Teddy's Bigger Burgers
The total investment to open a Teddy's Bigger Burgers franchise ranges from $410,500 to $612,800. Ongoing royalties are 4%.
What is the Teddy's Bigger Burgers franchise?
Teddy's Bigger Burgers is a restaurant that sells burgers to people looking for a casual meal. Estimated total initial investment is $410,500 to $612,800.
The ongoing royalty is 4 percent of sales. The brand was founded in 1998 and is headquartered in HI.
Loan Activity Score
45/100
SBA Default Rate
0.0%
Active Lenders
2
According to its Franchise Disclosure Document or public business records, Teddy's Bigger Burgers has 2 locations, all owned by franchisees. Public SBA loan records show 2 lenders made 2 loans to franchisees of Teddy's Bigger Burgers. PeerSense calculates Teddy's Bigger Burgers's score as 45 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 1998 · 2 locations
$410,500 to $612,800
2
2 franchised
Proprietary PeerSense metric
FairDistinct lenders in public SBA records for Teddy's Bigger Burgers
2
Total SBA loans
$188K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Teddy's Bigger Burgers
Loan Activity Score Breakdown
New or niche (1 to 2 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
0.0%
vs 10.3% peer avg
SBA Loans
2
Total Volume
$0.4M
Active Lenders
2
1 selective
States
2
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Teddy's Bigger Burgers based on SBA lending data
SBA Default Rate
0.0%
10.3% below peer avg
SBA Loan Volume
2 loans
Across 2 lenders
Lender Diversity
2 lenders
Avg 1.0 loans per lender
Investment Tier
Significant investment
$410,500 to $612,800 total
Teddy's Bigger Burgers: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2018
7 approvals. The best year on record for Teddy's Bigger Burgers.
Top SBA State
Hawaii
7 SBA financed Teddy's Bigger Burgers locations, the densest operator footprint.
Average Loan Size
$158K
Median $75K. Use as a sizing anchor when modeling your own Teddy's Bigger Burgers unit.
Lender Concentration
100%
Concentrated
Share of Teddy's Bigger Burgers approvals captured by the top 3 SBA lenders.
Teddy's Bigger Burgers's SBA lending pipeline peaked in 2018 (7 approvals). Operator density is highest in Hawaii with 7 SBA financed locations. Average funded ticket sits at $158K, with the median at $75K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals. Credit decisions concentrate with a small group of incumbents.
Payment Estimator
Estimated Monthly Payment
$4,249
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Teddy's Bigger Burgers, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman