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Rates
Fit For Her

Fit For Her

6 locations

The total investment to open a Fit For Her franchise ranges from $78,000 - $198,000. Fit For Her currently operates 6 locations (6 franchised). The top SBA 7(a) lenders for Fit For Her are BancFirst and AVB Bank. PeerSense FPI health score: 14/100.

Investment

$78,000 - $198,000

Total Units

6

6 franchised

FPI Score
Medium
14

Proprietary PeerSense metric

Limited
Capital Partners
2lenders available

Active capital sources verified for Fit For Her financing

SBA

7(a) Eligible

21d

Avg Funding

P+2.25%

Best Rate

No retainers · Referral fee at closing

FPI Score Breakdown

Emerging (3-9 loans)

Medium Confidence
14out of 100
Limited

SBA Lending Performance

SBA Default Rate

28.6%

2 of 7 loans charged off

SBA Loans

7

Total Volume

$1.1M

Active Lenders

2

States

2

Top SBA Lenders for Fit For Her

What is the Fit For Her franchise?

The question every serious franchise investor asks before writing a six-figure check is simple but consequential: does this brand solve a real problem for a real and growing customer base, and does the operating model give me a reasonable path to profitability? Fit For Her is a women-focused fitness franchise headquartered in Tulsa, Oklahoma, built around a straightforward but commercially powerful insight — that millions of American women want dedicated, judgment-free gym environments designed specifically for their physiology, their schedules, and their comfort. The brand addresses a structural gap in the traditional gym market by offering a facility stocked exclusively with equipment designed and manufactured by Pioneer Strength Equipment, featuring real weight-lifting machinery without hydraulic cylinders, alongside a full range of cardio, strength, and free weights purpose-built for female members. Currently operating with a total of four reported units and six franchised locations, Fit For Her is a small-footprint, early-stage franchise concept operating in one of the fastest-growing segments of the global fitness industry, valued at USD 123.77 billion in 2024 and projected to reach USD 180.44 billion by 2033. For investors who understand that ground-floor franchise opportunities carry distinct risk-reward profiles compared to mature systems, and who are evaluating women-centric fitness as a category play rather than simply a brand bet, this profile presents the independently sourced data necessary for genuine due diligence. This analysis is produced by PeerSense researchers and does not represent marketing material from the franchisor — every figure cited here is drawn from publicly available data, the Franchise Disclosure Document, or independently verified industry research.

The global fitness and recreational sports centers market presents one of the most durable secular growth stories in all of franchising, and the women's segment sits at the exact center of that momentum. The market was valued at USD 128.8 billion in 2025 by one major research firm, with projections reaching USD 183.7 billion by 2034 at a compound annual growth rate of 3.90%, while more aggressive estimates place the 2025 market at USD 148.03 billion, expanding to USD 324.05 billion by 2035 at a CAGR of 8.15% — the spread in projections reflects different methodology and scope, but every credible estimate points in the same direction. North America is the dominant regional market, consistently commanding between 37.5% and 39.36% of global market share as of 2024, with projected regional growth of 12% between 2023 and 2028. The women's demographic is not a niche within this market — it is the market's largest revenue-generating segment, accounting for 54.1% of total market revenue share in 2024, fueled by expanding participation in group-based fitness formats, growing availability of female-specific trainers, and a surge in women-centric wellness content across digital platforms. Key demand drivers include rising obesity rates, government-supported wellness initiatives, increased health awareness, the democratization of personalized fitness programming, and the expansion of the target fitness demographic beyond the traditional 18-to-35-year-old cohort to include the 35-to-54 age bracket — a group that over-indexes on willingness to pay for quality and consistency. The number of U.S. health clubs grew 39% from 13,097 businesses in 1997, and consumer membership reached approximately 33.8 million by 2001, a baseline from which the market has grown substantially. For a women-specific fitness franchise like Fit For Her, these macro forces are not background noise — they are the structural conditions that define the total addressable market.

The Fit For Her franchise investment sits in what industry analysts would classify as the accessible-to-mid-tier range of the fitness franchise spectrum, with an initial investment ranging from $78,000 on the low end to $198,000 at the high end. Understanding what drives that spread is critical for any prospective franchisee conducting serious underwriting. At the lower end of the range, investors are likely looking at markets with lower commercial real estate costs, existing suitable spaces requiring less build-out modification, and operating environments where the cost of the equipment and access control installation can be absorbed with minimal construction expenditure. At the high end, franchisees should anticipate costs associated with higher-cost markets, more extensive tenant improvements, and the full array of technology and equipment installation. For context, general health and fitness franchise fees in 2025 range from under $25,000 for budget gym concepts to over $250,000 for premium boutique fitness brands, with royalty structures typically hovering around 6% of gross sales and marketing fees generally falling between 1% and 4% of net sales — placing Fit For Her's investment parameters at the more accessible end of the fitness franchise investment spectrum. The brand explicitly states that prospective franchisees should have between $120,000 and $150,000 in liquid capital available, providing investors with a clear minimum threshold for financial qualification. Fit For Her offers financing access through third-party lenders, which expands the accessible franchisee pool beyond those with fully liquid capital on hand. The brand also provides a discount for veterans, a meaningful consideration for military-affiliated investors evaluating fitness franchise opportunities in 2025. For a concept that operates at approximately 4,000 square feet per location, requires only two part-time staff members, and operates on a 24/7 access-control model, the total cost of ownership relative to the staffing and operational overhead is structurally lean compared to larger-format gym franchises with full-time staffing requirements.

Daily operations at a Fit For Her franchise are built around a deliberately low-touch, high-efficiency model that fundamentally differentiates the brand from traditional gym franchises with larger headcounts and more complex operational demands. The anchor of the operating model is a 24/7 member access system driven by a proprietary access control platform — members can enter and use the facility at any hour without requiring staff to be present, which is the operational mechanism that makes a two-part-time-staff model viable at 4,000 square feet. The equipment ecosystem is another key operational differentiator: all machinery is designed and built by Pioneer Strength Equipment specifically for Fit For Her, offering real weight-lifting equipment described as easy to operate and easy on the body, without hydraulic cylinders — a choice that appeals to both novice and experienced female fitness members while reducing the technical complexity of equipment maintenance. On the support side, Fit For Her describes its model as a "turnkey facility" approach, stating the franchise provides literally everything except the walls at the base price, with no hidden costs — a transparency commitment that prospective franchisees should verify against the full Franchise Disclosure Document. The corporate support infrastructure includes computer-aided drafting services for space planning and modification, pre-recorded television and radio advertising assets, ready-to-print graphics for flyers and handout materials, assistance with custom marketing design for market-specific requirements, and guidance from site selection through grand opening and into ongoing operations. The brand's area development program for multiple locations signals a corporate preference for franchisees capable of scaling beyond single-unit ownership, and the model's operational simplicity — two part-time staff, automated access, standardized equipment — makes multi-unit management more tractable compared to labor-intensive fitness formats.

Item 19 financial performance data is not disclosed in the current Franchise Disclosure Document for Fit For Her. This is a material consideration for any investor, and it deserves direct treatment rather than deflection. Approximately 66% of franchisors now include financial performance representations in their FDDs, up from 52% in 2014, meaning the decision not to disclose places Fit For Her in the minority of current franchise systems on this dimension. Without Item 19 data, investors cannot independently verify average unit revenue, gross margins, or owner earnings from the franchisor's own records. What investors can do is benchmark the concept against industry data. Women-centric fitness clubs operating at the 4,000-square-foot format with lean staffing models typically generate revenue from monthly membership fees, which at even modest membership densities — 200 to 400 members in a 4,000-square-foot facility — can produce annual gross revenue figures that support an investment in the $78,000 to $198,000 range, depending on local market pricing. The broader gymnasium segment dominated the global fitness market with a 38.5% revenue share in 2024, and boutique women's fitness facilities have demonstrated strong member retention characteristics compared to co-ed big-box gyms, which is relevant to long-term unit economics. The absence of Item 19 disclosure means prospective franchisees must conduct independent validation by speaking with existing franchisees, requesting franchisee contact information through the FDD, and benchmarking against comparable independent studio operators in their target markets. The Fit For Her franchise investment range of $78,000 to $198,000 suggests a payback window analysis that depends heavily on local pricing power, membership capacity management, and the efficiency of the member acquisition process — all variables that prospective franchisees should model under conservative, base, and optimistic scenarios before committing capital.

The growth trajectory of Fit For Her, at four total units and six franchised locations, positions the brand firmly in the early-expansion phase of the franchise lifecycle — a stage that carries both opportunity and uncertainty that investors must weigh deliberately. From a competitive moat perspective, the brand's most defensible advantages are its purpose-built equipment relationship with Pioneer Strength Equipment, its women-exclusive positioning in a market segment that produced 54.1% of global fitness market revenue in 2024, and its operational model requiring only two part-time staff enabled by a 24/7 automated access control system. The women's fitness category is not a new trend — it is an established and growing structural preference among female gym-goers who report discomfort in co-ed environments and greater satisfaction in women-specific settings. The area development program available to multi-unit investors represents the brand's primary vehicle for geographic expansion, allowing serious investors to secure territory rights across multiple locations rather than competing for individual units as the system grows. The fitness industry is relatively fragmented outside of a handful of national brands, meaning regional and local market share is genuinely contestable for a focused operator with strong community marketing execution. While specific corporate developments such as leadership changes, technology investments, or recent acquisitions are not publicly documented for this brand, the turnkey model's emphasis on pre-built marketing assets — including pre-recorded TV and radio ads — suggests a franchisor making deliberate investments in lowering the marketing execution burden on individual franchisees. The gym segment's 38.5% revenue share dominance in the global fitness market in 2024 further validates the category bet underlying the Fit For Her franchise opportunity.

The ideal Fit For Her franchisee is almost certainly someone with a combination of community management sensibility, basic business administration capability, and a genuine passion for women's health and fitness — not necessarily a certified personal trainer or fitness industry veteran, given that the equipment design and operational systems are explicitly built for ease of operation. The two-part-time-staff model means franchisees are not managing a large team, which lowers the complexity of HR and labor scheduling while simultaneously requiring the franchisee to take a hands-on role in community building and membership growth, particularly in the early months of operation. Multi-unit operators are clearly in the brand's growth strategy — the area development program is specifically cited as making multiple locations a compelling value proposition — making this an attractive entry point for investors interested in building a small portfolio of women's fitness locations in contiguous geographic markets. The average unit size of 4,000 square feet sits in a commercially accessible range, with availability across a wide variety of strip mall, inline retail, and suburban commercial real estate formats in most U.S. markets. Veterans receive a discount on entry costs, making Fit For Her franchise a particularly accessible opportunity for military-affiliated entrepreneurs seeking a business with meaningful community impact. The Tulsa, Oklahoma headquarters suggests the brand's deepest operational experience is in the central U.S. market, though the franchise model is designed to be geographically replicable. Investors should verify territory exclusivity terms, agreement length, and renewal conditions in the full Franchise Disclosure Document before proceeding to any commitment.

The Fit For Her franchise opportunity presents an investment thesis that is fundamentally about category positioning and operational simplicity in one of the most durable growth markets in franchising. The global fitness and recreational sports centers market is projected across multiple independent research methodologies to grow from USD 123.77 billion in 2024 to between USD 180 billion and USD 324 billion over the next decade, with the women's segment — Fit For Her's exclusive focus — commanding the largest single revenue share at 54.1% as of 2024. The investment range of $78,000 to $198,000 with a $120,000 to $150,000 liquid capital requirement places this opportunity at the accessible end of the fitness franchise cost spectrum, particularly given the 24/7 automated access model that limits ongoing labor overhead to two part-time staff. The FPI score of 14, classified as Limited by the PeerSense rating system, reflects the early-stage nature of the system and the absence of Item 19 financial performance disclosure — both factors that inform a more rigorous due diligence process rather than disqualifying the concept outright. PeerSense provides exclusive due diligence data including SBA lending history, FPI score breakdowns, location maps with Google ratings, FDD financial data, and side-by-side comparison tools that allow investors to benchmark Fit For Her against other women's fitness and broader gym franchise concepts across every investment dimension. The combination of a growing total addressable market, a purpose-built equipment system designed specifically for female members, a lean two-staff operational model, and a turnkey franchisor support system that includes pre-recorded advertising and computer-aided space planning creates a foundation that warrants serious evaluation. Explore the complete Fit For Her franchise profile on PeerSense to access the full suite of independent franchise intelligence data.

FPI Score

14/100

SBA Default Rate

28.6%

Active Lenders

2

Key Highlights

Data Insights

Key performance metrics for Fit For Her based on SBA lending data

SBA Default Rate

28.6%

2 of 7 loans charged off

SBA Loan Volume

7 loans

Across 2 lenders

Lender Diversity

2 lenders

Avg 3.5 loans per lender

Investment Tier

Mid-range investment

$78,000 – $198,000 total

Fit For Her — Deep SBA Data

Brand-specific metrics derived directly from SBA 7(a) approval records — peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.

Peak SBA Year

2006

4 approvals — best year on record for Fit For Her.

Top SBA State

Oklahoma

5 SBA-financed Fit For Her locations — the densest operator footprint.

Average Loan Size

$150K

Median $169K — use as a sizing anchor when modeling your own $Fit For Her unit.

Lender Concentration

100%

Concentrated

Share of Fit For Her approvals captured by the top 3 SBA lenders.

Fit For Her's SBA lending pipeline peaked in 2006 (4 approvals). Operator density is highest in Oklahoma with 5 SBA-financed locations. Average funded ticket sits at $150K, with the median at $169K. Lender mix is concentrated: the top three SBA lenders account for 100% of approvals — credit decisions concentrate with a small group of incumbents.

Payment Estimator

Loan Amount$62K
Interest Rate9.5%
Term (Years)10 yr

Estimated Monthly Payment

$807

Principal & Interest only

Locations

Fit For Herunit breakdown

Total Units
N/A
Franchisee Owned
System Owned
Closed

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Fit For Her