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2021 FDD ON FILEJewelry Stores
Fast-Fix

Fast-Fix

Franchising since 1984 · 10 locations

The total investment to open a Fast-Fix franchise ranges from $83,000 - $465,961. The initial franchise fee is $20,000. Ongoing royalties are 6% plus a 2% advertising fee. Fast-Fix currently operates 10 locations (10 franchised). The top SBA 7(a) lenders for Fast-Fix are Celtic Bank Corporation, Bank of America and U.S. Bank. PeerSense FPI health score: 34/100. Data sourced from the 2021 Franchise Disclosure Document.

Investment

$83,000 - $465,961

Franchise Fee

$20,000

Total Units

10

10 franchised

FPI Score
Medium
34

Proprietary PeerSense metric

Limited
Capital Partners
3lenders available

Active capital sources verified for Fast-Fix financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Growing (10-24 loans)

Medium Confidence
34out of 100
Limited

SBA Lending Performance

SBA Default Rate

8.3%

1 of 12 loans charged off

SBA Loans

12

Total Volume

$2.8M

Active Lenders

3

States

6

Top SBA Lenders for Fast-Fix

What is the Fast-Fix franchise?

The Fastfix franchise emerges as a distinctive opportunity within the resilient and perpetually valued jewelry services sector, currently operating with 9 established units, each dedicated to providing essential repair, maintenance, and perhaps bespoke services for precious items. This brand positions itself at the intersection of convenience and craftsmanship, addressing a continuous consumer need for professional care of their cherished jewelry, watches, and accessories. In an era where personal adornment remains a significant aspect of consumer culture, with annual global spending on jewelry and luxury watches exceeding hundreds of billions of dollars, the demand for expert attention to these items—whether for a simple repair, a complex restoration, or a custom adaptation—persists with remarkable stability. The Fastfix franchise model capitalizes on this enduring requirement, offering a streamlined approach to delivering high-quality service that builds long-term customer trust and loyalty within local communities. By focusing on efficient and reliable solutions, the brand aims to become the go-to destination for individuals seeking to preserve the beauty and functionality of their valuable possessions. This dedication to service excellence underpins the Fastfix franchise's market strategy, carving out a niche that emphasizes accessibility and skilled execution. The core value proposition revolves around extending the life and enhancing the appeal of client items, transforming what might be a routine repair into a reaffirmation of value and sentiment. The 9 operational units signify a foundational presence in the market, demonstrating a viable model for specialized retail services that meet a consistent consumer demand. The Fastfix franchise represents an appealing prospect for entrepreneurs keen on entering a segment characterized by consistent demand and the potential for strong customer relationships forged through dependable service. The commitment to quality

FPI Score

34/100

SBA Default Rate

8.3%

Active Lenders

3

Key Highlights

Low SBA default rate (8.3%)

Data Insights

Key performance metrics for Fast-Fix based on SBA lending data

SBA Default Rate

8.3%

1 of 12 loans charged off

SBA Loan Volume

12 loans

Across 3 lenders

Lender Diversity

3 lenders

Avg 4.0 loans per lender

Investment Tier

Mid-range investment

$83,000 – $465,961 total

Fast-Fix — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2014

5 approvals — best year on record for Fast-Fix.

Top SBA State

California

13 SBA-financed Fast-Fix locations — the densest operator footprint.

Average Loan Size

$186K

Median $811K — use as a sizing anchor when modeling your own $Fast-Fix unit.

Lender Concentration

65%

Concentrated

Share of Fast-Fix approvals captured by the top 3 SBA lenders.

Fast-Fix's SBA lending pipeline peaked in 2014 (5 approvals). The last five fiscal years account for 17% of cumulative volume ($835K approved). Operator density is highest in California with 13 SBA-financed locations. Average funded ticket sits at $186K, with the median at $811K. Lender mix is concentrated: the top three SBA lenders account for 65% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$66K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$859

Principal & Interest only

Locations

Fast-Fixunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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1 FDD Available for Fast-Fix

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Fast-Fix