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F

Fast-Fix

The total investment to open a Fast-Fix franchise ranges from $83,000 to $465,961. The initial franchise fee is $20,000. Ongoing royalties are 6% plus a 2% advertising fee.

What is the Fast-Fix franchise?

Fast Fix is a jewelry store that repairs jewelry and watches. Estimated total initial investment is $83,000 to $465,961, and the initial franchise fee is $20,000, according to the 2021 Franchise Disclosure Document.

The royalty is 6 percent of sales, and the advertising or brand fund fee is 2 percent. The franchise agreement term is 10 years.

Fast Fix is headquartered in Boca Raton, FL. The brand was founded in 1984.

Loan Activity Score

34/100

SBA Default Rate

8.3%

Active Lenders

3

According to its Franchise Disclosure Document or public business records, Fast-Fix has 10 locations, all owned by franchisees. Public SBA loan records show 3 lenders made 12 loans to franchisees of Fast-Fix. PeerSense calculates Fast-Fix's score as 34 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2021 Franchise Disclosure Document. To correct a figure, email the current FDD and the differing item numbers to info@peersense.com, and this page will be updated.

2021 FDD ON FILEJewelry Stores

Franchising since 1984 · 10 locations

Investment

$83,000 to $465,961

Franchise Fee

$20,000

Total Units

10

10 franchised

Loan Activity Score
Medium
34
SBA Lending
13
Lender Quality
5
Transparency
8
Reach
5
Momentum
3

Proprietary PeerSense metric

Limited
Capital Sources
3SBA lenders

Distinct lenders in public SBA records for Fast-Fix

12

Total SBA loans

$232K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Fast-Fix

Loan Activity Score Breakdown

Growing (10 to 24 loans)

Medium Confidence
34out of 100
Limited
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety13/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence5/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency8/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint5/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

8.3%

vs 10.8% peer avg

SBA Loans

12

Total Volume

$2.8M

Active Lenders

3

States

6

vs. SBA Sector Average

+2.5%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (8.3%)

Data Insights

Key performance metrics for Fast-Fix based on SBA lending data

SBA Default Rate

8.3%

2.5% below peer avg

SBA Loan Volume

12 loans

Across 3 lenders

Lender Diversity

3 lenders

Avg 4.0 loans per lender

Investment Tier

Mid range investment

$83,000 to $465,961 total

Fast-Fix: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2014

5 approvals. The best year on record for Fast-Fix.

Top SBA State

California

13 SBA financed Fast-Fix locations, the densest operator footprint.

Average Loan Size

$186K

Median $811K. Use as a sizing anchor when modeling your own Fast-Fix unit.

Lender Concentration

65%

Concentrated

Share of Fast-Fix approvals captured by the top 3 SBA lenders.

Fast-Fix's SBA lending pipeline peaked in 2014 (5 approvals). The last five fiscal years account for 17% of cumulative volume ($835K approved). Operator density is highest in California with 13 SBA financed locations. Average funded ticket sits at $186K, with the median at $811K. Lender mix is concentrated: the top three SBA lenders account for 65% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$66K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$859

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Fast-Fix, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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1 FDD Available for Fast-Fix

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.

Fast-Fix

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.