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Mrs. Powell's Cinnamon Rolls

Mrs. Powell's Cinnamon Rolls

Franchising since 1984 · 3 locations

The total investment to open a Mrs. Powell's Cinnamon Rolls franchise ranges from $69,200 - $359,000. Mrs. Powell's Cinnamon Rolls currently operates 3 locations (3 franchised). The top SBA 7(a) lenders for Mrs. Powell's Cinnamon Rolls are U.S. Bank, MISSINGMAINBANKID and Wells Fargo Bank. PeerSense FPI health score: 29/100.

Investment

$69,200 - $359,000

Total Units

3

3 franchised

FPI Score
Medium
29

Proprietary PeerSense metric

Limited
Capital Partners
3lenders available

Active capital sources verified for Mrs. Powell's Cinnamon Rolls financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Emerging (3-9 loans)

Medium Confidence
29out of 100
Limited

SBA Lending Performance

SBA Default Rate

40.0%

2 of 5 loans charged off

SBA Loans

5

Total Volume

$1.0M

Active Lenders

3

States

3

Top SBA Lenders for Mrs. Powell's Cinnamon Rolls

What is the Mrs. Powell's Cinnamon Rolls franchise?

Mrs Powells Cinnamon Rolls franchise emerges from a rich tradition of crafting exceptional baked goods, establishing its roots in January 1982 in the scenic community of Boise, Idaho. The brand quickly captivated local palates with its unwavering commitment to quality and value, mirroring a no-frills philosophy that prioritizes the product above extraneous amenities. From its inception, Mrs Powells Cinnamon Rolls was designed to offer an unparalleled cinnamon roll experience, eschewing lavish dining rooms or expansive playgrounds in favor of streamlined service and an intense focus on the core offering. This strategic approach allowed the brand to deliver meticulously prepared cinnamon rolls and complementary beverages at highly competitive prices, ensuring accessibility for a broad customer base. The initial opening in 1982 was met with enthusiastic reception, with customers eager to experience the distinctive taste and efficient service, leading to sales figures that significantly surpassed early projections. This early success underscored the market's demand for a high-quality, convenient, and affordably priced dessert option. As of 2020, the Mrs Powells Cinnamon Rolls franchise is proudly owned by Ultimate Franchise Systems, a dynamic venture management company renowned for developing robust ownership positions within midsize businesses, particularly within the restaurant and dessert industry. The strategic acquisition by Ultimate Franchise Systems has brought enhanced operational insights and a renewed focus on scalable growth, while preserving the foundational values of the brand. The corporate headquarters for Mrs Powells Cinnamon Rolls are strategically located at 537 Market St., #301, Boise, ID, USA, maintaining a strong connection to its historical origins and fostering centralized support for its growing network of franchise locations. This location serves

FPI Score

29/100

SBA Default Rate

40.0%

Active Lenders

3

Key Highlights

Data Insights

Key performance metrics for Mrs. Powell's Cinnamon Rolls based on SBA lending data

SBA Default Rate

40.0%

2 of 5 loans charged off

SBA Loan Volume

5 loans

Across 3 lenders

Lender Diversity

3 lenders

Avg 1.7 loans per lender

Investment Tier

Mid-range investment

$69,200 – $359,000 total

Mrs. Powell's Cinnamon Rolls — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

1999

1 approvals — best year on record for Mrs. Powell's Cinnamon Rolls.

Top SBA State

Utah

2 SBA-financed Mrs. Powell's Cinnamon Rolls locations — the densest operator footprint.

Average Loan Size

$194K

Median $139K — use as a sizing anchor when modeling your own $Mrs. Powell's Cinnamon Rolls unit.

Lender Concentration

100%

Concentrated

Share of Mrs. Powell's Cinnamon Rolls approvals captured by the top 3 SBA lenders.

Mrs. Powell's Cinnamon Rolls's SBA lending pipeline peaked in 1999 (1 approvals). Operator density is highest in Utah with 2 SBA-financed locations. Average funded ticket sits at $194K, with the median at $139K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$55K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$716

Principal & Interest only

Locations

Mrs. Powell's Cinnamon Rollsunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Mrs. Powell's Cinnamon Rolls