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Zuka Juice

Zuka Juice

The total investment to open a Zuka Juice franchise ranges from $80,000 to $176,000.

What is the Zuka Juice franchise?

Zuka Juice is a drinking place that serves alcoholic beverages to customers. The estimated total initial investment to open is $80,000 to $176,000.

The brand is headquartered in Lake Oswego, Oregon.

Loan Activity Score

36/100

SBA Default Rate

17.6%

Active Lenders

8

According to its Franchise Disclosure Document or public business records, Zuka Juice has 14 locations, all owned by franchisees. Public SBA loan records show 8 lenders made 17 loans to franchisees of Zuka Juice. PeerSense calculates Zuka Juice's score as 36 out of 100, using public SBA loan performance and recent lending activity.

14 locations

Investment

$80,000 to $176,000

Total Units

14

14 franchised

Loan Activity Score
Medium
36
SBA Lending
4
Lender Quality
11
Transparency
4
Reach
5
Momentum
12

Proprietary PeerSense metric

Fair
Capital Sources
8SBA lenders

Distinct lenders in public SBA records for Zuka Juice

17

Total SBA loans

$144K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

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SBA Lending Activity for Zuka Juice

Loan Activity Score Breakdown

Growing (10 to 24 loans)

Medium Confidence
36out of 100
Fair
Market Momentum12/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety4/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence11/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency4/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint5/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

17.6%

vs 10.3% peer avg

SBA Loans

17

Total Volume

$2.5M

Active Lenders

8

4 selective

States

6

vs. SBA Sector Average

-7.3%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Data Insights

Key performance metrics for Zuka Juice based on SBA lending data

SBA Default Rate

17.6%

7.3% above peer avg

SBA Loan Volume

17 loans

Across 8 lenders

Lender Diversity

8 lenders

Avg 2.1 loans per lender

Investment Tier

Mid range investment

$80,000 to $176,000 total

Zuka Juice: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

1998

10 approvals. The best year on record for Zuka Juice.

Top SBA State

Utah

5 SBA financed Zuka Juice locations, the densest operator footprint.

Average Loan Size

$144K

Median $153K. Use as a sizing anchor when modeling your own Zuka Juice unit.

Lender Concentration

64.7%

Concentrated

Share of Zuka Juice approvals captured by the top 3 SBA lenders.

Zuka Juice's SBA lending pipeline peaked in 1998 (10 approvals). Operator density is highest in Utah with 5 SBA financed locations. Average funded ticket sits at $144K, with the median at $153K. Lender mix is concentrated: the top three SBA lenders account for 64.7% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$64K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$828

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Zuka Juice, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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Zuka Juice

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman

This is not a franchise offering and does not constitute financial, investment, or legal advice. Data is sourced from Franchise Disclosure Documents (FDDs), public filings, and third party sources and may contain inaccuracies. The figures reflect the FDD on file for the year shown and may have been superseded or extracted with errors. PeerSense is not a financial advisor, attorney, or accountant. Always consult the brand's current FDD and seek professional guidance from a qualified attorney, accountant, or financial advisor before making any franchise investment decision. See full Terms & Conditions.