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Senior Care Authority

Senior Care Authority

The total investment to open a Senior Care Authority franchise ranges from $60,000 to $185,095. The initial franchise fee is $52,500. Ongoing royalties are 8% plus a 1% advertising fee.

What is the Senior Care Authority franchise?

Senior Care Authority helps families find senior care and advises them on care options. The estimated total initial investment is $60,000 to $185,095, and the initial franchise fee is $52,500, according to the 2026 Franchise Disclosure Document.

The ongoing royalty is 8 percent of sales, and the advertising or brand fund fee is 1 percent.

The franchise agreement term is 10 years. Senior Care Authority was founded in 2009 and is headquartered in Petaluma, MD.

Loan Activity Score

55/100

SBA Default Rate

10.0%

Active Lenders

3

According to its Franchise Disclosure Document or public business records, Senior Care Authority has 26 locations, all owned by franchisees. Public SBA loan records show 3 lenders made 30 loans to franchisees of Senior Care Authority. PeerSense calculates Senior Care Authority's score as 55 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2026 Franchise Disclosure Document.

Franchising since 2009 · 26 locations

Investment

$60,000 to $185,095

Franchise Fee

$52,500

Total Units

26

26 franchised

Loan Activity Score
High
55
SBA Lending
23
Lender Quality
5
Transparency
8
Reach
7
Momentum
12

Proprietary PeerSense metric

Moderate
Capital Sources
3SBA lenders

Distinct lenders in public SBA records for Senior Care Authority

30

Total SBA loans

$142K

Average loan size

Source: public SBA 7(a) and 504 loan records through December 31, 2025

Referral fee at closing

SBA Lending Activity for Senior Care Authority

Loan Activity Score Breakdown

Established (25 to 99 loans)

High Confidence
55out of 100
Moderate
Market Momentum12/35

Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.

Loan Safety23/25

Blended default rate (recent + all time) compared to NAICS sector peers.

Lender Confidence5/15

Quality lenders actively backing this brand, with penalty for lender pullback.

Transparency8/15

FDD availability, Item 19 disclosure, and overall data completeness.

Footprint7/10

Geographic spread of SBA funded locations across states.

SBA Lending Performance

SBA Default Rate

10.0%

vs 3.2% peer avg

SBA Loans

30

Total Volume

$4.3M

Active Lenders

3

States

14

vs. SBA Sector Average

-6.8%higher default rate

SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors

Key Highlights

Item 19 financial data disclosed

Data Insights

Key performance metrics for Senior Care Authority based on SBA lending data

SBA Default Rate

10.0%

6.8% above peer avg

SBA Loan Volume

30 loans

Across 3 lenders

Lender Diversity

3 lenders

Avg 10.0 loans per lender

Investment Tier

Mid range investment

$60,000 to $185,095 total

Senior Care Authority: Deep SBA Data

Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2022

7 approvals. The best year on record for Senior Care Authority.

Top SBA State

Arizona

4 SBA financed Senior Care Authority locations, the densest operator footprint.

Average Loan Size

$139K

Median $150K. Use as a sizing anchor when modeling your own Senior Care Authority unit.

Lender Concentration

97%

Concentrated

Share of Senior Care Authority approvals captured by the top 3 SBA lenders.

Senior Care Authority's SBA lending pipeline peaked in 2022 (7 approvals). The last five fiscal years account for 60% of cumulative volume ($2.5M approved). Operator density is highest in Arizona with 4 SBA financed locations. Average funded ticket sits at $139K, with the median at $150K. Lender mix is concentrated: the top three SBA lenders account for 97% of approvals. Credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$48K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$621

Principal & Interest only

Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.

Locations

Senior Care Authority, unit breakdown

Total Units
N/A
Franchisee Owned
n/a
System Owned
n/a
Closed
n/a

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4 FDDs Available for Senior Care Authority

Review franchise fees, investment ranges, royalties, Item 19 financial data, and year over year trends. Request complimentary access through your PeerSense funding advisor.

Senior Care Authority

Page Review

Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense

  • PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
  • Edward L. Freeman founded PeerSense in January 2020.
  • He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
  • His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
  • In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page

Last reviewed LinkedIn profileAbout Edward Freeman