Office Evolution
The total investment to open a Office Evolution franchise ranges from $192,000 to $451,000.
What is the Office Evolution franchise?
Office Evolution provides office workspace for small business owners, independent consultants and remote workers. The estimated total initial investment is $192,000 to $451,000, according to the 2024 Franchise Disclosure Document.
The company was founded in 2020 and is headquartered in Ohio.
Loan Activity Score
57/100
SBA Default Rate
6.5%
Active Lenders
22
According to its Franchise Disclosure Document or public business records, Office Evolution has 40 locations, all owned by franchisees. Public SBA loan records show 22 lenders made 46 loans to franchisees of Office Evolution. PeerSense calculates Office Evolution's score as 57 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2024 Franchise Disclosure Document.
Franchising since 2020 · 40 locations
$192,000 to $451,000
40
40 franchised
Proprietary PeerSense metric
ModerateDistinct lenders in public SBA records for Office Evolution
46
Total SBA loans
$468K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Office Evolution
Loan Activity Score Breakdown
Established (25 to 99 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
6.5%
vs 7.6% peer avg
SBA Loans
46
Total Volume
$21.5M
Active Lenders
22
6 selective
States
19
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Office Evolution based on SBA lending data
SBA Default Rate
6.5%
1.1% below peer avg
SBA Loan Volume
46 loans
Across 22 lenders
Lender Diversity
22 lenders
Avg 2.1 loans per lender
Investment Tier
Significant investment
$192,000 to $451,000 total
Office Evolution: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2018
10 approvals. The best year on record for Office Evolution.
Top SBA State
Texas
7 SBA financed Office Evolution locations, the densest operator footprint.
Average Loan Size
$468K
Median $350K. Use as a sizing anchor when modeling your own Office Evolution unit.
Lender Concentration
47.8%
Concentrated
Share of Office Evolution approvals captured by the top 3 SBA lenders.
Office Evolution's SBA lending pipeline peaked in 2018 (10 approvals). The last five fiscal years account for 33% of cumulative volume ($7.3M approved). Operator density is highest in Texas with 7 SBA financed locations. Average funded ticket sits at $468K, with the median at $350K. Lender mix is concentrated: the top three SBA lenders account for 47.8% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$1,988
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Office Evolution, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman