Skip to main content
Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026Prime Rate:6.75%Fed Funds:3.64%5-Yr Treasury:3.88%10-Yr Treasury:4.25%30-Yr Treasury:4.83%30-Yr Mortgage:6.22%·Updated Mar 19, 2026
Rates
Raining Berries

Raining Berries

Franchising since 2018 · 9 locations

The total investment to open a Raining Berries franchise ranges from $343,200 - $823,840. Raining Berries currently operates 9 locations (9 franchised). The top SBA 7(a) lenders for Raining Berries are Renasant Bank, Gulfside Bank and Central Bank. PeerSense FPI health score: 38/100.

Investment

$343,200 - $823,840

Total Units

9

9 franchised

FPI Score
Medium
38

Proprietary PeerSense metric

Fair
Capital Partners
5lenders available

Active capital sources verified for Raining Berries financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Growing (10-24 loans)

Medium Confidence
38out of 100
Fair

SBA Lending Performance

SBA Default Rate

9.1%

1 of 11 loans charged off

SBA Loans

11

Total Volume

$6.5M

Active Lenders

5

States

1

Top SBA Lenders for Raining Berries

What is the Raining Berries franchise?

The question every serious franchise investor asks before committing six figures is deceptively simple: does this brand have what it takes to still be growing in ten years? For investors evaluating the health-focused café segment, Raining Berries represents one of the more compelling emerging franchise opportunities in the limited-service restaurant space, built on a differentiated multi-category menu, a family-founded ethos rooted in over 200 years of coffee heritage, and a lean operational model engineered specifically to reduce overhead and accelerate returns. Founded in 2018 by Bimal Bhojani and his two children, Deah and Dylan Bhojani, the brand officially launched its franchise concept in 2020 from its headquarters in Tampa, Florida. Bimal Bhojani, who serves as both CEO and COO, brings global business experience to the brand, while Deah Bhojani leads digital marketing strategy and community engagement as Head of Marketing. The family's roots in the Ugandan coffee industry, with a legacy spanning more than two centuries, directly shaped the company's foundational commitment to authenticity and quality across every menu category. The Raining Berries franchise has grown to over 10 locations since franchising began, with current units concentrated across Central Florida and active expansion discussions underway in multiple additional U.S. states. Internationally, the brand has attracted significant investor interest and is actively seeking an experienced master developer for the United Kingdom market. This is not a mature, saturated system — it is a brand in the early-growth phase of what its leadership believes is a scalable national and global footprint. For franchise investors who understand that the highest returns in franchising typically accrue to those who enter during controlled early expansion, the Raining Berries franchise opportunity warrants rigorous independent analysis.

The limited-service restaurant industry that Raining Berries competes within is one of the largest and fastest-growing segments of the global food economy, and the specific health-café niche the brand occupies is capturing a disproportionate share of that growth. The global limited-service restaurant market was estimated at $871.02 billion in 2025 and is projected to reach approximately $1.44 trillion by 2034, growing at a compound annual growth rate of 5.7% across the forecast period. Within the United States specifically, the limited-service restaurant market is estimated at $97.85 billion in 2025 and is forecast to reach $133.71 billion by 2030, representing a U.S. CAGR of 6.45% — a rate that meaningfully outpaces general economic growth. The fast-casual segment, which most closely mirrors the Raining Berries positioning as an upscale, accessible, health-forward café concept, is projected to generate $84.5 billion in revenue between 2025 and 2029 at an even more aggressive CAGR of 13.7%, making it among the highest-growth sub-segments in the entire food service economy. Consumer trends directly support the Raining Berries model: demand for health-conscious options including organic, plant-based, gluten-free, and low-calorie foods is accelerating across every demographic, particularly among the brand's core target consumers — fitness enthusiasts, busy professionals, wellness seekers, and families seeking clean, flavorful dining alternatives. Digital ordering and delivery platform expansion is simultaneously boosting operational efficiency and broadening customer accessibility for concepts like Raining Berries that can implement these tools without the complexity of full-service kitchen infrastructure. The competitive landscape in the health café sub-segment remains relatively fragmented, meaning that a brand with strong operational standards, a distinctive menu, and an established franchise infrastructure can capture meaningful market share before consolidation dynamics take hold. The macro secular tailwinds — urbanization, convenience-seeking behavior, rising health consciousness, and the ongoing migration of consumer spending away from traditional fast food toward cleaner options — are not temporary trends. They represent a structural shift in how Americans eat, and Raining Berries has built its franchise model to sit directly at the intersection of all of them.

Understanding the Raining Berries franchise cost requires examining both the entry economics and the ongoing fee structure in the context of comparable limited-service restaurant franchise investments. The total initial investment range for a Raining Berries franchise runs from $343,200 on the low end to $823,840 at the high end, a spread of approximately $480,000 that reflects variability in factors such as geography, real estate conditions, build-out requirements, and market-specific construction costs. The International Franchise Association additionally cites a startup cost figure of $550,000 for the brand, which sits comfortably near the midpoint of the disclosed investment range and provides a useful planning benchmark for prospective investors modeling their capital requirements. One of the structurally distinctive features of the Raining Berries investment thesis is the brand's explicit decision to eliminate a full commercial kitchen from its operating model — a deliberate design choice that meaningfully reduces capital expenditures, lowers ongoing overhead costs, and simplifies the build-out process compared to full-service restaurant franchise concepts that routinely require $1 million or more in total investment. This no-commercial-kitchen model is not a compromise; it is an intentional operational engineering decision that allows franchisees to enter the market at a materially lower capital threshold while maintaining a diverse, premium menu. Prospective franchisees should be aware that while specific franchise fee and royalty rate details require direct engagement with the franchise development team, the brand confirms that franchisees are expected to be financially qualified with appropriate capital availability, creditworthiness, and resources for financial approval. The Raining Berries franchise is listed on the SBA Registry, meaning franchisees may access SBA-guaranteed loan programs and the brand's network of Preferred SBA Lenders — a meaningful advantage that expands the pool of qualified candidates and can reduce the equity capital required at closing. For investors evaluating where this opportunity sits on the accessibility spectrum, the $343,200 to $823,840 investment range positions Raining Berries as a mid-tier franchise investment — more capital-intensive than a mobile or home-based franchise, but substantially more accessible than a full-service restaurant or a large-format QSR conversion. The estimated company-wide annual revenue of approximately $9.5 million, combined with an estimated revenue per employee of $216,000, suggests a lean, productive labor model that is consistent with the brand's emphasis on operational efficiency and streamlined staffing.

