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Club Tan

Club Tan

According to its Franchise Disclosure Document or public business records, Club Tan has 1 location, all owned by franchisees. Public SBA loan records show 1 lender made 1 loan to franchisees of Club Tan. PeerSense calculates Club Tan's score as 38 out of 100, using public SBA loan performance and recent lending activity.

What is the Club Tan franchise?

Club Tan operates in the Other Personal Care Services category and currently has one unit. The concept focuses on personal care services intended to support appearance, well being, relaxation, and self confidence. Its model is built around delivering consistent services within a defined business system while responding to consumer interest in self care. As an early stage franchisor, Club Tan gives initial franchisees a chance to participate in the brand’s development and help establish its presence in new markets. The existing unit serves as the initial example of the company’s service model and operating standards. A limited current footprint may also give early operators an opportunity to seek territories and participate closely in the brand’s planned nationwide expansion. Personal care businesses often depend on repeat visits, direct customer relationships, and community involvement. Club Tan’s stated direction centers on developing a recognizable brand and maintaining customer satisfaction as the system grows. Early franchisees may work closely with the franchisor while the operating model and market presence continue to develop. The concept addresses demand connected to personal enhancement, personal care, and relaxation.

The global personal care services market includes specialized beauty treatments, wellness therapies, and niche grooming services. It was estimated at approximately $475 billion in 2023. Industry analysts project a Compound Annual Growth Rate of approximately 5.5% to 6.5% from 2024 through 2030, with the market potentially exceeding $700 billion by the end of that period. Demand is supported by growing attention to physical appearance, mental health, and overall well being. Consumers in key global economies also have rising disposable incomes, while personal care services are increasingly viewed as part of a modern lifestyle rather than as discretionary luxuries. Urbanization brings larger and more diverse customer groups together in metropolitan areas, increasing the importance of convenient access to service providers. Technology has changed how operators book appointments, recommend services, manage transactions, and serve customers. Online booking, data analytics used for personalized recommendations, and contactless payment systems have contributed to operational efficiency and customer convenience. Consumers are also seeking services tailored to their individual preferences. Sustainability and ethical sourcing are influencing purchasing decisions, leading some providers to adopt environmentally conscious and socially responsible practices. These conditions create an environment for franchise concepts that can meet expectations for quality, convenience, and personalized wellness and beauty services. Club Tan operates within this expanding personal care market and intends to build its presence by addressing those preferences.

Opening a Club Tan franchise requires a financial commitment tied to a branded personal care services operation. The Franchise Disclosure Document provides details concerning the initial franchise fee, total investment range, ongoing royalty rates, and advertising fund contributions. The initial franchise fee gives the franchisee the right to use the Club Tan name, proprietary systems, and operating methods. It generally covers initial training, help with site selection, and launch support. Total startup costs can include facility tenant improvements, specialized equipment and technology, opening supplies and retail products, signage, grand opening marketing, and working capital for the first months of operation. The amount required can vary with the location, facility size, local construction costs, and equipment needed for the services offered. Franchisees generally pay an ongoing royalty calculated as a percentage of gross sales. Those payments support continuing assistance, brand development, and system improvements. Franchisees also generally contribute to an advertising fund used for broader marketing and brand awareness efforts across the Club Tan network. Prospective owners are expected to meet liquid capital requirements so they have readily available funds for startup expenses and financial stability. Franchisors also consider net worth, which reflects an applicant’s assets and overall financial position and may be relevant when seeking financing, including Small Business Administration loans. Any Club Tan financing assistance programs would be described in the FDD. Franchisors may also maintain relationships with third party lenders and provide qualified applicants with guidance related to loan applications and financial planning. A review of the FDD is central to understanding the full monetary commitment and completing due diligence before investing.

Club Tan describes a support structure intended to give franchisees the training, systems, and operating guidance needed to manage the business. Initial training is expected to cover the full franchise model and may include an intensive onboarding program for owners and operators. That program may combine several weeks of classroom instruction with practical experience at a corporate or designated training facility. Topics can include proprietary service procedures, operation of personal care equipment, customer service, inventory control, local marketing, staff recruitment, staff training, and use of the brand’s point of sale and operating software. Continued education and refresher training help franchisees and employees stay current with service changes, industry developments, and operating standards. Each franchisee receives an operations manual that sets out daily procedures, policies, and other operating guidance. Marketing materials and support for local promotions help owners present their location within the community using established brand messages and promotional assets. The franchisor may assist with site selection by reviewing demographics, traffic patterns, and visibility. Launch support can include recommendations for facility layout, equipment purchasing, and grand opening activities. Ongoing business coaching and consulting may give franchisees access to mentors and operational advisors who can address challenges and suggest ways to improve performance. The support system is intended to reduce some of the risks involved in starting a new business while giving owners access to the experience and resources developed within the franchise system.

The information may be separated by location type or by how long a unit has operated. Actual results can differ according to location, management effectiveness, market conditions, and local competition. PeerSense has assigned the Club Tan franchise a Loan Activity Score of 38. The score is an independent comparative measure developed by PeerSense to reflect different aspects of a franchise system’s health and performance. Its underlying methodology is proprietary. Measures commonly associated with this type of evaluation include franchisee satisfaction, system growth, financial stability, and support infrastructure. A Loan Activity Score of 38 is one data point for an investor reviewing Club Tan and should be considered with the broader information in the PeerSense profile and the FDD.

Club Tan currently has one unit, placing the franchise in an early stage of development. That position may allow the first franchisees to work closely with the franchisor as the company establishes its foundation for expansion. A single unit also means the brand has limited operating history at the franchise system level. Its current priority is to refine service delivery and operations in the existing location and develop a model that can be repeated in future units. Anticipated points of distinction in the Other Personal Care Services market include proprietary service procedures designed to create consistent customer experiences. Club Tan also aims to provide a relaxing, professional setting that encourages repeat visits and customer loyalty. Technology may support online booking, personalized client management, and daily operating functions, helping improve convenience and the customer experience. Training and professional development for employees are expected to support service quality and protect the brand’s standards. The ability to respond to changing consumer preferences and add new personal care services may help the concept remain relevant. Club Tan also plans to build community relationships and local engagement at each location, which can support a loyal customer base seeking personal attention and quality care. Early franchisees may have the chance to grow alongside the company, pursue larger territories, and participate in any future increase in brand recognition.

An appropriate Club Tan franchisee would have an interest in personal care and wellness, sound business judgment, and a willingness to remain involved in daily operations. The FDD would provide the specific requirements. Franchisors in this category commonly look for customer service or business management experience, along with an understanding of client relationships and efficient operations. Following brand standards and creating positive customer experiences are central because personal care businesses depend heavily on satisfaction and repeat business. Applicants also need financial readiness, including enough liquid capital and net worth to cover the investment and support the early operating period. A clear financing plan may be part of that preparation. Club Tan seeks owners who want to build community relationships and engage with the local market. Leadership and people management abilities are useful for recruiting, training, and retaining service professionals. Franchisees must be willing to follow the established operating system while contributing observations about local market conditions. Territory planning would generally involve reviewing demographics, traffic, visibility, and nearby competition. A suitable area may have a large population interested in self care, beauty, and wellness services, along with convenient access and sufficient parking. The franchisor would work with qualified candidates to identify locations and territories that support each unit and contribute to expansion across regions.

Loan Activity Score

38/100

SBA Default Rate

0.0%

Active Lenders

1

1 location

Total Units

1

1 franchised

Loan Activity Score
Low
38
SBA Lending
18
Lender Quality
3
Transparency
2
Reach
3
Momentum
12

Proprietary PeerSense metric

Fair
Capital Sources
1SBA lenders

Distinct lenders in public SBA records for Club Tan

1

Total SBA loans

$30K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Club Tan

Loan Activity Score Breakdown

New or niche (1 to 2 loans)

Limited Data
38out of 100
Fair
Market Momentum12/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety18/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence3/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency2/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint3/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

0.0%

vs 10.8% peer avg

SBA Loans

1

Total Volume

$0.0M

Active Lenders

1

States

1

vs. SBA Sector Average

+10.8%lower default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Low SBA default rate (0.0%)

Data Insights

Key performance metrics for Club Tan based on SBA lending data

SBA Default Rate

0.0%

10.8% below peer avg

SBA Loan Volume

1 loans

Across 1 lender

Lender Diversity

1 lender

Avg 1.0 loans per lender

Club Tan: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2005

1 approval. The best year on record for Club Tan.

Top SBA State

Arizona

1 SBA financed Club Tan locations, the densest operator footprint.

Average Loan Size

$30K

Median $30K. Use as a sizing anchor when modeling your own Club Tan unit.

Lender Concentration

100%

Concentrated

Share of Club Tan approvals captured by the top 3 SBA lenders.

Club Tan's SBA lending pipeline peaked in 2005 (1 approval). Operator density is highest in Arizona with 1 SBA financed locations. Average funded ticket sits at $30K, with the median at $30K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$400K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$5,176

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Club Tan, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Club Tan

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman