CAP America
Franchising since 1985 · 414 locations
The total investment to open a CAP America franchise ranges from Up to $134,480. The initial franchise fee is $72,000. Ongoing royalties are 15% plus a 2.5% advertising fee. CAP America currently operates 414 locations (414 franchised). Data sourced from the 2026 Franchise Disclosure Document.
Up to $134,480
$72,000
414
414 franchised
FPI Score
This franchise has not yet been scored by the Franchise Performance Index. Scores are calculated based on public FDD data, SBA loan performance, and system-level metrics.
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What is the CAP America franchise?
Cap America, Inc., established its roots as a Missouri corporation on December 1, 1985, evolving into a distinguished entity primarily recognized for its robust manufacturing and distribution of quality headwear. With its principal business operations headquartered at 2400 County Road 155, Fredericktown, Missouri 63645, the company has cultivated nearly two decades of experience in the wholesale sector before strategically venturing into direct retail franchising. The decision to offer the Cap America franchise opportunity commenced in 2004, marking a significant expansion into the retail landscape, allowing entrepreneurs to leverage an established brand in custom apparel and promotional products. The core offering involves the operation of a dedicated retail store, specializing in the sale of imprinted and embroidered headwear, various apparel items, and a diverse range of promotional products. This model builds upon Cap America, Inc.'s extensive manufacturing capabilities, providing franchisees with a direct link to a proven supply chain for high-quality goods. The brand is positioned to serve a broad clientele, including local businesses, educational institutions, sports teams, civic organizations, and individual consumers seeking personalized items. This integrated approach, from manufacturing to a retail storefront, distinguishes the offering by providing a comprehensive solution in the custom product market. The brand emphasizes delivering high-quality, customizable merchandise, aiming to capture a significant share of the localized custom apparel and promotional goods segment. The initiation of the franchise program in 2004 represented a pivotal moment for the company, transitioning from a wholesale focus to empowering independent business owners with a retail model designed for direct customer engagement and service. The brand's long
Key Highlights
Franchise Financing Resources
Why CAP America Doesn't Appear in Public SBA Data
The SBA 7(a) program publishes loan-level data for every approved franchise borrower. CAP America does not currently appear in those public records — and that absence carries useful information for prospective franchisees evaluating this brand.
Absence from SBA records does not mean a brand is un-fundable. It typically means the franchise system uses alternative capital sources, or that current franchisees self-fund, secure conventional bank financing, or roll over equity from a prior business sale rather than going through an SBA-guaranteed 7(a) loan. For prospective CAP America franchisees, the practical question is which financing path actually closes for this brand's profile.
Capital paths PeerSense places for food, restaurant & retail concepts
SBA 7(a) Loans
Build-out, unit acquisition, and working capital for food and retail franchises.
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Equipment Financing
Kitchen equipment, POS systems, and capital-intensive build-outs.
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Franchise Partner Buyout Financing
Senior debt for partner buyouts and multi-unit roll-ups.
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Commercial Real Estate Loans
Owner-occupied or investor-owned restaurant real estate.
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Payment Estimator
Estimated Monthly Payment
$5,176
Principal & Interest only
Locations
CAP America — unit breakdown
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