The daily operating experience of a Raining Berries franchisee reflects a model engineered for simplicity without sacrificing quality across a multi-category premium menu. The concept spans five distinct menu pillars — premium coffee, organic acai bowls, clean smoothies, artisanal gelato, and fresh sandwiches — which collectively generate revenue traffic across multiple dayparts, from morning coffee and breakfast through midday meals and into evening dessert occasions. This multi-daypart structure is a significant operational advantage: unlike single-category concepts that experience concentrated traffic windows and dead periods, Raining Berries franchisees can drive consistent customer flow from open to close, which improves both labor utilization and top-line revenue potential. Franchisee Ian Clementson, who owns the Temple Terrace location in Tampa, has reported managing a staff of approximately 14 to 18 employees — a relatively lean headcount for a full-menu café concept that is consistent with the brand's emphasis on lower labor requirements and streamlined operations. The absence of a commercial kitchen eliminates the need for line cooks, expeditors, and back-of-house complexity, which directly reduces both staffing requirements and the skill threshold required to recruit and manage team members. Training for new franchisees is comprehensive and hands-on, covering coffee mastery, smoothie execution, acai bowl preparation, and gelato service through meticulously crafted Standard Operating Procedures developed by the corporate team. The franchisor also provides training for both staff and managers, marketing assistance, vendor relationship support, landlord negotiation assistance, and ongoing quality control — a full-stack support infrastructure that is particularly valuable for first-time franchise owners. The 7-step franchise development process moves systematically from an introductory qualification call through FDD review, a dedicated review call, Discovery Day, franchise award, and agreement signing, providing clear milestones that help prospective franchisees understand exactly where they stand at each stage. The store format is described as upscale, bright, and accessible — a community hub environment designed to attract students, professionals, families, and social groups, with local partnerships and community engagement driving loyalty and repeat visits.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for Raining Berries, which means that prospective franchisees cannot rely on franchisor-provided unit-level revenue or profit margin figures as part of their primary due diligence. This is not unusual for a franchise system of this scale and age — many emerging franchise brands with fewer than 50 units decline to make Item 19 disclosures during early growth phases, and the absence of a disclosure is not itself a negative indicator. What can be analyzed are the structural signals available from public data and operational design. The estimated company-wide annual revenue of $9.5 million across a network of over 10 locations implies average unit-level revenue in the range of approximately $700,000 to $950,000, depending on how corporate and franchise units are weighted — a figure that would be consistent with a premium health-café concept running a lean operational model in mid-to-high-traffic locations. The revenue per employee estimate of $216,000 is a meaningful efficiency signal: for a concept managing 14 to 18 team members per location, this implies total location-level revenue productivity that compares favorably to industry benchmarks for comparable limited-service concepts. The fast-casual industry average annual unit volume broadly ranges from $750,000 to $1.2 million depending on format and market, providing a useful external reference point for evaluating whether the Raining Berries model can achieve competitive unit economics. The elimination of commercial kitchen infrastructure has a direct impact on the cost side of the unit economics equation — reduced build-out costs, lower equipment maintenance expenses, reduced utility loads, and simplified staffing all contribute to a structurally lower cost base relative to full-service competitors. Investors conducting due diligence on the Raining Berries franchise investment should request detailed financial information directly from the franchisor, engage in validation calls with existing franchisees including Ian Clementson and other multi-unit candidates currently in the pipeline, and model conservative, base, and optimistic scenarios using industry benchmarks as reference inputs. The brand's SBA Registry status and access to Preferred SBA Lenders also signals a level of financial vetting that provides some additional confidence for investors evaluating the concept's bankability.

The Raining Berries franchise growth trajectory since franchising began in early 2020 reflects a deliberate, quality-controlled expansion strategy rather than a rapid unit proliferation model, and that distinction matters enormously to investors evaluating long-term system health. With over 10 franchise locations operating across Central Florida and national expansion discussions actively underway across multiple additional U.S. states, the brand is in the phase that franchise industry analysts typically describe as controlled early-growth — large enough to have proven the concept, small enough that prime territories remain available to early movers. The recent opening of the Orlando location at 413 N Alafaya Trail in Waterford Lakes — which the brand describes as the fastest-growing açai and coffee shop in the United States — and the Temple Terrace Tampa location demonstrate the brand's ability to execute in both suburban and urban market contexts. International momentum is also building: Raining Berries has attracted significant global investor interest and is specifically seeking an experienced operator for a master franchise opportunity in the United Kingdom, a market where the health-café concept aligns well with established consumer demand for premium coffee and wellness-oriented food options. The strategic partnership with Richard Davies, a recognized figure in ethical franchising, adds franchise development credibility to the executive team and signals a serious commitment to building the brand through franchising best practices rather than shortcuts. The brand's reported partnerships with professional athletes and Tampa Bay's first women's soccer team represent a community-engagement and brand-building strategy that creates local awareness at a fraction of traditional advertising costs while reinforcing the health and wellness positioning that defines the concept. The competitive moat for Raining Berries is built on several compounding factors: the multi-category menu that drives multi-daypart traffic, the community-hub store environment that fosters loyalty, the lean no-commercial-kitchen operating model that creates structural cost advantages, and the family-founded authenticity story rooted in 200-plus years of coffee heritage that differentiates the brand from generic smoothie or acai bowl competitors.

