman