Skip to main content
✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:4.78%↓✦10 Yr Treasury:4.98%↓✦30 Yr Treasury:5.32%↓✦30 Yr Mortgage:7.24%·Updated Oct 29, 2026✦Prime Rate:7.00%✦Fed Funds:3.75%✦5 Yr Treasury:4.78%↓✦10 Yr Treasury:4.98%↓✦30 Yr Treasury:5.32%↓✦30 Yr Mortgage:7.24%·Updated Oct 29, 2026
Rates
Paul W. Davis Systems

Paul W. Davis Systems

The total investment to open a Paul W. Davis Systems franchise ranges from $50,000 to $311,400. The initial franchise fee is $50,000.

What is the Paul W. Davis Systems franchise?

Paul W Davis Systems operates in the All Other Insurance Related Activities category and is headquartered in Arvada, CO. The system has 46 total units, giving it an established network of independent owner operators that provide support services across the insurance industry. This category can include claims processing, risk assessment, compliance consulting, specialized administrative support, claims adjusting, actuarial services, insurance investigation, policy processing, and risk management strategy development. These services support insurance companies, brokers, agents, and policyholders. The broader insurance industry has regulatory complexity and an ongoing role in economic stability, creating demand for businesses that assist with specialized work and efficient operations. Paul W Davis Systems focuses on these support activities. Its Loan Activity Score is 36, which provides one reference point for prospective investors reviewing the system, its operating results, and franchisee satisfaction. The Arvada, CO headquarters also serves as a central point for guidance and coordination across the 46 units.

All Other Insurance Related Activities is part of the global financial services sector and covers specialized functions beyond the direct underwriting and sale of insurance policies. Claims adjusting, actuarial services, insurance investigation, policy processing, and risk management strategies are examples of work within this classification. Insurance products can be complex, and regulatory requirements continue to change. Those conditions create demand for support services that promote efficiency, compliance, and accuracy throughout the insurance value chain. Insurance carriers and agencies may use outside providers when they lack certain expertise in house or prefer specialized assistance. Demand is supported by the necessary role of insurance in modern economies, the digitalization of insurance operations, more sophisticated risk modeling, and the continuing use of data analytics in underwriting and claims work. New products, including cyber liability and specialized professional indemnities, also require support services suited to their specific risks. Paul W Davis Systems operates within this environment, where careful record keeping, regulatory compliance, and dependable service are central requirements. The category is described as recession resistant and continues to change as insurance needs develop.

The initial franchise fee for Paul W Davis Systems is $50,000. That fee gives a franchisee the right to use the Paul W Davis Systems brand name, proprietary operating system, and trademarks, along with access to initial training and support materials developed by the headquarters in Arvada, CO. It is the entry fee for joining a system with 46 units. The total estimated investment ranges from $50,000 to $311,400. The range reflects different operating models and business setups. The lower amount suggests that some versions of the business may operate with limited overhead, potentially from a home based or highly mobile format, with the franchise fee representing a substantial part of the initial outlay. The higher amount may cover a more extensive setup, including leasehold improvements for an office, specialized computer systems and software for insurance related work, initial marketing and advertising, professional liability insurance, business licenses and insurance industry certifications, working capital for early operating expenses, and the hiring and training of initial staff. The Franchise Disclosure Document would provide the detailed allocation of these costs. Buyers should compare the investment range with the scale of operation they intend to build.

Paul W Davis Systems presents an operating model supported by the experience and methods of its franchise network in All Other Insurance Related Activities. Detailed operating procedures and training curricula are not specified, but a system with 46 units would generally provide a framework for running the business. Initial training would be expected to address the services offered by Paul W Davis Systems, client acquisition, operating practices, and compliance with insurance industry regulations. Because the work involves insurance related activities, training would also be expected to emphasize accurate record keeping, data security, and proprietary software or systems that support consistency across locations. Ongoing assistance may include a support team, updates concerning industry trends and regulatory changes, marketing guidance for attracting and retaining clients, and continuing education. The Arvada, CO headquarters is the central point for these resources and shared knowledge across all 46 units. Standardized processes can help protect brand consistency and service quality in a professional services business where trust and reliability matter. That structure allows franchisees to concentrate on client service and business growth while following the system’s established methods.

In this case, buyers should review the FDD for any financial information and speak with existing Paul W Davis Systems owners within the network of 46 units. Results in All Other Insurance Related Activities can depend on the franchisee’s ability to acquire and retain clients, the efficiency of daily processes, pricing for specialized services, and control of overhead. The broader insurance market can provide continuing demand for support work, which may contribute to steady revenue for a well managed unit. Local competition, individual sales and marketing efforts, and adherence to the Paul W Davis Systems operating model can also affect results. Owner validation calls can add practical information about financial experiences and the realities of operating the business. Those discussions should be considered alongside the initial franchise fee of $50,000 and the total estimated investment of $50,000 to $311,400 rather than relying only on category averages or broad market trends.