The ideal Raining Berries franchise candidate is a financially qualified, community-oriented operator who brings either business management experience or a strong operational background and who is motivated by the dual opportunity of building a profitable business and serving as a genuine community hub in their market. Ian Clementson's profile as an Air National Guardsman with limited prior business experience who successfully navigated the SBA loan process, developed a business plan, and launched a functioning multi-employee operation demonstrates that the brand is accessible to first-time franchise owners who are willing to engage seriously with the support infrastructure the franchisor provides. Multi-unit development is clearly on the strategic roadmap — multiple existing franchisees have expressed intentions to open additional stores, and the system's scalability by design makes multi-unit ownership a logical next step for operators who master the model at a single location. Geographic focus is currently concentrated in Central Florida, with active expansion into additional U.S. states underway, meaning that investors in markets outside Florida who move through the qualification process in the near term may have access to territories that will be more competitive and expensive to acquire as the brand scales. The international master franchise opportunity in the United Kingdom represents a fundamentally different investment profile — master developers are typically expected to bring substantial capital resources, local market knowledge, and sub-franchising infrastructure to build out an entire national territory. The 7-step franchise development process provides a clear, structured timeline from initial qualification to franchise award, though prospective investors should budget a minimum of 60 to 120 days for the full process from introductory call through agreement execution and build-out commencement.

For investors conducting serious due diligence on the health-focused café segment, the Raining Berries franchise opportunity presents a differentiated investment thesis that deserves careful, data-driven analysis within the context of a rapidly expanding industry. The brand operates in a limited-service restaurant market projected to exceed $1.44 trillion globally by 2034, occupying the fast-casual health-café niche that is growing at 13.7% annually — among the highest-growth sub-segments in all of food service. The initial investment range of $343,200 to $823,840, combined with SBA Registry eligibility and access to Preferred SBA Lenders, creates an entry pathway that is financially accessible relative to the competitive landscape the brand is entering. The no-commercial-kitchen operational model, the multi-daypart menu spanning coffee, acai, smoothies, gelato, and sandwiches, and the family-founded story rooted in 200-plus years of Ugandan coffee heritage collectively form a brand identity that is both operationally efficient and emotionally resonant with health-conscious consumers. The FPI Score of 38, which PeerSense rates as Fair, reflects the brand's early-stage development status and the inherent uncertainty that accompanies any franchise system with fewer than 50 units — but it also correctly frames this as a risk-aware opportunity rather than a negative verdict. PeerSense provides exclusive due diligence data including SBA lending history, FPI score, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow franchise investors to evaluate Raining Berries against competing concepts across every relevant dimension before committing capital. Explore the complete Raining Berries franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

38/100

SBA Default Rate

9.1%

Active Lenders

5

Key Highlights

Low SBA default rate (9.1%)

Data Insights

Key performance metrics for Raining Berries based on SBA lending data

SBA Default Rate

9.1%

1 of 11 loans charged off

SBA Loan Volume

11 loans

Across 5 lenders

Lender Diversity

5 lenders

Avg 2.2 loans per lender

Investment Tier

Significant investment

$343,200 – $823,840 total

Raining Berries — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2022

6 approvals — best year on record for Raining Berries.

Top SBA State

Florida

11 SBA-financed Raining Berries locations — the densest operator footprint.

Average Loan Size

$589K

Median $567K — use as a sizing anchor when modeling your own $Raining Berries unit.

Lender Concentration

81.8%

Concentrated

Share of Raining Berries approvals captured by the top 3 SBA lenders.

Raining Berries's SBA lending pipeline peaked in 2022 (6 approvals). The last five fiscal years account for 100% of cumulative volume ($6.5M approved). Operator density is highest in Florida with 11 SBA-financed locations. Average funded ticket sits at $589K, with the median at $567K. Lender mix is concentrated: the top three SBA lenders account for 81.8% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$275K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$3,553

Principal & Interest only

Locations

Raining Berriesunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

Explore Funding for Raining Berries

Our business financing consultants help connect you with the right lending partners. No retainers — referral fee paid at closing.

One more step: check the consent box above and type your full legal name as signature to enable submission.

No retainers · Referral fee at closing

Or get an instant analysis

Scan Your Deal Instantly
Raining Berries