Cups Frozen Yogurt
The total investment to open a Cups Frozen Yogurt franchise ranges from $269,350 to $520,000. The initial franchise fee is $35,000. Ongoing royalties are 6% plus a 2% advertising fee.
What is the Cups Frozen Yogurt franchise?
Cups Frozen Yogurt sells frozen yogurt to customers looking for a snack or dessert. The estimated initial investment is $269,350 to $520,000, including an initial franchise fee of $35,000.
The royalty is 6 percent of sales, and the advertising or brand fund fee is 2 percent. The franchise agreement runs for 10 years, and the brand lists its headquarters in Irvine, California, and its founding year as 2010.
Loan Activity Score
16/100
SBA Default Rate
33.3%
Active Lenders
5
According to its Franchise Disclosure Document or public business records, Cups Frozen Yogurt has 7 locations, all owned by franchisees. Public SBA loan records show 5 lenders made 6 loans to franchisees of Cups Frozen Yogurt. PeerSense calculates Cups Frozen Yogurt's score as 16 out of 100, using public SBA loan performance and recent lending activity.
Franchising since 2010 · 7 locations
$269,350 to $520,000
$35,000
7
7 franchised
Proprietary PeerSense metric
LimitedDistinct lenders in public SBA records for Cups Frozen Yogurt
6
Total SBA loans
$377K
Average loan size
Source: public SBA 7(a) and 504 loan records through December 31, 2025
Referral fee at closing
SBA Lending Activity for Cups Frozen Yogurt
Loan Activity Score Breakdown
Emerging (3 to 9 loans)
Are lenders increasingly or decreasingly funding this brand? Growing trends score highest.
Blended default rate (recent + all time) compared to NAICS sector peers.
Quality lenders actively backing this brand, with penalty for lender pullback.
FDD availability, Item 19 disclosure, and overall data completeness.
Geographic spread of SBA funded locations across states.
SBA Lending Performance
SBA Default Rate
33.3%
vs 10.3% peer avg
SBA Loans
6
Total Volume
$2.3M
Active Lenders
5
States
3
vs. SBA Sector Average
SBA loan default rate vs. all franchises in the same NAICS sector, not limited to direct competitors
Key Highlights
Franchise Financing Resources
Data Insights
Key performance metrics for Cups Frozen Yogurt based on SBA lending data
SBA Default Rate
33.3%
23.0% above peer avg
SBA Loan Volume
6 loans
Across 5 lenders
Lender Diversity
5 lenders
Avg 1.2 loans per lender
Investment Tier
Significant investment
$269,350 to $520,000 total
Cups Frozen Yogurt: Deep SBA Data
Brand specific metrics derived directly from SBA 7(a) approval records: peak lending year, leading state, average loan size, and lender concentration. PeerSense computes these per brand so capital advisors and prospective franchisees can benchmark this opportunity against the rest of the franchise universe.
Peak SBA Year
2013
6 approvals. The best year on record for Cups Frozen Yogurt.
Top SBA State
New Jersey
7 SBA financed Cups Frozen Yogurt locations, the densest operator footprint.
Average Loan Size
$412K
Median $401K. Use as a sizing anchor when modeling your own Cups Frozen Yogurt unit.
Lender Concentration
36.4%
Moderately Spread
Share of Cups Frozen Yogurt approvals captured by the top 3 SBA lenders.
Cups Frozen Yogurt's SBA lending pipeline peaked in 2013 (6 approvals). Operator density is highest in New Jersey with 7 SBA financed locations. Average funded ticket sits at $412K, with the median at $401K. Lender mix is moderately spread: the top three SBA lenders account for 36.4% of approvals. Meaningful choice exists, but specific lenders carry the brand.
Payment Estimator
Estimated Monthly Payment
$2,788
Principal & Interest only
Indicative only, as of October 1, 2026. Not a quote, commitment or offer of credit. Final pricing, leverage and terms are determined by the lender at underwriting, after full transaction materials are reviewed. PeerSense sources the file. The lender sets pricing. What these terms mean.
Locations
Cups Frozen Yogurt, unit breakdown
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Reviewed by Edward L. Freeman, Founder and Managing Director, PeerSense
- PeerSense is a capital advisory firm that places commercial financing with direct capital sources; the capital source sets final terms.
- Edward L. Freeman founded PeerSense in January 2020.
- He is a Registered Franchise Consultant with Business Alliance, Inc., a credential issued in March 2022, and worked as a franchise consultant there from March 2022 to May 2023.
- His recorded experience includes a $22 million SBA construction loan, with about $16 million funded on the deal.
- In the 12 months through September 30, 2026, PeerSense tracked 912 publicly announced financings with a disclosed size of $361.32 billion. PeerSense Capital Data Report · Methodology page
Last reviewed LinkedIn profileAbout Edward Freeman