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Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
2024 FDD ON FILEATM Services
ACFN Franchised

ACFN Franchised

Franchising since 1996 · 233 locations

The total investment to open a ACFN Franchised franchise ranges from $37,838 - $59,921. The initial franchise fee is $25,000. ACFN Franchised currently operates 233 locations. Data sourced from the 2024 Franchise Disclosure Document.

Investment

$37,838 - $59,921

Franchise Fee

$25,000

Total Units

233

FPI Score

This franchise has not yet been scored by the Franchise Performance Index. Scores are calculated based on public FDD data, SBA loan performance, and system-level metrics.

Top SBA Lenders for ACFN Franchised

What is the ACFN Franchised franchise?

The Acfn Franchised franchise represents a distinctive opportunity within the resilient and foundational sector of financial services, specifically focusing on the provision of automated teller machine, or ATM, solutions. In an increasingly digital world, the enduring demand for physical cash and convenient access to banking services ensures a stable and critical role for the ATM industry, providing a tangible and immediate utility that complements the growth of digital payment methods. The Acfn Franchised franchise positions itself not merely as a provider of cash disbursement points, but as an integral partner for businesses across various sectors seeking to offer essential financial convenience to their customers and enhance their own foot traffic and sales. This model capitalizes on the consistent need for cash transactions across a diverse array of consumer touchpoints, ranging from bustling retail establishments and dynamic hospitality venues to vibrant entertainment complexes and large-scale event locations. The brand’s market position is deeply rooted in facilitating direct, instant access to funds for a broad spectrum of consumers, serving both banked and unbanked populations, and providing a dependable service that underpins local commerce. The Acfn Franchised franchise offers a system designed to empower individuals to operate a network of ATMs, leveraging an established framework for efficient deployment, proactive maintenance, and secure transaction processing. This business model allows franchisees to tap into the perpetual flow of cash commerce, providing a vital utility that directly supports local economies and influences consumer spending habits. The simplicity of use and widespread acceptance of ATM functionality underscore the fundamental value proposition of the Acfn Franchised franchise, offering a low-maintenance, high-demand service that caters to a diverse demographic seeking convenient access to their money. The strategic placement of ATMs by an

Key Highlights

233 locations nationwide

Data Insights

Key performance metrics for ACFN Franchised based on SBA lending data

Investment Tier

Low-cost entry

$37,838 – $59,921 total

Why ACFN Franchised Doesn't Appear in Public SBA Data

The SBA 7(a) program publishes loan-level data for every approved franchise borrower. ACFN Franchised does not currently appear in those public records — and that absence carries useful information for prospective franchisees evaluating this brand.

Likely explanations for the absence

  • Low capital requirements (under $50K total) often fall below the typical SBA loan threshold — operators self-fund or use personal credit instead.

Absence from SBA records does not mean a brand is un-fundable. It typically means the franchise system uses alternative capital sources, or that current franchisees self-fund, secure conventional bank financing, or roll over equity from a prior business sale rather than going through an SBA-guaranteed 7(a) loan. For prospective ACFN Franchised franchisees, the practical question is which financing path actually closes for this brand's profile.

Data window: SBA 7(a) approvals reported through the most recent FOIA release. Absence of ACFN Franchised from this window does not reflect lender denial — it reflects no 7(a)-program activity recorded for this brand in the public dataset.

Payment Estimator

Loan Amount$30K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$392

Principal & Interest only

Locations

ACFN Franchisedunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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2 FDDs Available for ACFN Franchised

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year-over-year trends. Request complimentary access through your PeerSense funding advisor.

ACFN Franchised