The 46 total units indicate measured expansion in the All Other Insurance Related Activities sector. The current unit count reflects a system that has moved beyond its early stage and established a presence across multiple locations, although specific historical growth rates and annual unit additions are not detailed. A recognized brand in insurance support services may give franchisees a level of trust and credibility that an independent startup must build over time. Reliability and expertise are especially relevant in this sector, making the connection to the Arvada, CO headquarters a potential business asset. A standardized operating system can support consistent service and operating practices across the 46 units, which may help client satisfaction and reduce complexity for franchisees. The franchisee network can provide shared learning, operating practices, and possible collaborative projects. The specialized nature of All Other Insurance Related Activities also addresses a niche that requires particular knowledge and skills. Paul W Davis Systems gives franchisees a framework for delivering these support services. Its Loan Activity Score of 36 offers another reference point when considering franchisee sentiment and operating effectiveness.

A suitable Paul W Davis Systems franchisee would bring professional judgment, interest in the insurance sector, and the financial capacity to meet the investment requirements. Organizational ability, close attention to detail, and a commitment to regulatory compliance are useful in All Other Insurance Related Activities. Experience in insurance, finance, or another service oriented field can help an owner understand client needs and industry conditions. Strong communication skills are also important when building relationships with insurance companies, agencies, and individual clients. The franchise fee is $50,000, and the total estimated investment ranges from $50,000 to $311,400, so a prospective owner must be prepared to fund the launch and sustain operations. Specific exclusive territory rights are not detailed. Service businesses in this category may seek clients within a defined geographic area or provide services virtually, depending on the support functions offered. Because much of the work can be business to business, client relationships may extend beyond strict geographic boundaries, while a local presence can remain useful for initial contact and support. The Arvada, CO headquarters sets the overall strategic direction for the 46 units and helps maintain shared brand and operating standards.

Paul W Davis Systems offers an opportunity to enter All Other Insurance Related Activities, a sector that supports the wider insurance system. The franchise has 46 units and is headquartered in Arvada, CO. Its financial requirements include a $50,000 initial franchise fee and a total estimated investment of $50,000 to $311,400. The business model centers on support services within an insurance environment that requires specialized knowledge, accurate work, and attention to regulation. Insurance is a necessary part of economic activity, and the category continues to change as products, technology, risk modeling, and claims processes develop. The operating structure, standardized processes, and support available through the franchisor are intended to help franchisees deliver services within this professional market. Buyers considering the opportunity should weigh the unit count, investment range, service requirements, operating model, and their own ability to acquire clients and manage the business.

Loan Activity Score

36/100

SBA Default Rate

8.6%

Active Lenders

30

According to its Franchise Disclosure Document or public business records, Paul W. Davis Systems has 48 locations, all owned by franchisees. Public SBA loan records show 30 lenders made 58 loans to franchisees of Paul W. Davis Systems. PeerSense calculates Paul W. Davis Systems's score as 36 out of 100, using public SBA loan performance and recent lending activity.

48 locations

Investment

$50,000 to $311,400

Franchise Fee

$50,000

Total Units

48

48 franchised

Loan Activity Score
High
36
SBA Lending
13
Lender Quality
7
Transparency
4
Reach
9
Momentum
3

Proprietary PeerSense metric

Fair
Capital Sources
30SBA lenders

Distinct lenders in public SBA records for Paul W. Davis Systems

58

Total SBA loans

$154K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Paul W. Davis Systems

Loan Activity Score Breakdown

Established (25 to 99 loans)

High Confidence
36out of 100
Fair
Market Momentum3/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety13/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence7/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency4/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint9/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

8.6%

vs 10.8% peer avg

SBA Loans

58

Total Volume

$8.9M

Active Lenders

30

7 selective

States

29

vs. SBA Sector Average

+2.2%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (8.6%)

Data Insights

Key performance metrics for Paul W. Davis Systems based on SBA lending data

SBA Default Rate

8.6%

2.2% below peer avg

SBA Loan Volume

58 loans

Across 30 lenders

Lender Diversity

30 lenders

Avg 1.9 loans per lender

Investment Tier

Mid range investment

$50,000 to $311,400 total

Paul W. Davis Systems: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2002

9 approvals. The best year on record for Paul W. Davis Systems.

Top SBA State

Indiana

5 SBA financed Paul W. Davis Systems locations, the densest operator footprint.

Average Loan Size

$154K

Median $100K. Use as a sizing anchor when modeling your own Paul W. Davis Systems unit.

Lender Concentration

32.8%

Moderately Spread

Share of Paul W. Davis Systems approvals captured by the top 3 SBA lenders.

Paul W. Davis Systems's SBA lending pipeline peaked in 2002 (9 approvals). Operator density is highest in Indiana with 5 SBA financed locations. Average funded ticket sits at $154K, with the median at $100K. Lender mix is moderately spread: the top three SBA lenders account for 32.8% of approvals. Meaningful choice exists, but specific lenders carry the brand.

Payment Estimator

Loan Amount$40K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$518

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Paul W. Davis Systems, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

Explore Funding for Paul W. Davis Systems

Our business financing consultants help connect you with the right lending partners. Referral fee paid at closing.

Optional: checking the consent box lets us call or text you about your funding. You can still submit without it.

Referral fee at closing

Or get an instant analysis

Scan Your Deal Instantly
Paul W. Davis Systems

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.