U.s. Lawns
The total investment to open a U.s. Lawns franchise ranges from $30,000 to $825,000. The initial franchise fee is $25,000. Ongoing royalties are 4% plus a 2% advertising fee.
What is the U.s. Lawns franchise?
U.s. Lawns is a franchise for commercial landscaping, maintaining outdoor grounds for businesses and commercial properties. The estimated total initial investment is $30,000 to $825,000, and the initial franchise fee is $25,000.
The royalty is 4 percent of sales, and the advertising or brand fund fee is 2 percent. The required liquid capital is $50,000, and the required net worth is $150,000. The franchise agreement term is 10 years. Cost and fee figures are from the 2025 Franchise Disclosure Document.
U.s. Lawns is headquartered in FORT MYERS, FL. The brand was founded in 1986 and began franchising in 2023.
Loan Activity Score
57/100
SBA Default Rate
9.0%
Active Lenders
39
According to its Franchise Disclosure Document or public business records, U.s. Lawns has 49 locations, all owned by franchisees. Public SBA loan records show 39 lenders made 78 loans to franchisees of U.s. Lawns. PeerSense calculates U.s. Lawns's score as 57 out of 100, using public SBA loan performance and recent lending activity. Cost figures are based on the 2025 Franchise Disclosure Document.
Franchising since 1986 · 49 locations
$30,000 to $825,000
$25,000
49
49 franchised
Proprietary PeerSense metric
ModerateDistinct lenders in public SBA records for U.s. Lawns
78
Total SBA loans
$424K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for U.s. Lawns
Loan Activity Score Breakdown
Established (25 to 99 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
9.0%
vs 7.6% peer avg
SBA Loans
78
Total Volume
$33.1M
Active Lenders
39
6 selective
States
24
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for U.s. Lawns based on SBA lending data
SBA Default Rate
9.0%
1.4% above peer avg
SBA Loan Volume
78 loans
Across 39 lenders
Lender Diversity
39 lenders
Avg 2.0 loans per lender
Investment Tier
Significant investment
$30,000 to $825,000 total
U.s. Lawns: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2025
10 approvals. The best year on record for U.s. Lawns.
Top SBA State
Florida
21 SBA financed U.s. Lawns locations, the densest operator footprint.
Average Loan Size
$424K
Median $167K. Use as a sizing anchor when modeling your own U.s. Lawns unit.
Lender Concentration
20.5%
Moderately Spread
Share of U.s. Lawns approvals captured by the top 3 SBA lenders.
U.s. Lawns's SBA lending pipeline peaked in 2025 (10 approvals). The last five fiscal years account for 33% of cumulative volume ($17M approved). Operator density is highest in Florida with 21 SBA financed locations. Average funded ticket sits at $424K, with the median at $167K. Lender mix is moderately spread: the top three SBA lenders account for 20.5% of approvals. Borrowers have leverage to shop multiple credit boxes.
Payment Estimator
Estimated Monthly Payment
$311
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
U.s. Lawns, unit breakdown
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Page Review
Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; it does not lend, fund, or approve loans, and the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman