SC Fuels - Southern Counties O
The total investment to open a SC Fuels - Southern Counties O franchise ranges from $787,500 to $2.3M.
What is the SC Fuels - Southern Counties O franchise?
SC Fuels Southern Counties O operates a gas station with a convenience store, selling fuel and everyday items to drivers and local customers. The estimated total initial investment is $787,500 to $2,338,400.
The brand is headquartered in ANZA, CA. It was founded in 1930.
Loan Activity Score
49/100
SBA Default Rate
0.0%
Active Lenders
5
According to its Franchise Disclosure Document or public business records, SC Fuels - Southern Counties O has 14 locations, all owned by franchisees. Public SBA loan records show 5 lenders made 7 loans to franchisees of SC Fuels - Southern Counties O. PeerSense calculates SC Fuels - Southern Counties O's score as 49 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1930 · 14 locations
$787,500 to $2.3M
14
14 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for SC Fuels - Southern Counties O
7
Total SBA loans
$1.4M
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for SC Fuels - Southern Counties O
Loan Activity Score Breakdown
Emerging (3 to 9 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 13.6% peer avg
SBA Loans
7
Total Volume
$9.9M
Active Lenders
5
3 selective
States
1
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for SC Fuels - Southern Counties O based on SBA lending data
SBA Default Rate
0.0%
13.6% below peer avg
SBA Loan Volume
7 loans
Across 5 lenders
Lender Diversity
5 lenders
Avg 1.4 loans per lender
Investment Tier
Premium investment
$787,500 to $2,338,400 total
SC Fuels - Southern Counties O: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2021
6 approvals. The best year on record for SC Fuels - Southern Counties O.
Top SBA State
California
13 SBA financed SC Fuels - Southern Counties O locations, the densest operator footprint.
Average Loan Size
$1.6M
Median $1.8M. Use as a sizing anchor when modeling your own SC Fuels - Southern Counties O unit.
Lender Concentration
46.7%
Concentrated
Share of SC Fuels - Southern Counties O approvals captured by the top 3 SBA lenders.
SC Fuels - Southern Counties O's SBA lending pipeline peaked in 2021 (6 approvals). The last five fiscal years account for 157% of cumulative volume ($18M approved). Operator density is highest in California with 13 SBA financed locations. Average funded ticket sits at $1.6M, with the median at $1.8M. Lender mix is concentrated: the top three SBA lenders account for 46.7% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$8,152
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
SC Fuels - Southern Counties O, unit breakdown
Explore Funding for SC Fuels - Southern Counties O
Our business financing consultants help connect you with the right lending partners. Referral fee paid at closing.
Or get an instant analysis
Scan Your Deal InstantlyPage Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman